Originally posted by: Growltiger
Originally posted by: agent2099
Originally posted by: edplayer
is the Citi Dividend Platinum Select - Mastercard listing correct?
"Reward details: 5% back on purchases at supermarkets, gas stations, and drugstores and ..."
is that supposed to be 5% or 0.5%?
Yeah that sounds too good to be true doesn't it!
5% off for gas and groceries?!!!!! :Q
Unfortunately, the check is only issued when you obtain hit $100 in cash back.
This is actually not true. I applied for this card less than a month ago and already received it. I use it all the time now...especially since I spend a lot of money on gas.
I actually spoke to CSRs before I applied for the card. It is true that you will not get a cashback check until you hit $100 (which I havent done yet), but every calendar year, you start fresh. So say by the end of the year, you only accumulated $70 in cash back savings, then they will cut you a check on 12/31 for $70. It's just that you wont get checks prior to that unless you hit $100 in cashback.
And it is 5% not 0.5% (at Gas stations, Drugstores, & Supermarkets). 1% everywhere else. And the APR is only 9.99% on purchases, which isnt bad at all. The 0% balance transfer was nice now that my Discover Card's 0% introductory rate is over and it's at 12.99% on purchases.
And just like how Discover has Deskshop, this Citibank Mastercard has an application too...it actually looks surprisingly similar.