eits, I have to amend my comment earlier.
http://www.nfl.com/schedules/2013/REG/COLTS
The Colts beat the top 3 teams in the NFL last year: The Seahawks, the Niners, and the Broncos.
I forgot about that.
They also scraped the floor with the Chiefs before heading into the playoffs, then did it again coming back from 30 some points with less than a half to go.
Andrew Luck plays some shit schedules.
"Any given Sunday"... Some Sundays, key defensive players are injured and the football gods smile upon you. The Redskins beat the Cowboys and the Eagles this year... Does that mean anything significant about RG3 or Colt McCoy?
To address your stats about Luck beating the 49ers, Seahawks, and Broncos:
Week 3 against the 49ers, Luck threw 17/29 for 159 yards and 0 TD.
Week 5 against the Seahawks, Luck threw 16/29 for 229 and 2 TD.
Week 7 against the Broncos (one of the worst defenses in the league), the Colts' leading rusher was Richardson with 37 yards. Luck threw 21/38 for 228 and 3 TD, which was about average for anyone playing the Broncos secondary.
He is really good at coming from behind in crunch time, most of the time (not tonight, unfortunately). However, to call him the next great quarterback or the next Peyton Manning or the next Aaron Rodgers is a bit premature and that makes him overrated. He doesn't have accuracy for shit and he has easy as hell schedules. He can't accurately be praised for his performances overall when he's playing horrible defenses for the most part. He has some decent arm strength and great decisiveness under stress, when the game is on the line, but he lacks agility, speed, and accuracy. If he can just get his accuracy under control, he would be MUCH better and worthy of better praise.
As for RG3, he wasn't overrated in 2012. He was overrated after the injury. Everyone thought he'd be the same awesome quarterback as before and he wasn't. He didn't get the proper rehab, the proper training, or the proper quarterback coaching he needed to progress. He also bought into himself and developed too big an ego. However, he has tons of room for improvement. RG3 has proven he has speed, power, accuracy, and toughness. It just needs to be trained to all work together to be a weapon.
Russell Wilson is a beast. He's a product of proper prehab, proper training, proper coaching, and natural talent and ability. The Seahawks do things right by their players and he is a well-tuned machine.
As of now and how he plays, Andrew Luck is overrated. His accuracy is as bad as his neckbeard. He gets wins because of the weak defenses he plays and because he's good when he feels a sense of urgency.