DEAD: MOLTEN LAVA HOT!!!! Chase Freedom Card $250 signup bonus

[Merlyn3D]

Originally posted by: jagec

Originally posted by: udonoogen
well, i applied. some people on sd and fw were getting instantly approved. i suppose i'm not cool enough. if i hear anything about 250, ill accept the offer. does anyone know anything about chase customer service? i love citibank but 3% is much better than 2%

I'm still getting 5%

Um....check your mail, I've had the dividend platinum select card forever, and just recently they sent me a letter saying they've changed the program and in April, they're doing 2% instead of 5% for everybody.

 

[BigHurt]

Originally posted by: gvayl

Originally posted by: nealh
did they change the offer

yea..looks like it...

I looked further into this promotion, and if you read through the agreement, it still states the 50 dollar credit / 250 dollar credit depending on when you cash out.

 

[fbrdphreak]

Where do you see this? I went to the next page where you fill in the info, none of the terms & agreements parts say that.

 

[Reckoner]

Originally posted by: fbrdphreak
Where do you see this? I went to the next page where you fill in the info, none of the terms & agreements parts say that.

Deal's dead now

 

[Delerious]

Originally posted by: Merlyn3D

Originally posted by: jagec

Originally posted by: udonoogen
well, i applied. some people on sd and fw were getting instantly approved. i suppose i'm not cool enough. if i hear anything about 250, ill accept the offer. does anyone know anything about chase customer service? i love citibank but 3% is much better than 2%

I'm still getting 5%

Um....check your mail, I've had the dividend platinum select card forever, and just recently they sent me a letter saying they've changed the program and in April, they're doing 2% instead of 5% for everybody.

Yeah I have the citi dividend too... i'm pissed off that they are changing it.. time to cancel...

 

[d94]

deal AINT dead
you just gotta call it in, like i did last night and my buddy did today.
its avail for both MC and VISA

 

[BigHurt]

Originally posted by: BigHurt

Originally posted by: gvayl

Originally posted by: nealh
did they change the offer

yea..looks like it...

I looked further into this promotion, and if you read through the agreement, it still states the 50 dollar credit / 250 dollar credit depending on when you cash out.

Is this deal actually dead? Or maybe the better question is was this ever a deal?

I called up chase customer service once my account was finally activated (today) and asked about this promotion. They stated that the first $200 dollars you receive in bonuses can be redeemed for $250 dollars for the first time.

Not at all a sign up bonus, just that the first time you rack up $200 worth of money from using their rewards program, you get an extra 50 bucks.

Is this the deal that the OP was mentionining? I seemed to think it was $250 for signing up which is not the case.

Deal doesnt seem so hot once you realize that @ 3% you must ring $6670 up on the card to receive $200 in rewards which turns into $250 if you call them and mention the promotion.

 

[Reckoner]

Originally posted by: BigHurt

Originally posted by: BigHurt

Originally posted by: gvayl

Originally posted by: nealh
did they change the offer

yea..looks like it...

I looked further into this promotion, and if you read through the agreement, it still states the 50 dollar credit / 250 dollar credit depending on when you cash out.

Is this deal actually dead? Or maybe the better question is was this ever a deal?

I called up chase customer service once my account was finally activated (today) and asked about this promotion. They stated that the first $200 dollars you receive in bonuses can be redeemed for $250 dollars for the first time.

Not at all a sign up bonus, just that the first time you rack up $200 worth of money from using their rewards program, you get an extra 50 bucks.

Is this the deal that the OP was mentionining? I seemed to think it was $250 for signing up which is not the case.

Deal doesnt seem so hot once you realize that @ 3% you must ring $6670 up on the card to receive $200 in rewards which turns into $250 if you call them and mention the promotion.

No, if you had read my OP, you'd see that it was a sign-up bonus. The deal is now dead.

 

[Dulanic]

Originally posted by: knightc2

Originally posted by: dud

For anyone considering getting this card ... just some friendly advice: DON'T!

