Car insurance =- WTF?!??!? gimme a cheap place...

[chin311]

well, im 18, live in central fl (lake county), and im looking to renew my insurance for another year, i call and its as follows:

w/ Direct (aka florida no fault)
$320 down
$170 a month

not full coverage either, just coverage for the other ppl, nothing on my car even.

car = 1996 toyota corolla, auto, dual airbags, abs, blah blah.

me = 18, one bumper accidnet, like 600$ in damage, nothing big. no speeding, or anything. the minor accidnet happened OVER a year ago.

where can i go? i dont get how it can be so expensive, not even full coverage, lil econobox, etc.

 

[minendo]

where can i go? i dont get how it can be so expensive, not even full coverage, lil econobox, etc.

me = 18, one bumper accidnet, like 600$ in damage

Insurance rates basically suck for males until they reach 25.

 

[LOLyourFace]

same here. I'm freakn 21 with perfect driving record and im paying to One beacon:

$500 down
$170 a month for a sporty sedan.. WTF?

car: 2003 Mazda 6i (4 cylinder)

me: 21, perfect driving record except for few parking tickets which shouldn't count.



I really wanted Geico but they're not offered in Mass. nor NJ, NH....

WTF is a good company in MA?

 

[Rapidskies]

try geico

Geico

It doesn't matter that the accident was a year ago, they look farther back than that. You are also at the worst age and gender possible for car ins. (I was there too). anyway shop around and see if you can get lower!

 

[chin311]

i noticed, this is ridiculous tho , DIE YOU INSURANCE WHORES!!!1 angst++

 

[pyonir]

I've heard that Geico's claims customer service is horrible to work with.

 

[Bignate603]

You may have saved money paying for that guy's bumper yourself...

But yeah, geico is what we have now and as long as you don't get in any accidents you'll pay alot less. They'll drop you in a second if you do though.

 

[chin311]

bleh, im filling out a quote for geico now....any other ideas??? this sucks.

 

[Ryan]

I pay 160 a month for full coverage, on a 1998 Nissan 200sx (2 door). I'm an 18 year old male with a perfect record, good student discount, and a discount for driving school. I'm under my parents policy, but I'm listed as the only driver on my vehicle. My insurance is under American National

 

[chin311]

bleh, if your on your parents its automatically cheaper....

im searching everywhere

geico = 1k$ every 6 months

 

[Ryan]

Originally posted by: chin311
bleh, if your on your parents its automatically cheaper.... im searching everywhere geico = 1k$ every 6 months

Why not try and get under your parents insurance?

 

[Daovonnaex]

You think that's bad? I'm an 18 year old male with three speeding tickets (one I got supervision for and didn't break), four other tickets that I beat in court, and four cars (including one that's very fast). Insurance costs are threatening to bury me alive.

 

[Aceshigh]

Yeah, insurance rates sure do suck for teens and people in their early 20's. It's because they have a disporportionate number of accidents. It is actually true, teens tend to me more careless behind the wheel and I look out for them when I'm on the road. I got killed on my insurance premiums just like you when I was your age, and I had a perfect driving record. It will come down eventually. Now I'm 27 and full coverage on my Mitsubishi Eclipse GT is $91 bucks a month.

 

[chin311]

Originally posted by: Aceshigh
Yeah, insurance rates sure do suck for teens and people in their early 20's. It's because they have a disporportionate number of accidents. It is actually true, teens tend to me more careless behind the wheel and I look out for them when I'm on the road. I got killed on my insurance premiums just like you when I was your age, and I had a perfect driving record. It will come down eventually. Now I'm 27 and full coverage on my Mitsubishi Eclipse GT is $91 bucks a month.

shush you , im jealous...

parents wont let me, ima shop around....screw that, im not paying that kind of money, i can find cheaper.

 

[z0mb13]

try esurance

 

[spidey07]

Auto insurance = teh extortion.

"Its protection, we wouldn't want any harm to come to you. Of course you MUST take our protection and pay out the nose for it - or else."

Legalized mafia.

 

[MercenaryForHire]

/joins the "rant against insurance rapists" thread.

I haven't even had as much as a parking ticket, let alone a moving violation.

But because I'm a male between 16 and 25, I get shafted harder than Edward Norton in American History X.

- M4H

 

[malbojah]

Originally posted by: LOLyourFace
same here. I'm freakn 21 with perfect driving record and im paying to One beacon:

$500 down
$170 a month for a sporty sedan.. WTF?

car: 2003 Mazda 6i (4 cylinder)

me: 21, perfect driving record except for few parking tickets which shouldn't count.



I really wanted Geico but they're not offered in Mass. nor NJ, NH....

WTF is a good company in MA?

Have you tried Safety Insurance?? I'm paying about 13-1400 a year for my Saturn and my motorcycle

 

[chin311]

BAHHAHAHA, progressive wanted 1600$ every 6 months, for teh very basic, ahh that was the best joke i've seen in a long time

 

[Daovonnaex]

What regulations exist for an insurance company? I want to start my own and insure myself to avoid these horrible premiums.

 

[DevilsAdvocate]

All insurance is not created equal. Ask your friends about their claim experiences, and choose wisely.

 

[minendo]

Originally posted by: chin311
BAHHAHAHA, progressive wanted 1600$ every 6 months, for teh very basic, ahh that was the best joke i've seen in a long time

I just ran through progressive and they quoted me at $449/6 month for the basic plan. Next plan up was $527 (I believe). Not bad I suppose for a 21 year old male who rents and has been in an accident.

 

[Bryan]

It will get better.

25 yrs old - $78 mo. for 99 Explorer (wife and myself). Plus I get a nice little refund check for my homeowners' insurance. Discounts on both for doubling up. I'm sure it gets even better from here.

 

[chin311]

wow, i just went thru 'esurance', got 900$ every 6 months....not terrible.....

 

[luvya]

Originally posted by: chin311
bleh, if your on your parents its automatically cheaper....

im searching everywhere

geico = 1k$ every 6 months

I have policy with geico also.....just liability insurance, nothing else

$380 every 6 months, and 1 point on my record, I am 24