Do I get refunded for charges for verifying my card?

intogamer

Lifer
Dec 5, 2004
19,222
1
76
I bought a SimonMall Giftcard from my friend.

When I ordered items from staples they charged me 1 dollar first then 15.60
12/29/2005 STAPLES #990 800-333-3330 US
Purchase - Stationery, Office Supplies, Printing and Writing Paper 536302105677 $15.60
12/29/2005 STAPLES #990 800-333-3330 US
Purchase - Stationery, Office Supplies, Printing and Writing Paper 536302105510 $ 1.00

I'm pretty sure they charge it to verify the card, does anybody know how long it will get refunded?
 

NogginBoink

Diamond Member
Feb 17, 2002
5,322
0
0
The exact same thing happened to me from Amazon.

The $1 is probably an authorization, not a charge. It should fall off in 3 days I believe.
 

intogamer

Lifer
Dec 5, 2004
19,222
1
76
Yeah thats what my friend said.

lol he tried to make another paypal account with the CC...
he got charged 5 times for $1

Looks like I'll be getting $5 on the card

hmmm and then Netflix charged me $19.XX alrdy
 

jadinolf

Lifer
Oct 12, 1999
20,952
3
81
Originally posted by: Aquila76
Many gas stations will hit you with a $75 dollar hold charge (debit cards, anyway).

Amex does that to me. I panicked the first time I saw it.
 

cougar78

Platinum Member
Aug 30, 2004
2,461
0
86
www.forthinc.com
That is the industry I work in.

If anyone wants to know the transaction flow, it's this simple, they send a pre-auth to verify the card with any amount from .01 to however much they want (in most cases it's a 1.00). Then the settlement comes in anywhere from hours to up to several days later (can be more but hardly ever is), credits the pre-auth and debits the actual transaction amount ( on debit cards ). I don't deal with the credit card side of the world but assuming it works about the same.
 

Nikamichi

Diamond Member
Nov 21, 2003
7,760
0
0
Originally posted by: cougar78
That is the industry I work in.

If anyone wants to know the transaction flow, it's this simple, they send a pre-auth to verify the card with any amount from .01 to however much they want (in most cases it's a 1.00). Then the settlement comes in anywhere from hours to up to several days later (can be more but hardly ever is), credits the pre-auth and debits the actual transaction amount ( on debit cards ). I don't deal with the credit card side of the world but assuming it works about the same.

And now you know...

 
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