I have no intention of doing any of that or running up a huge bill. When it's time, it's time. Part of the papers are already done. Need to do the rest soon.
Damned appendix and related follow ups were over $100K according to the billing statements, so far all paid by insurance which paid a lot less somehow. I can't even imagine heart stuff.
My neighbor has been through it for 10 years in multiple forms. He's less than 30% of the person he used to be. He hasn't told me numbers, but says his retirement after 20 or more years of county government employment pays for half of his medical insurance premium. HALF.
I have zero intention of doing anything at all to extend in any way. Already looking at how to get to one of the states who allow civilized exits when the time comes. Pretty sure my merry band of Rednecks will never pass it.