Bartender BS.. Tried to refuse to charge my credit card tab because it was less than $20..

[arcenite]

Originally posted by: CRXican

Originally posted by: loki8481
I know it's against the contract and whatnot, but I can understand where the stores are coming from.

profit margins in small businesses are thin enough as it is, if a business doesn't want to get raped by CC fees on every small purchase, I've got no problem with it.

exactly

They are trying to be accommodating by even offering to take CC. I'd rather support the smaller business now and then and if that means cash only that's fine.

negative.

you gotta pay to play with the big boys, if you aren't making money it's not the consumer's fault.

 

[Ksyder]

Originally posted by: sjwaste

Originally posted by: Ksyder
While we are on the subject, how about places like Wal-Mart who try to coerce you into doing a pin-based transaction in order to pay lower fees? Along the lines of "press cancel for credit." They try to make it inconvenient for you to do a credit transaction.

Walmart runs thin margins as it is. They make their money on volume. Credit card transaction fees eat into their already thin margins, so I sort of see using cash/debit as a personal cost of doing business there.

I don't know if I'm an asshole or what (read: yes), but I tend to use PIN/debit payment at places that I feel aren't screwing me, and credit everywhere else. For instance, groceries at Harris Teeter? Credit. Groceries at Shoppers or Safeway? Debit.

You are drinking the Kool-aid if you think wal-mart has thin margins. They may have low margins on many items but not all. They are masters at creating the perception of low prices when in fact they are not really that low. There is a reason why they have grown as large as they have. Example, $20 for a cheap chinese house brand cell phone charger. I don't think that qualifies as a low-margin item.

http://www.pbs.org/wgbh/pages/...interviews/lehman.html

also regarding the comment about check books and online banking, online banking is not really a substitute for check books, rather it is a more convenient way to reconcile your check book. Online banking is not, in and of itself, an accurate measure of your actual balance when you take into account other types of transactions that do not automatically show up in your ledger when they are submitted.

 

[Gigantopithecus]

FYI If a store/business has minimum prices for CC sales or CC fees posted on a sign, take a snapshot of them with your phone, then send those pictures along with your receipt to your CC company. I've only done this twice ($25 minimum at a bar when my tab was $21 & a $12 surcharge for ticket sales at an event), but both times Visa took the charges off my account (the $4 difference for the bar tab & the $12 surcharge). I suspect they won't do anything if you're buying a $1 drink at a gas station, but in more egregious cases (like the OP's), I suspect they'll take care of it.

 

[Baked]

Originally posted by: SunSamurai

Originally posted by: Baked

Originally posted by: ironwing
The solution to the OP's specific situation: If there is a CC logo on the door indicating that CCs are an acceptable form of payment was to tell the bartender to run it or they don't get paid. No scrounging for cash, no extra purchases, no ATM fees. Tell them to run the card or get bent.

And they have the right to kick your ass outta the establishment. You're not the only customer they have. :roll:

And after they lose their contract to accept CC a whole nice big chuck of their customers will go elsewhere.

Try and think before you type.

Last I checked, op and a couple dumbasses are QQing about the bar not charging less than $20 on their CC. If you don't have $20 cash in your pocket, you have issues. Reason the bar have a $20 minimum is not only due to covering CC fee, but also because most people going to the bar will spend more than $20. Again, you and your cheap ass "I don't carry any cash on me because I'm afraid I'll get jacked by black people" buddies aren't the only customer at the bar.

If you're not a heavy drinker or wanna limit your drinking, it's a good idea to bring cash to the bar so you don't run up the tab on your CC. Clearly, you didn't think about this before you typed in that stupid think before you type line. Do you go around typing "grow up" all the time as well?

 

[sjwaste]

Originally posted by: Ksyder

You are drinking the Kool-aid if you think wal-mart has thin margins. They may have low margins on many items but not all. They are masters at creating the perception of low prices when in fact they are not really that low. There is a reason why they have grown as large as they have. Example, $20 for a cheap chinese house brand cell phone charger. I don't think that qualifies as a low-margin item.

also regarding the comment about check books and online banking, online banking is not really a substitute for check books, rather it is a more convenient way to reconcile your check book. Online banking is not, in and of itself, an accurate measure of your actual balance when you take into account other types of transactions that do not automatically show up in your ledger when they are submitted.

