Cheapest car to insure?

[Pliablemoose]

Am bringing teen daughter on auto policy in a few months, want to buy her a car that is as cheap as possible to insure, what's the cheapest car for a teen?

 

[MikeMike]

My Saab 9-5 is $800 a year, full coverage...

Used ccars will be cheaper than new.

 

[ElFenix]

something really old and valueless. like a 1982 ford escort.

 

[mrSHEiK124]

Something like a 95 Accord LX I4.

 

[mrSHEiK124]

Originally posted by: ElFenix
something really old and valueless. like a 1982 ford escort.

That might be more to insure if its a piece of crap.

 

[pray4mojo]

As a teen it won't be that cheap to even insure the crappiest vehicles. I'd consider Corollas or Civics for low rates.

 

[Caesar]

Don't cheap out on a car to just lower the car insurance. Get your daughter a nice safe vehicle. If you just get liability ( car paid in full) I don't think insuring any car will be too steep. My vote is for a 94-96 accord.

 

[Drakkon]

1970 something lincoln or buick...something old thts built like a tank....back in HS it was only like $500 a year /w full coverage

 

[Vette73]

BUICK FTW. Get a LeSabre or ParkAve. Reliable, safe, and cheap to insure.

 

[Caesar]

Originally posted by: Drakkon
1970 something lincoln or buick...something old thts built like a tank....back in HS it was only like $500 a year /w full coverage

But won't lincoln be more expensive to maintain? I mean costlier parts (its a lincoln) etc and I am betting he doesn't want that either.

 

[Colt45]

rusted out '73 half ton

 

[Pepsi90919]

Originally posted by: Colt45
rusted out '73 half ton

FTW

 

[FleshLight]

It'll still be minimum $1200/yr liability for a beginning driver

 

[FoBoT]

i am planning on getting an old pickup truck for my daughter to drive when she starts in 3 years

that'll be 2009 when she gets her license, so i'll get a late '90s F150 or chevy whatever

i don't know if insurance will be cheap, but that is my plan

 

[Shangrila]

if it's only for liability coverage, won't it be pretty similar regardless?

 

[Captante]

Large, old & slow = safe & relativly cheap to insure, plus its harder for an inexperienced driver to get in trouble with one ... gonna be expensive for a teenager no matter how you slice it though.

 

[cressida]

Probably a pick up truck (which most girls won't like) otherwise a corolla or civic. Use the discounts if applicable - academic discount and defensive driving course discount.

 

[thedarkwolf]

Originally posted by: Shangrila
if it's only for liability coverage, won't it be pretty similar regardless?

For the most part but sporty cars, trucks, suvs, and 4x4 all can add a little onto the base cost.

 

[Tab]

Get some used Honda/Toyota, you can find plenty of decent ones for 2k, however there wont be a point in insuring them...

EDIT - Pics of your daughter

 

[newParadigm]

Originally posted by: FleshLight
It'll still be minimum $1200/yr liability for a beginning driver

I call shens, it was only about $300 (for the year) to add me as an occansional driver, and only $600 when i got my own car...

 

[sniperruff]

my guess is something relatively new, 4 cylinder, a sedan, and either toyota or honda.

so there. 2000 toyota corolla CE in silver?

 

[Eeezee]

You could probably ask an insurance agent for help with this, they have entire lists of this kind of information and everything's already calculated.

Although you should really think more about the safety rating of a car than how cheap it is to insure. You don't want your daughter driving a death trap just because you save $50 every 6 months.

 

[Pliablemoose]

Originally posted by: Eeezee
You could probably ask an insurance agent for help with this, they have entire lists of this kind of information and everything's already calculated.

Although you should really think more about the safety rating of a car than how cheap it is to insure. You don't want your daughter driving a death trap just because you save $50 every 6 months.

I do have some life insurance on her...

 

[everman]

Liability is a huge portion of it, which won't really change based on the vehicle unless you got her an enzo. And make sure you have enough liability coverage, like 250/500 with 2mill umbrella.

 

[MoPHo]

My insurance company blows, they have me listed (Im 20) as the primary driver on my mom's 2005 Honda Accord so they can make more money off us. We have 4 cars and the one i mostly drive is a 97 Ford Pickup...But they still keep me on the Accord...

So if they have her as the primary driver on one of your cars, they might just leave her...

Dunno if that factors into your policy (or this thread) at all, but im just throwin in my $.02