Anyone pay for health insurance?

[iamme]

anyone pay for their own health insurance? any particular companies?

what are you paying (if you don't mind me asking)?

 

[lobadobadingdong]

Blue Cross is pretty good for personal insurance...if you get a high deductable.

 

[The Stigenator]

i have health net, cheaper than blue cross..

best is kaiser in california

 

[PlatinumGold]

Mega Health, i'm paying $550.00 / month for PPO family coverage.

 

[jlee]

Originally posted by: PlatinumGold
Mega Health, i'm paying $550.00 / month for PPO family coverage.

:Q

 

[The Stigenator]

Originally posted by: CadetLee

Originally posted by: PlatinumGold
Mega Health, i'm paying $550.00 / month for PPO family coverage.

:Q

:Q :Q :Q :Q :Q :Q!!!!!!!!!!!

I pay 50/ mo for my PPO through health net.

 

[dirtboy]

I can't remember if I have blue cross or shield. I switch back and forth between the two depending on who has a good deal.

Self employed if it matters.

 

[DVK916]

I know someone with blue cross, family of 4 and is paying $120 a month.

Doctor visits cost him $40 co pay.
Surgeries and Testing have a 20% deductable.

It's mostly for emergencies since the 20% deductable is high.

 

[jlee]

Originally posted by: TheGoodGuy

Originally posted by: CadetLee

Originally posted by: PlatinumGold
Mega Health, i'm paying $550.00 / month for PPO family coverage.

:Q

:Q :Q :Q :Q :Q :Q!!!!!!!!!!!

I pay 50/ mo for my PPO through health net.

$9.92/mo through my employer..I'm getting off easy.

 

[DAGTA]

Originally posted by: iamme
anyone pay for their own health insurance? any particular companies?

what are you paying (if you don't mind me asking)?

Self-Employed.

I'm on CIGNA's cheapest plan at $63/month. It's decent coverage and I almost never use it anyway. It's basically there for emergencies.

 

[imported_weadjust]

Self employed. Blue Cross $301 month. Wife is on her work plan.

 

[PlatinumGold]

Originally posted by: CadetLee

Originally posted by: TheGoodGuy

Originally posted by: CadetLee

Originally posted by: PlatinumGold
Mega Health, i'm paying $550.00 / month for PPO family coverage.

:Q

:Q :Q :Q :Q :Q :Q!!!!!!!!!!!

I pay 50/ mo for my PPO through health net.

$9.92/mo through my employer..I'm getting off easy.

why do you guys think it is that MOST americans don't have adequate health coverage? because it's EXPENSIVE as hell unless you have an employer subsidizing you. i am self employed so that means i pay full cost of insurance. and believe me, $550.00 / month for a family of 5, PPO coverage is a pretty good price.

 

[DVK916]

Originally posted by: PlatinumGold

Originally posted by: CadetLee

Originally posted by: TheGoodGuy

Originally posted by: CadetLee

Originally posted by: PlatinumGold
Mega Health, i'm paying $550.00 / month for PPO family coverage.

:Q

:Q :Q :Q :Q :Q :Q!!!!!!!!!!!

I pay 50/ mo for my PPO through health net.

$9.92/mo through my employer..I'm getting off easy.

why do you guys think it is that MOST americans don't have adequate health coverage? because it's EXPENSIVE as hell unless you have an employer subsidizing you. i am self employed so that means i pay full cost of insurance. and believe me, $550.00 / month for a family of 5, PPO coverage is a pretty good price.

My moms employer pays almost $800 a month for our HMO.

 

[fatkorean]

I have a true business health plan through premera blue cross. A normal family health plan would be cheaper. The health plan I have would be similar to what a larger company would pay for their health plan. I pay for my family (4) and my parents (2) $2000 a month.

The reason a business health plan is more expensive is that they take in people with prior health conditions where as a normal family plan they can deny you based on prior health conditions.

-fk

edited to add a normal family health plan for my family only (4) would be about $450-550 a month.

 

[MonkeyK]

$300/mo for my family through my employer, and they say they pay for most of it.

And I had to change doctors this year because the doctor I had been seeing for the last year belonged to a group that would have bumped my premium to $600/mo. The PPO readjusts system costs every year and last year my doctor's clinic went from the cheapest to the most expensive... A real shame since that guy knew a lot about me. I hear on the news all that forcing us to shop for doctors will make us better consumers of the medical industry, but it seems to me that it will just make me have poorer health care.

 

[TySnyder]

$65 per month which they pay for, but I work for a hospital so....

 

[AreaCode707]

I paid for Kaiser (through family business) in Cali.

I've also paid for Group Health in WA as an individual - $180/month. I have to say, it's nice to be employed by a big company again.

 

[iamme]

 

[GuitarDaddy]

Top level Aetena group Med/Dental for my family of 3 is $1300/mo, I pay $240 the company pays the rest

 

[ValkyrieofHouston]

I have looked into numerous health insurance plans but they all want to exclude existing health conditions, and most are between 400 to 600 dollars a month with outrageous deductibles and copays... there coverages are very limited and it almost doesnt seem worth it to me.

 

[Nocturnal]

LOL, my wife's plan is $300 per paycheck, so total $600.00 a month for Blue Cross.

 

[imported_surferdude]

self employed and i pay 1100. month for family coverage.

its blue cross and its an HMO

10.00 dr visit
10.00 drugs
100.00 ER unless admitd.

 

[iamme]

bump for some more experiences

 

[Kelemvor]

I've also checked out Blue Cross and they aren't too bad. But there are hundreds of possible plans so you have to try to narrow it down by what's most important to you.