I am making a power hub out of an old ATX PSU. All wires will be stripped except Molex (and maybe SATA) connector wires. 12V will be connected to barrel jacks, PC fan sockets, and (maybe) lighter plug sockets (the plugs in a car). 5V will be connected to a dummy load, USB sockets (and maybe more barrel jacks). 3.3V will be connected to 2xAA battery eliminators. When I attempt to charge my phone off the connected USB ports, the USB to Lightning wire gets hot that the glue even melts (PSU wires normal temp). I have been powering 12V multimedia devices with the 12V barrel jacks, powered PC fans with the makeshift fan sockets, charged BT speakers and powered USB fans with 5V without problems. How to stop that?
More details needed.
Is this PSU group regulated?
What does "5V will be connected to a dummy load", mean?
Does it have the dummy load?
Have you measured to see the actual voltage of the 5V rail during this phone charging event?
Have you measured to see the current during the charging event?
What does "glue even melts", mean? Did you build this cable yourself and possibly use too small a wire gauge for the current? Did you do some weird construction method where hot gun is holding it all together?
Is it possible the charging cable is low quality or worn out with the wire conductors frayed inside? Is the entire length of the charging cable equally hot or more so at one end or the other and if the end, which end? If at the USB socket end, did you reuse an old socket (dirty or mechanically compromised) or buy some generic chinese junk that might not have good contacts, and be causing resistive heat buildup?
I doubt it is an issue of an ATX PSU having so much higher current potential. The phone should limit that.
Maybe pictures of the setup would help.
I agree with VL, the simplest solution is just use a proper charger for the phone. Also keep in mind that if the ATX PSU isn't powering several things at once, probably more than everything combined that you intend to power from it, that it won't be as efficient as any reasonably designed, phone charger, especially if the ATX PSU is left running 24/7, even more so with a dummy load on it so within 1-2 years (if even that long) you are probably paying more for the extra power consumption, than a phone charger would cost if just getting a basic 5V type instead of fancy quickcharger.
If not left running 24/7, power wasted is much lower, so if that's the case then you need to look at what is the excessive resistance to cause the heat.