Walmart markets well, yes, but they do compete in two industries that are known for thin margins. Yeah they might have a healthy markup on some of their electronics, but not everything has that sort of luxury. Broad consumer goods and groceries are not exactly known for high margins.

Look at their 2009 annual income statement:

http://moneycentral.msn.com/in...ymbol=wmt&stmtView=Ann

Net Income / Total Revenue = 3%. Those are thin margins to me.

Yeah, their gross profit looks great, but SG&A eats it up, and taxes take the rest. Credit card fees are rolled up into SG&A, so it's hard to tell what they're paying. I'll try to look at the annual report itself to see what it says.

 

[Ksyder]

Originally posted by: sjwaste

Originally posted by: Ksyder

You are drinking the Kool-aid if you think wal-mart has thin margins. They may have low margins on many items but not all. They are masters at creating the perception of low prices when in fact they are not really that low. There is a reason why they have grown as large as they have. Example, $20 for a cheap chinese house brand cell phone charger. I don't think that qualifies as a low-margin item.

also regarding the comment about check books and online banking, online banking is not really a substitute for check books, rather it is a more convenient way to reconcile your check book. Online banking is not, in and of itself, an accurate measure of your actual balance when you take into account other types of transactions that do not automatically show up in your ledger when they are submitted.

Walmart markets well, yes, but they do compete in two industries that are known for thin margins. Yeah they might have a healthy markup on some of their electronics, but not everything has that sort of luxury. Broad consumer goods and groceries are not exactly known for high margins.

Look at their 2009 annual income statement:

http://moneycentral.msn.com/in...ymbol=wmt&stmtView=Ann

Net Income / Total Revenue = 3%. Those are thin margins to me.

Yeah, their gross profit looks great, but SG&A eats it up, and taxes take the rest. Credit card fees are rolled up into SG&A, so it's hard to tell what they're paying. I'll try to look at the annual report itself to see what it says.

Those "thin margins" include the cost of servicing debt to pay for the new stores, all salaries of the employees, taxes, etc. So, sure, after all of that is paid for there is 3% left. So essentially, when you buy a $20 charger (to stick with the example) maybe $2 is cost of goods and the rest is paying for the wal-mart machine with $.60 going to the shareholders. Whether or not this is a reasonable return for the investors, I don't know. What I don't agree with is the fact that Wal Mart thinks people don't notice that they aren't as cheap as they claim to be.

Edit - nevermind the comment about servicing debt, I see 0.0 listed under interest expense. Wow

Anyways, sorry to take this off topic. We could probably debate the merits of Wal-Mart forever.

 

[StageLeft]

Originally posted by: sjwaste
I'm glad you use all debit and can be so self-righteous about credit card use

Anytime, seriously.

It's a very poor financial approach. For instance, I zero out my Amex balance every month and now have enough Starwood points for two round trip plane tickets. I think I carried a balance for a month, the finance charge was like $30.

So let's see, I bought what I normally would, except using my Starwood Amex. I slipped and carried a balance once, after Christmas. I accumulated enough points to fly my fiancee and I domestically, thereby taking out the second biggest cost in our annual summer trip to San Diego.

Yes, it takes discipline, and nobody's perfect with it. But if you can stay close to the plan, the rewards can be very good. Let's face it, with the prevalence of plastic, prices have gone up to accomodate the fees. If you're paying pure debit (as in, you type in your PIN at every transaction) or cash, you're paying some portion of those fees anyway. Might as well get something in return.

All the stats completely conflict with what you're saying. The psychology is easily understood and well-documented; when people pay with credit they tend to spend more; you almost certainly don't even realize you're doing it. I used to say the same stuff you do, too. It's ok, you may evolve financially as I have. Meanwhile your couple of percent in token awards is all the credit card companies need to do to keep you on their teat.

