LOL, just goes to show how little people know about battery technology and why people constantly have shit battery life after not even 2 years.
First of all, it doesn't matter that chargers stop charging at 100%.
A battery will be practically dead after a year (under 80% retained amperage) if it's maintained constantly at 100% voltage, while it will be over at almost full retained amperage if it's maintained at 50% voltage over the same length of time.
Depth of charge/discharge also affect it's life. It's better to do 10x 50% charge/discharge cycles, than 5x 100% charge discharge cycles. This also permits the battery to charge at lower temperature, as the duration of a 50% charge cycle is less than a 100% cycle. Charging all the way to 100% and keeping it there is about the worst thing you can do to a lithium battery, and it's why so many people have a shot battery after less than 500 cycles.
These are facts from the field, not myths. If you can't wake up at 2AM to unplug your phone, then keep going the way you're doing it. Nobody is asking you to turn your life upside down. But with the OP having a wireless charger at home and at work, there's no reason he can't put a little bit of attention and actually end up with a useable battery after 2 years instead of one that barely makes it though the day.
Any questions?