If you live in town of any size, I don't see how a HOA is worth the risk. Don't most towns have codes and code enforcement officers? I know my local code people would be all over a transmission sitting out in public view for 3 months.
They don't do much. One of my last neighbors had garbage piled on their deck instead of going to the dump. They had several junk cars in their driveway. They had kids toys, beer cans, garbage, old junk, and debris scattered all over the driveway and yard. They never mowed their lawn, it was just waist high weeds.
Absolutley nothing remotely like that in my new HOA community.