 

[RagingBITCH]

Wow. Well I would have asked my buddy for another dollar and told him "Here's your $9, I would have tipped with a CC" and left. I've never seen that before in any bar I've ever been to. That would piss a LOT of people off around here, there's not a ton that carry cash around anymore.

 

[IronWing]

Originally posted by: Baked

Originally posted by: SunSamurai

Originally posted by: Baked

Originally posted by: ironwing
The solution to the OP's specific situation: If there is a CC logo on the door indicating that CCs are an acceptable form of payment was to tell the bartender to run it or they don't get paid. No scrounging for cash, no extra purchases, no ATM fees. Tell them to run the card or get bent.

And they have the right to kick your ass outta the establishment. You're not the only customer they have. :roll:

And after they lose their contract to accept CC a whole nice big chuck of their customers will go elsewhere.

Try and think before you type.

Last I checked, op and a couple dumbasses are QQing about the bar not charging less than $20 on their CC. If you don't have $20 cash in your pocket, you have issues. Reason the bar have a $20 minimum is not only due to covering CC fee, but also because most people going to the bar will spend more than $20. Again, you and your cheap ass "I don't carry any cash on me because I'm afraid I'll get jacked by black people" buddies aren't the only customer at the bar.

If you're not a heavy drinker or wanna limit your drinking, it's a good idea to bring cash to the bar so you don't run up the tab on your CC. Clearly, you didn't think about this before you typed in that stupid think before you type line. Do you go around typing "grow up" all the time as well?

If the bar has a minimum purchase requirement of twenty dollars they should put that on the front door. Otherwise the bartender was being an ass. It does not matter a bit how much cash the OP had/didn't have in his pocket. How much other customers typically spend is irrelevant. The bar said they accepted CCs, he offered a CC, and the bartender tried to coerce the OP into spending more in order to close out the tab. That is unprofessional and unethical behavior on the part of the bartender.

 

[sjwaste]

Originally posted by: Skoorb

Originally posted by: sjwaste
I'm glad you use all debit and can be so self-righteous about credit card use

Anytime, seriously.

It's a very poor financial approach. For instance, I zero out my Amex balance every month and now have enough Starwood points for two round trip plane tickets. I think I carried a balance for a month, the finance charge was like $30.

So let's see, I bought what I normally would, except using my Starwood Amex. I slipped and carried a balance once, after Christmas. I accumulated enough points to fly my fiancee and I domestically, thereby taking out the second biggest cost in our annual summer trip to San Diego.

Yes, it takes discipline, and nobody's perfect with it. But if you can stay close to the plan, the rewards can be very good. Let's face it, with the prevalence of plastic, prices have gone up to accomodate the fees. If you're paying pure debit (as in, you type in your PIN at every transaction) or cash, you're paying some portion of those fees anyway. Might as well get something in return.

All the stats completely conflict with what you're saying. The psychology is easily understood and well-documented; when people pay with credit they tend to spend more; you almost certainly don't even realize you're doing it. I used to say the same stuff you do, too. It's ok, you may evolve financially as I have. Meanwhile your couple of percent in token awards is all the credit card companies need to do to keep you on their teat.

On the aggregate, people spend more than they save, too. Does that necessarily mean that everyone does?

If you can maintain the discipline, it's a winner. The credit card companies can afford to run these programs because, as you said, people do not, on the aggregate.

However, if I'm zeroing my balance every month and meeting the other aspects of my budget, I fail to see how this isn't working for me. And it can work for anyone else the exact same way, it's just an issue of discipline.

If I didn't buy it on my Amex, it'd be run through my debit card. The former allows me to carry a balance, but I have "evolved financially" to opt not to do so. About the only way I can see myself changing this is if I were to get a cash or debit discount everywhere that I shop. Certainly, having the transaction fees subtracted from a cash/debit transaction would be better than any reward Amex is going to give me, but until merchants start doing that, I'm covering their credit card costs either way.

