hard drives fails more often then a virus destroys data on a machine protected by NOD32 (which is never...
www.eset.com), and way more offer then I "accidentally delete files".
Also, there is more then just downtime that is lost. If your backup is a week old, then you loose one whole week of work, downloads, files, etc... and it is hard to know WHAT exactly you lost so that you could recreate it.
software errors, operator error, or fire...etc. If your motherboard fails, then your raid also fails.
Backups are just as flammable. And
RAID1 does NOT fail if the motherboard fails, only raid 0 and raid 5 fail if the mobo fails (and are recoverable, IF you wrote down the configuration data when you created them, and if you know what you are doing), or if bios is upgraded, or if you reset cmos due to OC, etc (which is why i say not to use them... single point of failure). The absolute worst case scenario for RAID1 is that it is no longer recognized as raid1, instead each drive is considered to be independent (yet each contain a perfect working copy of ALL your data, unharmed), so this "worst case" is not even remotely close to actually being bad... what you do in such a case is create a new array from a drive while choosing to preserve the data on the drive (all raid1 controllers, even mobo ones, allow that).
I DO agree about software errors. I create a cascading backup (different days backup to different folders) for specific things, like my firefox data (links) and quickbooks data, etc.. because those specific programs can ruin their own data (it happened to me before...)
For that, you need EXTERNAL backup.
The location does NOT matter, the PHYSICAL CONNECTION matters. the only way to make an external backup safter is to UNPLUG IT.
If the external backup is unplugged from the PC and from the power outlet then it is safe from lightening strikes. (although, a surge protector and the built in protection in a PSU might save it anyways). To protect from viruses the external backup must be unplugged / turned off / write once media (DVDR).
Raid1 - set up once, never loose any data from HDD failure.
Backup - create a backup every X time MANUALLY (if it is plugged in and online and automatic then it provides NO extra safety against viri or power surges). And when a hard drive fail, you loose X days worth of data.
Ultimate protection - RAID1 + Backups (ideally on cheap media in a fireproof safe off site).
Better protection - RAID1
Lower protection - Manual backup.
Almost no protection at all - automatic backup to external drive that is always plugged in and on.