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  1. Fun with Stable Diffusion

    Behold.. the Santa Cardinal

  2. Fast-food pricing going up?

    i didnt anything about no bread

  3. Fast-food pricing going up?

    wha? who said anything about eating the burger cold/dry? or even reheating them? I'm eating it when i get home, which is like a 5min drive from McD. still warm

  4. Stuff you didn't know and probably don't care about

    Yes it does. but the plane is stationary. :o <Mindblown meme>

  5. Stuff you didn't know and probably don't care about

    1 ounce of pure protein — coming from a piece of meat, chicken or fish — weighs in at about 7 grams of protein per ounce. frozen quarter pounder burger patty is 4 oz but that's precook/ice weight. after cooking off the water, it's 3oz so the packaging should say for each patty protein =...

  6. Stuff you didn't know and probably don't care about

    duplicate

  7. Fast-food pricing going up?

    I'm paying the premium for not feeling like cooking and cleaning of the burgers. At 2 double cheeseburgers (4 patties) for $3, That's 4 x 1.6oz = 6.4 oz or .4 lbs of beef. I feel 1/4lb of beef plus 4 slices of cheese for $3 is only a small premium for not cooking/cleaning. edit: That's...

  8. Simple Work life balance formula

    Obamacare. use only Silver plans since they are the only ones with cost sharing

  9. Fast-food pricing going up?

    hm.. never thought of paying for an extra patty. in my example, 2 double cheeseburgers for $3 comes out to .75 each patty. Have to check next time how much each additional patty is

  10. Simple Work life balance formula

    Who said anything that 4% swr scares me? it's the opposite in that i think dying with the same amount you start retirement with is too much. but yeah 10% chance of going to $0 in 30yrs with 5% swr scares me. So i think something slightly above 4% like 4.3% is good balance for me. (still 0%...

  11. Simple Work life balance formula

    but your going to die with ALOT more $ than you retired with at 2.7% rate. (not watching youtube link) You could have retired years earlier if you did 4% and over a decade earlier if Dullard's 5%

  12. Fast-food pricing going up?

    Because of this thread, i looked At mcD attached to my local walmart. mcDouble is 2 for $4 but just noticed on mcD app that double cheeseburgers are b1g1 so $3.20 for 2. yeah, i bought at $1.60 cheeseburgers. still higher than 1.25 McDoubles from years ago but i get an extra slice of cheese so...

  13. Simple Work life balance formula

    Ahh.. sorry.. 6% for SS instead of 9%. but it's only ~1.5% Medicare. And employer also contributes 6% ss and 1.5% medicare So 12% SS. From your 15% savings formula, you already have 12% from SS. hm.. but that's assuming you take SS at full retirement age of 67. it'll be 30% lower at age 62 so...

  14. Simple Work life balance formula

    die with lots of $ left over @ swr = 4%? hm.. lets say your expenses are $30k/yr. 4% swr = $750k. :eek: so yeah if 4% swr, then you will die with your starting balance of at least mid 6 figures after 30yrs. Depends on your risk tolerance. I'd rather die with $750k than running out of $ after...

  15. Simple Work life balance formula

    So 5% safe withdraw rate, with a slight chance you might run out of $ before you die if you live 30yrs past retirement. with a 4% safe withdraw rate, you should die with about the same amount of $ you entered retirement with, minus the buying power from inflation. ie: You will never run out of...

  16. Simple Work life balance formula

    pension + ss will pay for a decent nursing home? in nyc, it costs about $100k/yr. my mom retired from nyc board of education and i dont think her pension + ss will pay completely for a nursing home. :( Fortunately, she doesnt need it yet but she's close to going to assisted living, which her...

  17. Fast-food pricing going up?

    Oh another thing about higher prices besides much higher min wage: landlords doubling price of commercial rent But that shouldnt affect McD since corporate stores own the land. (McD is not in the restuarant business. They're a Real Estate business) Once again, Costco FTW!