 

[sjwaste]

Originally posted by: Ksyder
Those "thin margins" include the cost of servicing debt to pay for the new stores, all salaries of the employees, taxes, etc. So, sure, after all of that is paid for there is 3% left. So essentially, when you buy a $20 charger (to stick with the example) maybe $2 is cost of goods and the rest is paying for the wal-mart machine with $.60 going to the shareholders. Whether or not this is a reasonable return for the investors, I don't know. What I don't agree with is the fact that Wal Mart thinks people don't notice that they aren't as cheap as they claim to be.

Edit - nevermind the comment about servicing debt, I see 0.0 listed under interest expense. Wow

Anyways, sorry to take this off topic. We could probably debate the merits of Wal-Mart forever.

I'm not singing Walmart's virtues, don't get me wrong. They're too far away from here for me to even shop there anymore, but I lived off of Walmart in college.

Walmart isn't cheap enough to be a one stop shop for everything, but many use it that way, and they'll make their money on some higher margin purchases (like electronics). However, Walmart does squeeze their suppliers hard, enough so that many brands have to create a lower cost product design just to fit into Walmart's cost envelope.

Double-edged sword, though, and I'm guilty of shifting this off topic as well From a business standpoint, their market power sure is crazy, though.

 

[TruePaige]

Originally posted by: Thorny

Originally posted by: TruePaige

Originally posted by: Thorny

Originally posted by: TruePaige

Originally posted by: Skoorb

Originally posted by: SandEagle

Originally posted by: Evadman

Originally posted by: Xanis
Don't a lot of places have a minimum charge for credit cards? I don't see how this is any more different or any less legal. Not saying it doesn't stuck, but still.

That is the point. Any minimum charge is against the CC agreement. Everywhere you see that, the company/business is breaking their contract.

didnt know that. thanks
bunch of stores have a $10 minimum around here. i will bring this up next time they refuse to let me buy a 75 cent soda on my cc

They will just say ok sorry no drink for you.

And then you take a picture of their minimum sign and have their merchant account revoked.

Try that and you'll find the credit card companies care about your inconvienance about as much as the merchant does. If you're to inconsiderate to care that the merchant loses money on the sale, do you really think the interchange bank is going to care you had to use a dollar bill to buy your soda? Use your right to not patronize the store if you feel so strongly about it, trying to get the merchant in trouble is just selfish and makes you a dick.

They do care in many cases. They accept a CONTRACT to do business on the Visa/Mastercard/AMEX/Discover networks, and they need to either follow them or stop accepting them.

Visa/Mastercard require you NOT to set minimum charge limits. Breach the contract and they can drop your ass, and if they get enough complaints they will. First time will usually get you warned.

If I want to buy a 99 cent coke at a store that accepts Visa with my Visa then that is well within my rights.

Doesn't matter what you think, the agreement they accepted to offer that as a payment method is supposed to guarantee me that right. It is black and white.

I own a business that accepts credit cards and I can assure you they will NOT cancel a merchant for that, they MAY warn them to stop if there are enough complaints, but they will not cancel someone they make money from.

Just an FYI, I did not have to sign an agreement with the credit card company. There is no contract and the only thing they can do if I abide by their ToS is cancel my service, which they won't do because they make to much money from it. I offer their service as a convienance to my customers, one that I pay for, not the customer. The company is very aware where the money comes from, and customers that don't buy enough to cover the minimum charge are not much use to the business or credit card company.

Another FYI, you have not RIGHT to buy anything at a business they don't want to sell you. I don't personally set a minimum purchase amount for credit cards, but if I want to I will and if you don't like it you have the RIGHT to shop somewhere else.

Just the fact that your too lazy to carry a $5 bill on you and would rather have a vendor lose money so you don't have to is incredibly self centered.

You know you don't have to sign anything to make a contract. When you accept the ToS, you are obliged to abide by them.

The point is clear, it is against the merchant agreement, and you can have your privileges revoked. Have you had a lot of complaints filed against you? Maybe you haven't and so you don't know what would happen. But it has happened before.

If you don't want to accept my card I will file a complaint.

If you are losing more money by accepting cards than you gain, then you don't deserve to be in business in the first place as you haven't built that into your cost of doing business

If it is for a service already rendered such as a meal, or drinks etc.. you can run my card or go pound sand. You have the logo on the door. I am well within my rights to demand you run it.

