The annual fee is $550.
When combined with
-Sign-on Bonus of 50k to 100k points (thatt's $500 - $1000 right there)
-Points for every purchase (nothing amazing, since all cards have this)
-$100 to Global Entry/TSA Pre-check once every 5 years
-$200 airline "incidental" credit every year
It can often even-out with the annual fee. I mean, with these $20 to Cell-phone coverage, that's another $120. If you value the streaming stuff, that's another $120. I'm probably forgetting about some of the others.
Right now I'm really laying low with the credit card churning game - especially because I'm not doing any traveling right now.
$20/month credit only means $120? Is that only good for half a year, or is that a maximum annual credit?
hmmm, not bad, really, stacking with streaming as well. (I assume this is for all streaming charged to the card, right, not just one account?)
Didn't realize they also do Global entry--I haven't received a mailer in like 4 years, so maybe it was added to compete? That's not bad...it also reminds me that I need to do mine quick with the VISA, if I am going to downgrade before next ~April.
I recall the AMEX points being...mostly junk overall, and certainly compared to VISA Ultimate Rewards. Is that still true? Still, for just straight up cash, that isn't terrible, but I assume the 1-3 month purchase requirements are really nuts to earn that? I'm not a huge spender as it is....but hey, I might need to make some big one-time home purchases soon, so it might work.
I always liked AMEX no BS customer service and straightening things out with vendors at zero hassle on my end. IME, anyway.