i think by definition it doesn't, I know I've seen canned chili and canned chili with beans... if chili was meant to have beans wouldn't they say chili without beans and just chili instead?
I prefer my chili with black beans (screw kidney), mushrooms, and spaghetti, maybe now and then add cheese and sour cream, maybe not, sometimes crushed tortilla chips, sometimes crushed up crackers, sometimes none
sure, I call it all chili, just like some people say decimate when they really mean destroyed instead of killed 1 in 10