 

[zinfamous]

Originally posted by: CRXican

Originally posted by: loki8481
I know it's against the contract and whatnot, but I can understand where the stores are coming from.

profit margins in small businesses are thin enough as it is, if a business doesn't want to get raped by CC fees on every small purchase, I've got no problem with it.

exactly

They are trying to be accommodating by even offering to take CC. I'd rather support the smaller business now and then and if that means cash only that's fine.

that, and it all goes into knowing your bartender. I'm sure he wouldn't have cared if you were a regular or at least chatted him up a bit beforehand.

Fewer and fewer kids these days even understand what a bar is all about. That's why they are getting louder and more difficult to even chat with people.

 

[SociallyChallenged]

Originally posted by: se7en

Originally posted by: Naustica

It's your right to charge 75 cents for soda. It's also their right to refuse to sell you the item and kicking you out.

It's also the CC company's right to revoke their ability to accept CC's

I would like to find out how this applies to my school. My university has a $2 minimum for debit/credit card use. Does anybody have some sort of website I could research this at for confirmation?

 

[Spineshank]

My favorite local bar has a $10 minimum. Which sucks cause i go there for the $1 Killians drafts most of the time.

 

[mugs]

Originally posted by: Spineshank
My favorite local bar has a $10 minimum. Which sucks cause i go there for the $1 Killians drafts most of the time.

You see that as a problem. I see it as an opportunity.

 

[Suspicious-Teach8788]

Originally posted by: SunSamurai

Originally posted by: hiromizu
but i wonder, who the heck goes to a bar with $8 cash?

Someone with a CC full of fucking money, maybe.

Well I usually hit up a bar with at least $40. There are times when paying in cash is ok, but if I'm going to buy a round of drinks for like 3+ people, CC is a must. there are times when I'm like can you get me a bottle of water only and I'll pay that in cash, but the cash I carry is mainly for emergency, cover, and tip, and for splitting checks. I avoid it as much as possible, but I won't go into a bar with zero cash and hoping I can survive the night unless I just consume the bare minimum.

 

[sjwaste]

Originally posted by: zinfamous

Originally posted by: CRXican

Originally posted by: loki8481
I know it's against the contract and whatnot, but I can understand where the stores are coming from.

profit margins in small businesses are thin enough as it is, if a business doesn't want to get raped by CC fees on every small purchase, I've got no problem with it.

exactly

They are trying to be accommodating by even offering to take CC. I'd rather support the smaller business now and then and if that means cash only that's fine.

that, and it all goes into knowing your bartender. I'm sure he wouldn't have cared if you were a regular or at least chatted him up a bit beforehand.

Fewer and fewer kids these days even understand what a bar is all about. That's why they are getting louder and more difficult to even chat with people.

This is pretty true. I think our usual place has like a $10 minimum, but it's never been an issue for any of us. We've been going there since we all moved here after college, know the staff, and get treated pretty well.

Not only that, I can't tell you the last time they didn't give us about half our drinks for nothing. I probably spend as much on tip as drinks, good group of folks working there.

 

[QueBert]

Originally posted by: TruePaige

Originally posted by: Thorny

Originally posted by: TruePaige

Originally posted by: Skoorb

Originally posted by: SandEagle

Originally posted by: Evadman

Originally posted by: Xanis
Don't a lot of places have a minimum charge for credit cards? I don't see how this is any more different or any less legal. Not saying it doesn't stuck, but still.

That is the point. Any minimum charge is against the CC agreement. Everywhere you see that, the company/business is breaking their contract.

didnt know that. thanks
bunch of stores have a $10 minimum around here. i will bring this up next time they refuse to let me buy a 75 cent soda on my cc

They will just say ok sorry no drink for you.

And then you take a picture of their minimum sign and have their merchant account revoked.

Try that and you'll find the credit card companies care about your inconvienance about as much as the merchant does. If you're to inconsiderate to care that the merchant loses money on the sale, do you really think the interchange bank is going to care you had to use a dollar bill to buy your soda? Use your right to not patronize the store if you feel so strongly about it, trying to get the merchant in trouble is just selfish and makes you a dick.

