We wanted it now, instead of saving up for a year or two. :whiste:
Ok. I was just wondering if there was just some wacky rule regarding jumbo loans that I didn't know about. PMI on that must be brutal. I just can't stomach having to pay PMI, such a waste...
Urban sprawl is still a factor in many midsized or larger cities not on the coast. In Omaha I had a 22 mile commute that was entirely still within the city (although not Omaha proper). Thankfully I could do that run in under 30 minutes due to most of it being on 2 lane or interstate roads.
Omaha also doesn't have quite the same suburban commuting population that a lot of cities do. Minneapolis and Omaha are about the same size, but the Minneapolis area is about 2.6M, whereas Omaha is around 800k. I had to drive into Omaha during rush hour on several occassions and never really recall a time when traffic was terrible.
There are many others that have grown without the infrastructure to support the traffic moving too and from the bedroom communities that were built in the building boom of the late 90's early/mid 2000's.
Either they don't have the infrastructure, or it's so poorly planned out they may as well not have them. Minneapolis is quite possibly the most poorly planned larger urban road system in existance, and has one of the worst DOT (road closures and detours are last minute suprises, there is very little to no advanced warning, even closing of major roads).