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Offer available for new Key Express Free Checking account (this is the basic banking account in NY) or any other personal checking account with direct deposit. Other miscellaneous charges apply. If you close your account within 180 days after opening, you will be charged a $25 account early closure fee. Offer available to individuals without an existing personal checking account at KeyBank. Limit one prepaid gift card per individual. You will receive a single $75 prepaid gift card within 120 days of opening your new personal checking account and signing up for direct deposit. The gift card can be used at locations that accept MasterCard® debit cards. Offer available to individuals who open a checking account from 04/04/07 through 05/30/07. The first direct deposit must be received by 06/30/07. The value of the prepaid gift card will be reported on Form 1099-INT.