I actually need to get a credit card for my daughter (20, finishing 2nd year of college).. I guess more accurately she needs to get a credit card.. in the next couple months.. she's going to be out of the country for 2nd summer session and I'd just be more comfortable if she had a credit card with her in case she runs into some emergency situation that she lacks sufficient funds in her bank account to cover.
I don't want her to be getting and cancelling cards though, would like to find one that she can get now, that will serve her well for a few years at least.. I don't expect she'll use it except for emergencies and the occasional hotel reservation or online purchase and I do expect that she will pay the balance in full each month, she's done well managing her money so far.. this summer study abroad thing is the first time I've needed to give her money since she graduated high school, I paid the airfare.. she could have, but.. she doesn't have a credit card and.. I haven't needed to pay for anything else, I want to pay for this.
so.. given the scenario.. 20yo college student needing a first credit card, wanting to keep it for a couple or 3 years at least to establish some credit history, wanting to use it for emergencies, reservations and the occasional online purchase, intending to never carry a balance.. is this a good deal / good card?