They do care in many cases. They accept a CONTRACT to do business on the Visa/Mastercard/AMEX/Discover networks, and they need to either follow them or stop accepting them.

Visa/Mastercard require you NOT to set minimum charge limits. Breach the contract and they can drop your ass, and if they get enough complaints they will. First time will usually get you warned.

If I want to buy a 99 cent coke at a store that accepts Visa with my Visa then that is well within my rights.

Doesn't matter what you think, the agreement they accepted to offer that as a payment method is supposed to guarantee me that right. It is black and white.

I worked for a few years at a liquor store, by California law I can refuse the right to serve any customer I want. Which means what Visa & MC require shouldn't even exist. There are no exceptions for the state law. If I say "get the fuck out of my store!" nothing legally can be done to me. And I don't need a reason. We would lose a few cents if we sold a 99 cent can of Soda to somebody paying with a Visa. If they reported me, when Visa called I would say that I sent them away because they didn't have a shirt on. But Visa won't call unless they get tons of calls, why? Because the bottom line is they make a killing off of small businesses. with 2.2% of each transaction + a .19 fee on each one. I've never heard of Visa or MC revoking their terminal from a single store, ever. Visa & MC need to change their TOS. Because I would say state law > what a CC company says.

 

[Brainonska511]

Originally posted by: QueBert
I worked for a few years at a liquor store, by California law I can refuse the right to serve any customer I want. Which means what Visa & MC require shouldn't even exist. There are no exceptions for the state law. If I say "get the fuck out of my store!" nothing legally can be done to me. And I don't need a reason. We would lose a few cents if we sold a 99 cent can of Soda to somebody paying with a Visa. If they reported me, when Visa called I would say that I sent them away because they didn't have a shirt on. But Visa won't call unless they get tons of calls, why? Because the bottom line is they make a killing off of small businesses. with 2.2% of each transaction + a .19 fee on each one. I've never heard of Visa or MC revoking their terminal from a single store, ever. Visa & MC need to change their TOS. Because I would say state law > what a CC company says.

I'm not saying it is true or even right, but Visa/MC could claim that by agreeing to their TOS, you're waving your rights under state law and agreeing to abide within their TOS.

 

[Thorny]

Originally posted by: TruePaige

Originally posted by: Thorny

Originally posted by: TruePaige

Originally posted by: Thorny

Originally posted by: TruePaige

Originally posted by: Skoorb

Originally posted by: SandEagle

Originally posted by: Evadman

Originally posted by: Xanis
Don't a lot of places have a minimum charge for credit cards? I don't see how this is any more different or any less legal. Not saying it doesn't stuck, but still.

That is the point. Any minimum charge is against the CC agreement. Everywhere you see that, the company/business is breaking their contract.

didnt know that. thanks
bunch of stores have a $10 minimum around here. i will bring this up next time they refuse to let me buy a 75 cent soda on my cc

They will just say ok sorry no drink for you.

And then you take a picture of their minimum sign and have their merchant account revoked.

Try that and you'll find the credit card companies care about your inconvienance about as much as the merchant does. If you're to inconsiderate to care that the merchant loses money on the sale, do you really think the interchange bank is going to care you had to use a dollar bill to buy your soda? Use your right to not patronize the store if you feel so strongly about it, trying to get the merchant in trouble is just selfish and makes you a dick.

They do care in many cases. They accept a CONTRACT to do business on the Visa/Mastercard/AMEX/Discover networks, and they need to either follow them or stop accepting them.

Visa/Mastercard require you NOT to set minimum charge limits. Breach the contract and they can drop your ass, and if they get enough complaints they will. First time will usually get you warned.

If I want to buy a 99 cent coke at a store that accepts Visa with my Visa then that is well within my rights.

Doesn't matter what you think, the agreement they accepted to offer that as a payment method is supposed to guarantee me that right. It is black and white.

I own a business that accepts credit cards and I can assure you they will NOT cancel a merchant for that, they MAY warn them to stop if there are enough complaints, but they will not cancel someone they make money from.

