Whether you remember the quadratic equation as an adult is less important than whether you learned the analytic thought processes that solving equations teaches.
I vote to stay flexible at 23 years old. If you're banking on having tenants who pay on time and don't completely destroy your house, good luck. Echoing what other people have said, co-signing anything with anyone is a recipe for disaster. The only person you can count on to be paying the...
Have you looked into worm composting? You should be able to do that in a garbage can. My German Shorthaired Pointer loves to eat old kitchen scraps and all sorts of weird garbage out of my pile, so eventually I'd like to go the garbage can + worm route.
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