Alright, I'm in need of a little bit of advice. Here's the quick synopsis story, I'll fill in more details as needed.
My wife was getting a boob job done sometime back. The doctor had referred her to a couple sources to get a loan for the boobs if she wanted. She had filled out an application online for one of them. It took them awhile to get back to us and we decided we would just pay cash for it afterall. When they called her she informed them she wasn't interested in getting their credit card/loan. Maybe a month later she gets a card in the mail. She was pissed at the time cause she said she didn't want it. I told her it wasn't a big deal, we aren't going to use it and not to worry about it.
Fast forward a couple months and she got a letter from this company called acquired loans stating that she owes $150 for services rendered and this is her last opportunity to pay without it affecting her credit. She starts to get worried and so I told her to contact that company. She emailed them a few times with no response and finally called them this morning. She was informed that when she did her application online she checked a box agreeing to the terms and one of the terms was that she would be charged $150 regardless of whether or not she accepts the line of credit.
As an added bonus, one of the letters we got from this company had someone elses name on the letter, but her listed somewhere else in the letter. She asked acquired loans about that and they basically said they just messed that up.
Long story short, some company is charging us $150 for simply APPLYING for a line of credit and now trying to extort us by threatening her credit to get us to pay this bullshit fee. I told my wife under no circumstances is she to write a check to ANYONE for that fucking money. That is complete 100% horse shit. So who do I need to contact to dispute/fight this?
My wife was getting a boob job done sometime back. The doctor had referred her to a couple sources to get a loan for the boobs if she wanted. She had filled out an application online for one of them. It took them awhile to get back to us and we decided we would just pay cash for it afterall. When they called her she informed them she wasn't interested in getting their credit card/loan. Maybe a month later she gets a card in the mail. She was pissed at the time cause she said she didn't want it. I told her it wasn't a big deal, we aren't going to use it and not to worry about it.
Fast forward a couple months and she got a letter from this company called acquired loans stating that she owes $150 for services rendered and this is her last opportunity to pay without it affecting her credit. She starts to get worried and so I told her to contact that company. She emailed them a few times with no response and finally called them this morning. She was informed that when she did her application online she checked a box agreeing to the terms and one of the terms was that she would be charged $150 regardless of whether or not she accepts the line of credit.
As an added bonus, one of the letters we got from this company had someone elses name on the letter, but her listed somewhere else in the letter. She asked acquired loans about that and they basically said they just messed that up.
Long story short, some company is charging us $150 for simply APPLYING for a line of credit and now trying to extort us by threatening her credit to get us to pay this bullshit fee. I told my wife under no circumstances is she to write a check to ANYONE for that fucking money. That is complete 100% horse shit. So who do I need to contact to dispute/fight this?