Credit cards - What credit cards are easiest to get for a no credit person?

slick230

Banned
Jan 31, 2003
2,776
0
0
I hear the ones the gum'mint was handing out to the NOLA folks was pretty easy to get, and you didn't need credit for that. They went out and bought themselves bigscreens and stereos for their non-existent houses.
 

Powermoloch

Lifer
Jul 5, 2005
10,085
4
76
It's better to have no credit at all. SO you won't own anything at all !!! it works (for me )
 

Maximin

Senior member
Jan 23, 2001
651
0
0
Originally posted by: RossMAN
Save up $300 to $500 cash and apply for a secured credit card.

You are virtually guaranteed approval and no co-signer required

Or if you are in school, get a student credit card. For Secured cards, read find prints for the fees.
 

Ranger X

Lifer
Mar 18, 2000
11,218
1
0
Citibank for college students was my first credit card and I had absolutely no credit. I got a $500 limit to go with my card.

If you have bad credit, as opposed to no credit, you'll probably get many offers from Capital One. My parents don't exactly have the best credit but they keep getting no annual fee credit card offers from them. They also get many credit card offers from companies that charge an annual fee.
 

DaWhim

Lifer
Feb 3, 2003
12,985
1
81
chase universal was my first card. do you get any pre-approved letter in mail? pick one and read the fine prints, if no annual fine, min. charge 50 cents, etc. then go ahead and apply for it
 
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