You're pretty much SOL. It's your house now.
What probably happened is they didn't replace the roof at all. You'd have to check the documents from your closing/inspection to see if there's anything written that says they did.
Do you have the original property disclosure form where the seller must disclose known issues with the house?
What did it say about the roof leaks?
You're pretty much SOL. It's your house now.
Is it possible that leak was due to problem with repair itself (e. g. improperly installed new flashing?), and that leak got bad enough to point that puddle of water above drywall finally caved in? (i.e . previously, leak was there, but drywall was still intact and strong enough that all you saw was water stain, even though more significant problem really lurked above?
Roofs usually come with a transferable warranty, though, if the inspector approved the roof at time of purchase, and the roof was faulty, then it's the inspectors fault and would need to be covered under his insurance.
At the same time, you'd need to prove nothing has happened since the repair, which would be tough.
It could very well be. The major leak is coming from the flashing and building up water in the corner of our living room ceiling. We have to have the drywall replaced and everything repainted inside. It's quite the job. Funny how our neighbors have NO leaks whatsoever... but because they have minor hail damage, Allstate is not only replacing their roof, they're also replacing 2 Windows, garage doors, and part of their siding. It all depends on the adjustor you get. We've had a second opinion and all they will do is repair it in spots. They gave us a check for an additional $250 to cover roof repair. Seriously, $250... maybe we can have a McDonalds party w/ that money. I don't even plan on cashing it b/c I'd rather have the original roofers take a look first.
It could very well be. The major leak is coming from the flashing and building up water in the corner of our living room ceiling. We have to have the drywall replaced and everything repainted inside. It's quite the job. Funny how our neighbors have NO leaks whatsoever... but because they have minor hail damage, Allstate is not only replacing their roof, they're also replacing 2 Windows, garage doors, and part of their siding. It all depends on the adjustor you get. We've had a second opinion and all they will do is repair it in spots. They gave us a check for an additional $250 to cover roof repair. Seriously, $250... maybe we can have a McDonalds party w/ that money. I don't even plan on cashing it b/c I'd rather have the original roofers take a look first.
Have you bothered going into the ceiling cavity to have a look? (or are you an office worker and roof spaces are icky!)
Sphinx, Is there any reason you'd say don't bother filing a claim, even if his insurance company awards him money for repairs?
The actual source of the problem is not covered (the leaking roof). Continuous and repeated seepage or leakage, wear and tear, material defect or construction defects are specifically excluded from HO policies. For the roof to be covered there would need to be damage of an unfortuitous nature, i.e. lightning strike, wind damage, etc. not improper flashing. Like I said I am surprised that Allstate even gave him a penny for the actual roofing repairs (if that was communicated correctly).
The damage to the interior is covered, but the OP has a $1000 deductible. Repairs are not likely to exceed this amount by much. If they are the contractor is hosing someone.
If there is mold, that is also specifically excluded.
Filing claims is bad for business, so you imperil yourself to being dropped. This is the main reason not to file frivolous claims.
If you fix the inside and not the problem, and it happens again, you will hit the continuous and repeated exclusion.