Here's an update:
I truly think that perhaps the 300W is just not enough. I kinda figured it wouldn't be right from the start, but since it was in the case already, I just ran with it. I am swapping out the PSU for a 350W (non-Antec for now), and will move to an Antec sooner or later (I am trying to buy a Antec 380W 2.0 right now).
I ran P95 for 20.5hours before I stopped it (zero errors), and that was with: 300W Antec PSU, 9x250, 3xHT, +1.7% Vcore, 166 Ram Divider (204mhz), 2,2,2,5 1T Ram timings. So, in the end I am very pleased with how it handles. If that is 'all' I get, then I will leave it like that and still be VERY happy with the price/performance of the bugdget combo.
After I stopped the P95 (after 20.5hrs) I took a screenshot and saved it. I then tried running ClockGen @ 254FSB. I restarted P95 and only got 5mins. So, I think that either 250 is pretty much my threshold with the way it was or I am having a problem with ClockGen.
I just finished removing the SouthBridge HS and lapping it with 600 then 1500 to finish. I decided against going with 2000 because I really think that I have overkilled it already. The thermal tape that was holding the SB HS on was REALLY thick! I can't imagine much heat getting through that tape, perhaps that is why it was only slightly warm.
I would like to get as high as I can with only using +3.4% Vcore. I'd rather not use more then +3.4Vcore, I know that the combo will probably handle it just fine... I just want to keep it as low as possible without giving up much performance.
Let's see what happens now that I lapped the SB and am changing out the 300W PS.