ATM FEE's Watch out

[Mayfriday0529]

ATM Denial Fee

Long article

"The denial fee applies to each request to withdraw funds at a non-Bank of America ATM that is denied because the request exceeds either your available balance or your daily cash limit,"

my bank doesnt have it Citibank.

 

[yobarman]

Im starting to hate bank of america... they nickle and dime people to death..

And on another note, with all of this technology going around, you'd think economies of scale and advancement in banking technology would eliminate the need for banking fee. Why should i get charged 3-4 bucks to take out 20$ at a non-BoA ATM? It can't cost them more than a nickle to process the transaction. 20% is a higher rake than most casinos for cyrin out loud!

 

[Gibson486]

BOA bought Fleet. Fleet was terrible. Them buying Fleet just told me that they would end up like Fleet again. It is happening and I am glad I am not part of BOA. Oh, btw, BOA charges $2. for an atm fee....this place was not in a mall, or a them aprk, but next to where I work. Atleast when Fleet was around, they had the lowest atm fee of the bunch ($1).

 

[robothouse77]

Originally posted by: yobarman
Im starting to hate bank of america... they nickle and dime people to death..

And on another note, with all of this technology going around, you'd think economies of scale and advancement in banking technology would eliminate the need for banking fee. Why should i get charged 3-4 bucks to take out 20$ at a non-BoA ATM? It can't cost them more than a nickle to process the transaction. 20% is a higher rake than most casinos for cyrin out loud!

i don't think technology is the issue...people are willing to pay it, so they get away w/ it...

 

[pravi333]

had a bad experience with BOA & now i am with wachovia, all the features of BOA for free!!

 

[Mayfriday0529]

'Wrong ATM' charges cost $4 billion a year

And banks face fees from each other, so consumers should expect to cover some of that cost when they use the "wrong ATM."

It all makes some sense, except that last point, which is hard to swallow. Banks may well be charging each other indiscriminate fees, but does that mean they should pass those fees on to us?

Personally i try not to take money out of a non-Citibank ATM.

Looking at my statements, i havent been charge anything from Citibank in months.

 

[Maetryx]

I love Wells Fargo. They have so many ATMs all over that I rarely need to use a competitors machine.

 

[Linflas]

I still remember the day when they were begging people to use ATMs. It is only after they became widely accepted that they started to impose fees.

 

[Jzero]

Wawa - No ATM fees.
Commerce Bank - Unlimited reimbursement of ATM fees

 

[Anonemous]

instead of using ATMs just walk into a supermarket grab a gum/candy and pay through the self checkout using your debit/atm and withdrawl without the atm fees.

 

[Gibson486]

Originally posted by: Anonemous
instead of using ATMs just walk into a supermarket grab a gum/candy and pay through the self checkout using your debit/atm and withdrawl without the atm fees.

but you still have the debit fees for using the atm/debit network.....

 

[acemcmac]

Originally posted by: Maetryx
I love Wells Fargo. They have so many ATMs all over that I rarely need to use a competitors machine.

same, but I'm with wachovia (watch-over-ya). I only used a non-bank atm once, and that was in mexico.

 

[acemcmac]

Originally posted by: Jzero
Wawa - No ATM fees.
Commerce Bank - Unlimited reimbursement of ATM fees

you live in wawa territory? me too! fvckin awesome!

 

[Baked]

Prima acct FTW. Or Versatel if you're poor.

 

[Crazymofo]

Originally posted by: Gibson486

Originally posted by: Anonemous
instead of using ATMs just walk into a supermarket grab a gum/candy and pay through the self checkout using your debit/atm and withdrawl without the atm fees.

but you still have the debit fees for using the atm/debit network.....

I've never paid that fee before... your bank sucks!

 

[Gibson486]

Originally posted by: Crazymofo

Originally posted by: Gibson486

Originally posted by: Anonemous
instead of using ATMs just walk into a supermarket grab a gum/candy and pay through the self checkout using your debit/atm and withdrawl without the atm fees.

but you still have the debit fees for using the atm/debit network.....

I've never paid that fee before... your bank sucks!

Pretty much all banks in MA do it unless you get those bank accounts where you pay $4 amonth.

 

[jagec]

Yeah...just try traveling overseas with an ATM card if you want to hear about fees.

 

[serialkiller]

Originally posted by: Gibson486

Originally posted by: Crazymofo

Originally posted by: Gibson486

Originally posted by: Anonemous
instead of using ATMs just walk into a supermarket grab a gum/candy and pay through the self checkout using your debit/atm and withdrawl without the atm fees.

but you still have the debit fees for using the atm/debit network.....

I've never paid that fee before... your bank sucks!

Pretty much all banks in MA do it unless you get those bank accounts where you pay $4 amonth.

i never had them charge me anything.. iim in texas...

 

[Cal166]

Glad I didnt jump on the wagon and join BOA.

WAMU and CitiBank have been great for me.

 

[isasir]

Commerce Bank FTW!

 

[Lord Evermore]

I live in NH/MA. I've never heard of anyone having to pay a fee to use a debit card to pay at a cashier of any sort.

Avoid ATMs that charge fees (usually you can find one that is in a "network" with your own bank so they don't charge fees to each others customers). I get reimbursed up to 5 dollars a month by DCU for any fees I pay.

 

[Gibson486]

Originally posted by: Lord Evermore
I live in NH/MA. I've never heard of anyone having to pay a fee to use a debit card to pay at a cashier of any sort.

Avoid ATMs that charge fees (usually you can find one that is in a "network" with your own bank so they don't charge fees to each others customers). I get reimbursed up to 5 dollars a month by DCU for any fees I pay.

You do not pay it at the time of purchase. In other words, the fee doe snot show up when you pay for an item. It is a fee that is tacked at the end of the day. I think Citizens Bank shows tshi quite well. When you get your statement, it shows how much you paid, but it puts an asteric next to teh purchase letting you know that there is a fee added that was no seen when you purcahsed the item. Basically, if you use your pin number, you get a fee. If you use your debit card as credit, you will not because you are using the visa or mastercard network.

 

[Lord Evermore]

You do not pay it at the time of purchase. In other words, the fee doe snot show up when you pay for an item. It is a fee that is tacked at the end of the day. I think Citizens Bank shows tshi quite well.

Nope. Never seen or heard of this. Never seen any fees on my statement from any bank I've used. Of course, I've only used accounts that were completely free, no minimum balance, no limited transactions, all that stuff.

 

[batchusa]

PCBanker - been with them for years now and have not paid one cent in ATM fees

 

[Ausm]

Fvck ATM's use a Visa Debit Card.


Ausm