i live in manhattan, so i have a list of coffee shops and other places that I have on rotation. usually i just bring my laptop and sit with a cup of coffee... but the problem is the internet consistency. i don't know why it's still hard to have good WIFI in year 2013, but it is.
chase always sends me offers in the mail for free balance transfers. i just always threw them away because i always assumed those credit card things would always come back to get you in the long run anyways
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