  18. Fast-food pricing going up?

    well i voted with my $ and havent bought anything at fast food in years because they're no longer value

  19. Jesus's middle name is Hume! Caution: Some NSFW images within!

  20. Fast-food pricing going up?

    Came in here to say that. Years ago nyc made min wage at fast food places $15/hr. (But 1.25 tree can still pay fed min wage of $7.25/hr) In 2024, maryland made min wage $15/hr for everyone. I miss the days of .99 big mac. Then came the .99 mcDouble which became 2 for $2.50. now i have no idea...

  21. News LA porn law inspiring more small government efforts

    Where men are men and any vagina near you is scared :o

  22. Simple Work life balance formula

    Hence my simple formula Basic expenses = discretionary expenses. Forces people to spend some $ on fun instead of over saving when they're young. It's simple and easy to understand thus more likely they'll do it. You work hard to pay for these expenses. Play hard as well at an equal amount...

  23. Simple Work life balance formula

    I'm relying totally on 401k/roth/pension for my retirement. But I'm not calculating social security. For the big 1 time items (hvac, roof, another car, etc), i'll make up that $ with social security later in life

  24. House Speaker election/circus/all ages carnival - ongoing coverage

    Maga Mike's chances of keeping the USA open went down by 1. (Part of the Budget expires in mid Jan and the rest in beginning of Feb, thx to Maga Mike.) Will he make another deal with Dems to keep the govt open, risking his neck with the FreeDumb cockus? Wheres that Meme about which of the 2...

  25. Some days i can do lots of pushups, some days i can only do 60%?

    fatigue in arms but i dont feel it in triceps

  26. Jesus's middle name is Hume! Caution: Some NSFW images within!

  27. Some days i can do lots of pushups, some days i can only do 60%?

    no, don't track but it seems like when i eat alot the night before, i can't do alot. but no way an extra pound of food in me reduces my push up ability by that much? one set. (20 yrs ago when i was in my prime and going to the gym, i was doing 4sets of 25)

  28. Simple Work life balance formula

    What happened to mint? (I used to use their free stuff pre covid)

  29. Some days i can do lots of pushups, some days i can only do 60%?

    I do 20 pushups 2-3x a week. Some days i can only do 15-17 and on rare occasions, i barely do 12. Anyone know why? (i do no other exercises)

  30. Jesus's middle name is Hume! Caution: Some NSFW images within!

    ok, help me understand the meme

  31. Disney to (finally) lose copyright to Mickey Mouse and become public domain. Surprised they didn't try to extend it (again) under Trump

    Happy 2024! Steamboat Mickey is now public domain! Also, Winnie's friend Tigger is also public domain. I can see a sequel to Winnie's horror slasher movie with Tigger :o

  32. Jesus's middle name is Hume! Caution: Some NSFW images within!

  33. Simple Work life balance formula

    I'm flying more now-a-days and need to get into the credit card game. Suggestions on where to start?

  34. Fun with Stable Diffusion

    Happy 2024!

  35. Simple Work life balance formula

    And hopefully free nursing home care :p

  36. Simple Work life balance formula

    Then you can put kids on the discretionary side. :p But you'll probably end up with too much discretionary. Drop a kid, say at foster care? :D

  37. Simple Work life balance formula

    well, how much cash surplus you have every month is not a balance according to my formula. You could have a McMansion and drive a Ferrari but eat spaghetti/never go out to grow your bank acct. But basic expenses (mortgage, car note) >> discretionary for this example

  38. Simple Work life balance formula

    Formula: cost of Basic expenses = discretionary expenses Basic expenses: Rent/mortgage, food, utils, insurance, etc Discretionary: Trips, dinners at restaurants/going out, cable subscriptions, hookers&blow, etc A good balance is to spend the same amount on Discretionary expenses as basic...

  39. Jesus's middle name is Hume! Caution: Some NSFW images within!

    i took me a few sec to understand this...

  40. NEW: List some movies you've watched recently. Theatre, rental, TV... and give a */10

    History of the World :p
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