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  1. X

    Smart Home & Home Automation discussion thread

    I don't see the value in the echo show over a tablet with a stand. The tablet is portable, can do more things, and already exists in many people's homes. Why not sell a display that will work with it wirelessly? It would basically be the iPad with WiFi but no touch screen, no camera, maybe even...
  2. X

    How complicated is your paycheck?

    What's a paycheck? Most of my money comes from quarterly k-1 distributions.
  3. X

    What percentage of your pre-tax income goes towards your mortgage?

    We should ship all of them to Florida. I hear it's warm there :D That way we can have all the crazy in one place.
  4. X

    What percentage of your pre-tax income goes towards your mortgage?

    Arizona would be too hot and depressing for me. Look up Raleigh, North Carolina. They have a growing tech community, great weather, and cheap COL. I believe that's where Anand lives right now.
  5. X

    What percentage of your pre-tax income goes towards your mortgage?

    Move out of California and you will so much richer. I regularly get $180k+ offers that I have to turn down because the higher COL would kill any gains. Then again, I'm still trying to figure out a way to "transfer" to the west coast while working remotely so I can get both the salary bump and...
  6. X

    What percentage of your pre-tax income goes towards your mortgage?

    Right, but the costs of living in a house are waaay more than just a mortgage. I would rather take a known higher fixed cost then an unknown variable cost at this point in my life. Then again I also travel 80%. Just last month my apartment flooded while I was gone any my landlord dumped...
  7. X

    Verizon to increase out of contract unlimited data by $20/month

    Verizon eliminated the ability to transfer unlimited lines long ago. I upgrade to a note 5 using the best buy method and I'm good to go until 10/17/17. Will I be able to extend my contract on 10/17/17 for another two years before my current contract expires using the BB method? There is a...
  8. X

    How do I motivate people to want to do OT?

    Unlimited OT requested. It's usually a sign of terrible management and should be a first indicator that it's time to leave. If management wants employees to stay late they should adjust their position and title instead of changing expected hours week to week. I place a significant premium on...
  9. X

    IT Industry Salary Survey Guides?

    Typically you get into a consulting job after school and work your way up. Otherwise you have to get lucky with projects or experience.
  10. X

    IT Industry Salary Survey Guides?

    Don't worry so much about average salaries. Find an in-demand IT niche and you can charge whatever you want. I recommend a specialty in Business Intelligence/Analytics, Security, or ERP if you really want to maximize your income.
  11. X

    Surface Pro 4 and Surface Book

    Thoughts on if it worth upgrading from my Sufrace Pro 3 to a Surface Book? I rarely use it as a tablet but value portability highly.
  12. X

    hacker show on USA - Mr. Robot

    Your comments on drug usage are on point. I know a decent amount of people in the InfoSec universe and most did some kind of drugs as a teenager. The whole "hacker culture" was largely started by people who largely didn't fit in with normal society, hated rules, and were naturally curious...
  13. X

    Is it me or are real estate prices going wacko again

    The Cleveland/NW Ohio area is the best pace to live if you are trying to maximize your salary vs cost of living. One of my friends rents a 2 bedroom apartment in Lakewood for $700/month and makes silicon valley money. That same place in Chicago would be $1400/month and $3k/month in the valley...
  14. X

    College people: Does this pic just about sum it up?

    No one has any personal responsibility anymore.
  15. X

    SW Chicagoland

    Why would you move downtown? The north side is where all the nightlife is. The loop has nothing going on after 5.
  16. X

    Why is saving money so hard?

    What if you had to move to get a better paying job? What if you bought in 2007 and lost a ton of money? What if you need to travel a lot? There are many, many hard to quanitfy reasons not to buy a house. Unless you are ready to settle down and build a family it's not worth it for most people.
  17. X

    Why is saving money so hard?

    While he didn't inherit the job directly I'm sure that the contacts he gained through his wealthy in-laws didn't hurt. I would be genuinely shocked if Safeway's success was entirely self-made.
  18. X

    Why is saving money so hard?

    All has been explained. The best way to make a lot of money is to inherit it. You are so out of touch with reality because you haven't really had to make it on your own. It's so much harder to make it in our current economy then it used to be.
  19. X

    Why is saving money so hard?

    Hey, this forum needs someone like him to get traffic up again.
  20. X

    Why is saving money so hard?

    I think he is referring to $10k/household not $10k/person.
  21. X

    PSA: Never Work For a Company With 3 Generations of Ownership

    To be fair, with everyone here packing it's almost like an unpaid security force.
  22. X

    PSA: Never Work For a Company With 3 Generations of Ownership

    Yea, they don't really have a security presence guarding the metal because it's not a part of the core business process. The owners buy and sell physical gold because they are speculating on the side.
  23. X

    PSA: Never Work For a Company With 3 Generations of Ownership

    Dynamics AX. It's a good fit for the company(mid-sized manufacturer) but they mucked it up with dumb customizations.
  24. X

    PSA: Never Work For a Company With 3 Generations of Ownership

    It's finally go-live week! Wish me luck because I sure as heck need it.
  25. X

    Is this forum slowly fading away? Especially the FS/TRADE forum?

    How many posts do we really get a day here? It's been pretty bad the past few weeks. This place seems to be nearing the end of it's useful life.
  26. X

    Are thin laptops always better?

    I travel a ton so having an ultra-light portable laptop is a huge plus. There is no other device on the market that has the specs and is as easy to carry as a surface.
  27. X

    Are thin laptops always better?

    I love my surface and you'll have to pry if from my cold dead hands.
  28. X

    anyone max out their 401k?

    I'm not sure but I don't think I ever would do a rollover. My 401k offers the Vanguard target retirement funds I would invest in anyway.
  29. X

    anyone max out their 401k?

    My goal is to earn just as much, if not more, in retirement than I do working. I've made sacrifices and my expected retirement balance in all accounts is ~$150k by 30.
  30. X

    anyone max out their 401k?

    You know that taxes are tiered right?
  31. X

    anyone max out their 401k?

    Roth is better when you plan on being in a higher tax bracket after you retire. Since this is the case for most people roth is usually the better choice.
  32. X

    anyone max out their 401k?

    Through a mega backdoor roth.
  33. X

    anyone max out their 401k?

    Yea, I max out my IRA, 401k, and HSA. On top of that I also add another 15k/year post-tax to my 401k. My work and life situation is fairly unique though.
  34. X

    Bernie's gettin rowdy again!

    I voted for Ron Paul in 2012 and I'll vote for Sanders in 2016.
  35. X

    How come there's so many oldies here?

    I just turned 27. Guess I'll always be the youngest one here with how old everyone else is.
  36. X

    What's the average age that people are debt free in America?

    The rule means you shouldn't buy more a house more than 3x your household income level. This is done to avoid becoming house poor. As with anything, take the rule with a grain of salt and really do your own budget due diligence. In general, when you pay much more than that for a house...
  37. X

    What's the average age that people are debt free in America?

    This brings back terrible memories of trying to explain to a 1st year associate how a company could have negative cash.
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