I got the Chase "Rewards" card about 15 months ago. They advertised it as the best rewards card out there, and it was, at that moment in time. I used it for gas, food ... almost everything. I was charging $2,000 a month on it ... the rewards points were flying into my account. About 8 months later I had accumulated a significant number of points and decided to cash out. The Chase documentation I was given (when I signed up) stated that my yearly cap was $600 in rewards but when I tried to cash out they informed me that the "rules" had changed and the cap was now $300! i was screwed. Why have a "rewards" card with so few rewards?

Other problems that ALL who get this card should know about:

- You will get a call from "John Smith" at their Indian call center trying to get you to buy their "protection package" for your card (which should already come with your membership). After numerous calls I told them to STOP THE CALLS! I was not interested in paying for account protection I should already be receiving. After a few months of quiet ... the calls resumed.

- I have three credit cards. The Chase card is BY FAR the highest maintenance and hardest to deal with. I pay the card off completely at the end oe each billing cycle but unfortunately twice in 18 months the payment was received late and I was charged a late fee AND interest for that cycle. They were able to remove the late fee each time (as a courtesy) but not the interest. Say goodbye to your rewards ...


As I said before I have three (3) credit cards and the rewards (now Freedom) card is by far the worst of the lot. FWIW the "rewards" received by using this card are far outweighed by the hassels.

You were warned ...

I agree. We have had the same issues with our mortgage which Chase screwed up twice.

Part 1:

Chase bought our first mortgage and then we refinanced. After we got our new loan with another bank Chase kept taking money out of our checking account for 3 months. After numerous phone calls explaining to them that we no longer had a loan with them they finally suggested I log in to my online account and turn off auto payment. I told them that I no longer had an account with them to log in to and change. They insisted it was MY fault. Anyway it took 3 months to get this taken care of and get my money back. Three extra mortgage payments were taken from my account and no one at Chase seemed to care. I never even got an apology from them.

Part 2:

After refinancing Chase again bought our mortgage. Then after over a year of auto debiting our payments they stopped without warning. I got a call early one Saturday morning and they wanted to know why I hadn't paid in almost 2 months. Again they blamed me and my bank when it was their system that failed to pull money from my account. I said fine I'll log in and re-setup auto pay. My account had been changed, my email address was no longer there and auto pay was no longer setup.

On top of this they had a $70+ late fee on my account and were going to take me to collections if my money wasn't wired to them by midnight. Then they tried to charge me $20 to send an echeck over the phone for payment that they should have already received. I made about 10 calls that day trying to get this sorted out. The finance people blamed me, the customer service people blamed the web people and the web people blamed the finance people. Finally someone in customer service admitted that a select few customers had account information wiped out after their system was upgraded. Apparently I was one of them.

Anyway, we were treated like criminals and were offered no apologies. I got the fees waived but this was done "as a courtesy" to me NOT because they screwed up. Never have the finance people apologized.

Bottom line Chase sucks. I have heard many horror stories about them including their credit cards. They have recently been upping the interest rate to nearly 30% on many customers accounts even those with no history of late payments. Their explanation? We re-ran a credit check on you and your debt to income ratio was too high so we raised your rates %20. This is just one of the many evil things Chase is about.

I would avoid at all costs.

EXACTLY what they did to me (the credit card part). They for no reason raised my rate from 14% to 28% and stated the same thing, debt to income.... yet it was the exact same as when I got the card originally.

 

[Greg04]

.

 

[Dacalo]

I don't understand all these people complaining about Chase raising rates.

You shouldn't be buying things with your credit card if you can't pay it off in that period in the first place if you are so concerned about rates. I use Freedom for benefits and pay the balance off every month; I have had their Rewards card for 4+ years and had no problems. They used to bug me with their calls but I told them to add me to do not call list and it has been quiet since.

