If you have several fairly high credit limit cards but you seldom use them, will it bring your credit score down?
I used to carry balance on some of them but all of them are paid off a few months back and all i owe is a hundred or two (for food, cashbacks ) on a card which gets paid off every month. The rest of the card are unused - 1 card which used for emergency only never even carry a balance since the day i got it. Just asking, because i heard someone saying keeping 0 balance on your cards are not exactly good. Should i ask for higher limit on few select cards and close the rest?
I used to carry balance on some of them but all of them are paid off a few months back and all i owe is a hundred or two (for food, cashbacks ) on a card which gets paid off every month. The rest of the card are unused - 1 card which used for emergency only never even carry a balance since the day i got it. Just asking, because i heard someone saying keeping 0 balance on your cards are not exactly good. Should i ask for higher limit on few select cards and close the rest?