Just an FYI, I did not have to sign an agreement with the credit card company. There is no contract and the only thing they can do if I abide by their ToS is cancel my service, which they won't do because they make to much money from it. I offer their service as a convienance to my customers, one that I pay for, not the customer. The company is very aware where the money comes from, and customers that don't buy enough to cover the minimum charge are not much use to the business or credit card company.

Another FYI, you have not RIGHT to buy anything at a business they don't want to sell you. I don't personally set a minimum purchase amount for credit cards, but if I want to I will and if you don't like it you have the RIGHT to shop somewhere else.

Just the fact that your too lazy to carry a $5 bill on you and would rather have a vendor lose money so you don't have to is incredibly self centered.

If it is for a service already rendered such as a meal, or drinks etc.. you can run my card or go pound sand. You have the logo on the door. I am well within my rights to demand you run it.

I'm well within my rights to not serve you and tell you to GTFO also.

 

[DayLaPaul]

That doesn't make any sense. You highlighted the part about the service already being rendered, then you say it's well within your rights not to serve him. How do you unrender a service? Either accept the plastic or the service was free.

 

[Thorny]

Originally posted by: DayLaPaul
That doesn't make any sense. You highlighted the part about the service already being rendered, then you say it's well within your rights not to serve him. How do you unrender a service? Either accept the plastic or the service was free.

So you think you are allowed to walk out without paying because you don't like the stores policy? When you walk in the door and you see a sign posted explaining the stores CC policy, you agree to abide by the policy or not request services from them. I stated earlier that my store does not have a minimum charge or fee, but I know what my local police dept would do if someone refused to pay for services rendered. Most of the examples in this thread are of people requesting service to be paid by CC, not them trying to pay for services rendered.

 

[Nik]

Originally posted by: Thorny

Originally posted by: DayLaPaul
That doesn't make any sense. You highlighted the part about the service already being rendered, then you say it's well within your rights not to serve him. How do you unrender a service? Either accept the plastic or the service was free.

So you think you are allowed to walk out without paying because you don't like the stores policy? When you walk in the door and you see a sign posted explaining the stores CC policy, you agree to abide by the policy or not request services from them. I stated earlier that my store does not have a minimum charge or fee, but I know what my local police dept would do if someone refused to pay for services rendered. Most of the examples in this thread are of people requesting service to be paid by CC, not them trying to pay for services rendered.

Do you understand that service = service whether asked for or not? Serving the customer in any way is customer service.

That being said, feel free to call the cops. I'd tell them I'm more than willing to pay the bill, not including the additional fees. It should be illegal to pay for something that your seller is forbiden to charge for.

 

[Thorny]

Originally posted by: Nik

Originally posted by: Thorny

Originally posted by: DayLaPaul
That doesn't make any sense. You highlighted the part about the service already being rendered, then you say it's well within your rights not to serve him. How do you unrender a service? Either accept the plastic or the service was free.

So you think you are allowed to walk out without paying because you don't like the stores policy? When you walk in the door and you see a sign posted explaining the stores CC policy, you agree to abide by the policy or not request services from them. I stated earlier that my store does not have a minimum charge or fee, but I know what my local police dept would do if someone refused to pay for services rendered. Most of the examples in this thread are of people requesting service to be paid by CC, not them trying to pay for services rendered.

Do you understand that service = service whether asked for or not? Serving the customer in any way is customer service.

That being said, feel free to call the cops. I'd tell them I'm more than willing to pay the bill, not including the additional fees. It should be illegal to pay for something that your seller is forbiden to charge for.

Do you understand that stores have the right to refuse service to anyone? Refusing to serve the customer in any way is refusing service

Again, I do not personally charge a fee or have a minimum charge. But if I see that I am at a location that does I will abide by thier rules or not shop there. You have that same right. Your ignorant if you think that stores are forbidden from charging for CC fees, the CC company just wants EVERYONE to pay the fee (by running higher overall margins to compensate) instead of just the people acually using it. People like you just don't want to pay your fair share and want the business to take a hit instead.