 

[Setral]

well it hasn't been two weeks yet, I hope they don't send it to me with a different offer, though they approved me when the original offer was still valid.

 

[junkiefp]

I got mine yesterday will put some groceries on it and see when I could get my $250 check. I loved $150 from sony!

 

[Setral]

I got an email from them today stating I should have or be getting my card soon. However in the mail it details the other offer. Anyone that got their chase email, did it include this original offer, or the other offer?

Start Earning Rewards Today

Your everyday purchases earn triple cash back - for qualifying gas, grocery and quick service restaurants*. You also earn 1% cash back for every $1 on all other purchases.


Reach $50 in rewards and redeem for a $50 check.
Or, save up $200 in rewards and redeem for $250 cash back.
You can change your mind at any time and switch your rewards to earn points instead of cash back. Points earn you rewards like gift cards, airline tickets and brand-name merchandise. Just go online to www.chase.com/creditcards or give us a call at 1-800-524-3880.

 

[junkiefp]

I got the same email. Made a purchase a few days ago so far cant see the points. I will call them in a few days if nothing happens

 

[Cuhulainn]

I also got that email, and still haven't rec'd the cards (one for the wife, too). I don't think that it means that you are not qualified for the $250 bonus, just how the rewards program works in general.

 

[BigHurt]

I received my card almost 2 weeks ago. Just received the email welcoming me and telling me that I should receive my card soon. Funny that the cards came quicker than the email. Anyways, I called up a CSR and spoke to her about whether I was part of the $250 signup bonus and she confirmed after I quoted the offer from a link I found here

Just call up the CSR's and explain that you signed up during the offer and they should give you the credit. The way that it was explained to me, was the credit will show up after the first monthly cycle, so make a quick purchase and play the waiting game.

Thanks again OP!

 

[BigHurt]

Originally posted by: junkiefp
I got the same email. Made a purchase a few days ago so far cant see the points. I will call them in a few days if nothing happens

You won't see points show up on your account until the monthly cycle is up. Then they tally up the activity from the past month and it should show up on your account.

 

[junkiefp]

Originally posted by: BigHurt

Originally posted by: junkiefp
I got the same email. Made a purchase a few days ago so far cant see the points. I will call them in a few days if nothing happens

You won't see points show up on your account until the monthly cycle is up. Then they tally up the activity from the past month and it should show up on your account.

Thanks a lot for that reply I was getting a little worried lol

 

[monk3yboy]

I just got an email from them too (before my card even showed up):
Start Earning Rewards Today

Your everyday purchases earn triple cash back - for qualifying gas, grocery and quick service restaurants*. You also earn 1% cash back for every $1 on all other purchases.


Reach $50 in rewards and redeem for a $50 check.
Or, save up $200 in rewards and redeem for $250 cash back.
You can change your mind at any time and switch your rewards to earn points instead of cash back. Points earn you rewards like gift cards, airline tickets and brand-name merchandise. Just go online to www.chase.com/creditcards or give us a call at 1-800-524-3880.

Hopefully I can call in and have the same luck you guys did

 

[LS20]

i havent received my card, though ive been approved

 

[Triggerhappy007]

My billing cycle ended the 13th and I ordered the $250 check today. I had 2 other Chase credit cards so if you guys are worried, don't.

 

[monk3yboy]

Hmm so the website told me I was instantly approved but when i call in my application is under review. What's going on? Anyone else have this happen to them?

 

[ImDonly1]

Mine was unable to be approved instantly, they had to review it. I think at the bottom it said allow up to 30 days for approval.

 

[Cuhulainn]

After waiting a month for my card, I finally called and the CSR said our cards were sent on March 20th! They cancelled those and send out new ones, saying that we'll have them in 5 business days. I verified that we will be eligible for a $250 rebate on each account. $500 ought to be more than enough to cover all the interest other cards have charged me in the past!!

Anyone gotten their first statement or rebate yet?