tracerbullet
Golden Member
- Feb 22, 2001
- 1,661
- 19
- 81
Just make sure to pay your bill.
Sounds obvious, right? I've had my other credit card for over 20 years now, and have a perfect record, because I'm anal retentive and I do things like - pay my bills. But - when I had my Sony card, I had to go look for my bills online, I never received anything in the mail, no emails, not a peep from them, i had to go look for it. And when I made a small charge (gas station), and this card escaped my memory since I pretty much never actually used it, that charge sat for several months and didn't do anything nice for my credit score. THe first time I even knew of it was when a collection agency called, at which point I paid it right away. It was like $20-ish or so for the original charge.
So yeah, remember to pay your bill. Sounds obvious, but even the best of us can forget or not know. I'd give them back their $200 to undo what it did to my credit.
Sounds obvious, right? I've had my other credit card for over 20 years now, and have a perfect record, because I'm anal retentive and I do things like - pay my bills. But - when I had my Sony card, I had to go look for my bills online, I never received anything in the mail, no emails, not a peep from them, i had to go look for it. And when I made a small charge (gas station), and this card escaped my memory since I pretty much never actually used it, that charge sat for several months and didn't do anything nice for my credit score. THe first time I even knew of it was when a collection agency called, at which point I paid it right away. It was like $20-ish or so for the original charge.
So yeah, remember to pay your bill. Sounds obvious, but even the best of us can forget or not know. I'd give them back their $200 to undo what it did to my credit.