AUTO insurance

[hunewbie]

Mercury raised my rates for no reason...something about a group discount rate change for engineers...instead of 450 for 6 months, its now 504 for 6 months...

trying to find a cheaper one; residing in southern california...

anyone have wawanesa as their insurance provider? ...i heard they are cheap but very hard to get approved by them...

 

[yinan]

USAA

 

[brtspears2]

I use AAA, their rate was the lowest of all the majors in so cal.

 

[hunewbie]

Originally posted by: yinan
USAA

checking them out right now.

 

[Special K]

Asking this question on a message board is kind of pointless. Insurance companies take so many variables into account when setting rates that there will never be a clear best choice for everyone.

Having said that, I recently switched from Farmers to Amica. My yearly policy renewal was up last month, and Farmers wanted to increase my rates by nearly $100/6 months, despite me having a perfect driving record. They said it was just a "general, company-wide increase in prices".

Amica beat Farmers original price and gave me better coverage. I also switched my renter's insurance from Farmer's to Amica, and they charged less than half of what Farmers was charging, and gave me better coverage.

 

[hunewbie]

Originally posted by: brtspears2
I use AAA, their rate was the lowest of all the majors in so cal.

Yeah. I had them before. but it was like 1120 for the whole year...it never went down...so i went with mercury...now mercury raised my rates...i'll requote with them and see if they lowered it. =)

 

[ra1nman]

Originally posted by: Special K
Asking this question on a message board is kind of pointless. Insurance companies take so many variables into account when setting rates that there will never be a clear best choice for everyone.

I just switched from Progressive to AIG. Even with a d-dub on my record I went from $580 to $260 for 6 months. And that is for 2 vehicles, 96' Jeep and a 00' Toyota.

 

[hunewbie]

Originally posted by: Special K
Asking this question on a message board is kind of pointless. Insurance companies take so many variables into account when setting rates that there will never be a clear best choice for everyone.

Having said that, I recently switched from Farmers to Amica. My yearly policy renewal was up last month, and Farmers wanted to increase my rates by nearly $100/6 months, despite me having a perfect driving record. They said it was just a "general, company-wide increase in prices".

Amica beat Farmers original price and gave me better coverage. I also switched my renter's insurance from Farmer's to Amica, and they charged less than half of what Farmers was charging, and gave me better coverage.

yeah...i figured i can search and find a lower rate by myself...but thought i see what others had first and I keep hearing about wananesa...just wondered how hard it is to get approved by them. gonna check out Amica as well. =)

 

[HardcoreRobot]

progressive

 

[glenn beck]

Geico

 

[hunewbie]

Originally posted by: ra1nman

Originally posted by: Special K
Asking this question on a message board is kind of pointless. Insurance companies take so many variables into account when setting rates that there will never be a clear best choice for everyone.

I just switched from Progressive to AIG. Even with a d-dub on my record I went from $580 to $260 for 6 months. And that is for 2 vehicles, 96' Jeep and a 00' Toyota.

Dang!!! what's the coverage tho? 260 is cheap.
what is a d-dub?

 

[Regs]

Originally posted by: glenn beck
Geico

 

[Reckoner]

Liberty Mutual, 580 bucks for full coverage FTW

 

[LS8]

Geico

 

[Special K]

Originally posted by: hunewbie

Originally posted by: ra1nman

Originally posted by: Special K
Asking this question on a message board is kind of pointless. Insurance companies take so many variables into account when setting rates that there will never be a clear best choice for everyone.

I just switched from Progressive to AIG. Even with a d-dub on my record I went from $580 to $260 for 6 months. And that is for 2 vehicles, 96' Jeep and a 00' Toyota.

Dang!!! what's the coverage tho? 260 is cheap.
what is a d-dub?

Wait a minute - you have a DWI on your record, and pay $260/6 months for 2 vehicles?

 

[Anubis]

Geico

 

[VoteQuimby]

auto-owners

 

[orton]

Auto-Owners as well, just switched from Citizens saved $300

 

[greentea456]

wawanesa

 

[Elganja]

allstate gave me the best rates over geico, progressive, statefarm, and aig.

 

[BurnItDwn]

I've got State Farm currently. I have a clean record (last ticket I got was about 6 years ago for speeding.) I save about $400 every year vs Liberty Mutual. Geico and AIG gave me similar quotes. Allstate was a bit more expensive than Liberty mutual. But, every person's going to get totally different quotes from every company, so as other's have said ... just because one person saves with one company, it doesn't mean squat for what your rates would be.

 

[Asparagus]

State Farm

 

[mcvickj]

Coming up on 9 years with State Farm. Clean driving record. Paying $550-ish / 6 months for full coverage on an 03 Impala.

 

[Xavier434]

Originally posted by: hunewbie

Originally posted by: yinan
USAA

checking them out right now.

If you qualify, go with them. USAA is the best out there. You either need to be in the military or a military dependent though.

 

[KK]

Originally posted by: HardcoreRobot
progressive