$100 Visa Gift Card for signing up for Charles Schwab CC

[helpme]

Received my CC today. Going to make a purchase soon and look the for the GC in 6 weeks.

 

[Trizik]

What if you make a $98.76 charge on the GC so that there's only $1.24 left on it. How do you spend that small remainder so that you don't have to pay the maintenance fee?

 

[JSLIM]

Originally posted by: Trizik
What if you make a $98.76 charge on the GC so that there's only $1.24 left on it. How do you spend that small remainder so that you don't have to pay the maintenance fee?

use it toward a future purchase, gas, food, etc. pay the difference.

 

[WiseOne]

I'm thinking about getting xbox 360 with mine, cut price in half!

 

[chuckywang]

So as far as I understand...

1) Apply for card
2) Use card for purchase over 25 dollars.
3) Wait six weeks for GC to arrive.
4) Use GC within six months so you don't get monthly maintenance fees.
5) Cancel card, done deal.

 

[cmv]

How do you find out your APR? I got mine but it has a 1.9% on balance transfers and cash advances. I don't see the APR clearly spelled out for regular purchases.

Thanks for the deal! Now I just need to activate, buy something, and enroll online to pay it.

This will make my video card upgrade much more affordable. I got in on the (not this deal) Citi card deal and I'm hoping the gift card will at least work at for $100 at Circuit City. If so, video card + a Happauge PVR 150. WahoO!

 

[JSLIM]

Originally posted by: cmv
How do you find out your APR? I got mine but it has a 1.9% on balance transfers and cash advances. I don't see the APR clearly spelled out for regular purchases.

Thanks for the deal! Now I just need to activate, buy something, and enroll online to pay it.

This will make my video card upgrade much more affordable. I got in on the (not this deal) Citi card deal and I'm hoping the gift card will at least work at for $100 at Circuit City. If so, video card + a Happauge PVR 150. WahoO!

8.15% on purchases. Its on the application page (scroll down).

 

[Chevydriver]

I figured what the heck, its not like I use my excellant credit for anything anyways. So I applied for this. Free money=Good

 

[cmv]

Originally posted by: JSLIM

Originally posted by: cmv
How do you find out your APR? I got mine but it has a 1.9% on balance transfers and cash advances. I don't see the APR clearly spelled out for regular purchases.

Thanks for the deal! Now I just need to activate, buy something, and enroll online to pay it.

This will make my video card upgrade much more affordable. I got in on the (not this deal) Citi card deal and I'm hoping the gift card will at least work at for $100 at Circuit City. If so, video card + a Happauge PVR 150. WahoO!

8.15% on purchases. Its on the application page (scroll down).

Doh! Thanks.

I applied and I got the "must wait for approval" too but it showed up in the mail after 3-5 days. Fast! I didn't call either.

 

[PHiuR]

NICE! got mine. now to buy something > $25 so I can get $100

 

[finbarqs]

where does it say that i need to buy something $25 bucks to get $100? and what gift certificate is it to?

 

[RossMAN]

Originally posted by: finbarqs
where does it say that i need to buy something $25 bucks to get $100? and what gift certificate is it to?

It doesn't say $25 for your first purchase but supposedly a Schwab/MBNA CSR once said that. So just in case my first purchase was like $29.99 @ OfficeMax, something like that.

You get a VISA card with 16 digits and has $100 value, so you can use it anywhere VISA credit cards are accepted. I would not recommend using it at a gas station, restaurant, hotel, car rental or plane ticket purchase. Just buy something at Best Buy, grocery store, Walmart, CompUSA, anywhere that accepts VISA cc's.

 

[Chevydriver]

Got my card today. $5k credit limit.

 

[donaccord]

Originally posted by: RossMAN

You get a VISA card with 16 digits and has $100 value, so you can use it anywhere VISA credit cards are accepted. I would not recommend using it at a gas station, restaurant, hotel, car rental or plane ticket purchase. Just buy something at Best Buy, grocery store, Walmart, CompUSA, anywhere that accepts VISA cc's.

Why not the gas Station? Just add up all your reciepts and don't go over $100, but I don't think you can go over on a gift card.

 

[ECartman]

Originally posted by: donaccord

Why not the gas Station? Just add up all your reciepts and don't go over $100, but I don't think you can go over on a gift card.

Cause gas stations put a "hold" on your credit card for an amount in excess of what you actually pay at the pump....and then adjust a few days later when the pump transactions are calculated. With a fixed $100 card that hold may exceed the amount you have on the card and will at any rate tie up that hold amount so you can't spend it on the card for a few days.

 

[RossMAN]

Originally posted by: ECartman

Originally posted by: donaccord

Why not the gas Station? Just add up all your reciepts and don't go over $100, but I don't think you can go over on a gift card.

Cause gas stations put a "hold" on your credit card for an amount in excess of what you actually pay at the pump....and then adjust a few days later when the pump transactions are calculated. With a fixed $100 card that hold may exceed the amount you have on the card and will at any rate tie up that hold amount so you can't spend it on the card for a few days.

Thank you for the explanation

 

[aphro]

Just so everyone knows, if you got in on the $150 deal you're still eligible for the $100. Maybe this is common knowledge for y'all, but I asked this q back on page 2, didn't get a response, decided to give it a go anyway and just got off the phone with "Paul" who said I should be expecting it about 4 weeks after my 1st purchase. Thanks, Paul!

j

 

[PHiuR]

crap!... did someone say that NY residents do not get the giftcard? I diddnt read that!!!

edit: darn...it says rite there that it does not apply for NY Residents...oh well, guess I just have a CC sitting around.

 

[JSLIM]

fyi: got my $100 gift card today. via ups.

 

[fbrdphreak]

Originally posted by: JSLIM
fyi: got my $100 gift card today. via ups.

how long ago did you make your first purchase?

 

[JSLIM]

Originally posted by: fbrdphreak

Originally posted by: JSLIM
fyi: got my $100 gift card today. via ups.

how long ago did you make your first purchase?

I made a charge early in August.

 

[fbrdphreak]

I made mine in late august, so I guess I still got about a month to go

 

[vrbaba]

got mine in the mail today. came through UPS delivery, had to sign for it and all.
my first purchase was aug 12.

 

[MSU]

Got mine in the mail yesterday, woohoo. A couple of questions (from the terms and conditions):

1. There is a $5.95 "Open Fee". I take it that is waived and the value is $100 exactly?

2. "You may not make purchases that exceed the balance of funds available." Is that true? What if you want to buy some worth $200 and pay the balance with cash/Visa, etc.?

3. How does a clerk at the register know the balance on the card? When scanned does it show the balance?

Thanks.

 

[chizzle]

I'm guessing this is dead, the link above doesn't work.

*Nevermind