Citibank Balance Transfer @ 4.99% APR Until Paid Off!!!

[Sigity]

I am sure most everyone here has a pretty nice looking credit card statement. Well if you have a citi card, you can transfer balances at 4.99% APR for the length of the loan, basically until you pay it off.


More info:

Click Here

Enjoy...hope this helps someone out.


sig.

 

[nabster]

I dont think this is for everyone ... I was just offered 7.9%

though I'm guessing if you call and fuss they'll give it to you .... I was able to get discover to go down from a 4.9% for 12 months to 0% for 10 months

 

[RossMAN]

Here's my offers, I'm waiting to payoff my CitiBank cc to $0 then I'll max it out and payoff other higher interest rate cc's:

OFFER 1
Check Out This Rate!

Save with a low rate of 3.9% APR.

Enjoy this special low rate on your transferred balances until they are paid in full.

Act now and save even more! The balance transfer transaction fee will be waived with this offer.

Future offers may carry a transaction fee of 3.0% of the amount of each transfer with a $5.00 minimum and a $50.00 maximum.

OFFER 2
There's Still Time... Use Your Available Credit For a Balance Transfer

Transfer balances at your low 3.9% APR.

You still have time to save! Enjoy this special low rate on your transferred balances until they are paid in full.

Act now and save even more! The balance transfer transaction fee will be waived with this offer.

Future offers may carry a transaction fee of 3.0% of the amount of each transfer with a $5.00 minimum and a $50.00 maximum.

 

[infostate]

some credit cards deals:

here it is

 

[fragged]

Ya, thanks to the fact that I was 30 days late on a bill back in 1969, they won't offer me that deal...

 

[alfonsors]

I'm currently looking at my deals as well. I am a current Chase customer and they sent some checks to transfer balances for 0.0% until November of next year ... I thought that was pretty cool. But the lowest I recieved was 4.9 until the balance is paid off with no tansfer fees from my AT&T Visa account. I also noticed that when logging on to my First USA account you can transfer balances on their site with the option of 2.9% for the first 6 billing cycles or 6.9% until the balance is paid in full - Transfer fees apply.

 

[dataspaz]

just go Here

and get 5.5% rate for all purchases for the life of the card

 

[LostHiWay]

I just got a Citi card with 0% interest on balance transfers for 12 months. I transfered my balance from my other card over to it and should have it paid off in 12 months. I like interest free loans for 12 months!

After the 12 months is up the interest rate goes up to 9.99 fixed which isn't that bad either.

 

[WooYing]

People go to www.lowermybills.com there a pretty good website to get lower APR.

 

[bonk102]

Originally posted by: dataspaz
just go Here

and get 5.5% rate for all purchases for the life of the card

any experience with these guys???

 

[worms]

Uhh... Credit card interest rates are determined on a per person basis. Citibank's current balance transfer offer ranges from 0% to 26% depending on your credit score.

 

[hkssupra69]

fragged are you for reals??

 

[Sigity]

Dataspas...

I was considering signing up for that pulaski bank card....any experience with them? Are they legit (no gimmicks...)

thanks


sig.

 

[Maetryx]

I got the 4.9% until balance paid off deal. I took it. I used it to pay the majority of another deal I got on a First USA card that was only 9.9% for the life of the balance.

Thanks for the deal, Sigity. You cut my interest rate in half on a big chunk of my stupidest debt .

 

[puppyfriend]

Citibank offered me 2.9% for the life of the loan, but considering everyone else gives me 0%. It wasn't worth it. Yeah, yeah, yeah the 0% is just promotional for a year. But it's been promotional for me for about 3 years so far. I just call up to cancel after the promotion ends and they ask me why I'm cancelling. I say because it's no longer 0%. They offer another promotional period if I keep the card. Well if they are going to twist my arm ....

David

 

[SLEEPER5555]

well thanks for the hot deal they offered me 0.0% until 7-31-03 on my balance transfer which i was previously paying 5.9% fixed! Thanks!

 

[DVDKing]

Hi Sleeper5555 How did you get the 0% until 7-03 ? Just call them up and ask ? Is this on NEW balance transfer or it is on the balance transfer you already made from another account to Citibank for 5.9% fixed ? Currently, I have over $15 grands with citibank at a fixed rate of 3.9%, but if I can get 0% until 7-03, I may switch to that.

 

[Conscript]

Originally posted by: fragged
Ya, thanks to the fact that I was 30 days late on a bill back in 1969, they won't offer me that deal...

i dont' know if you're joking or not, but if the infraction is over seven years away, then the credit agencies are required to remove it from your history. Even bancruptcy is removed from your credit history ofter 7 years.

 

[LostHiWay]

Originally posted by: Conscript

Originally posted by: fragged
Ya, thanks to the fact that I was 30 days late on a bill back in 1969, they won't offer me that deal...

i dont' know if you're joking or not, but if the infraction is over seven years away, then the credit agencies are required to remove it from your history. Even bancruptcy is removed from your credit history ofter 7 years.

Actually Bancruptcy is on on your report for life. It may no longer have an impact on your credit score after 7 years but it will always be noted on the reported. That is not good.

 

[RossMAN]

Thanks I just transferred $665 from my CitiBank to my BOFA/Alaska Airlines cc at 0% APR until November 2003.

w00t!

 

[dataspaz]

Originally posted by: bonk102

Originally posted by: dataspaz
just go Here

and get 5.5% rate for all purchases for the life of the card

any experience with these guys???

i've has the card for a year and they are great - you will not find better than 5.5% fixed on a card

 

[walberty]

that card has a yearly fee:
"$35.00 for VISA Classic and Standard MasterCard Account
$50.00 for Gold MasterCard Account."

Still a good deal though!

Wade

 

[rimshaker]

I currently have a permanent APR of 6.65% on all my major credit cards... anyone else have lower? Cause if so, imma call and ask them to lower it again

 

[technoteaser]

I never keep a credit card balance. Why dont you people try to spend less than what you earn or at most what you earn. Can you explain why you people pay this high interest for credit cards while some people are trying to earn at least 2.75 on their savings. It cannot be because you guys are poor you can always drop your DSL/GYM/paper subscription etc to save you money. Isn't it. I am just trying to comprehend the situation.

 

[kranky]

Just a warning: if you transfer a balance at a very low APR, you should stop using that card for new purchases. Most CC issuers will apply your payments to the balance with the lowest APR first.

So if you continue to charge on the card, all your new purchases will be racking up interest at the "normal" APR while all of your payments go towards paying off your low APR balance.