I'll end up getting the $65 back that I bought it for. I actually just went with the OCZ StealthXStream OCZ600SXS that I put up there since AnandTech recommended it and I looked over some other reviews and they seemed for the most part positive. This way if it's really what JohnnyGuru said regarding the PSU overloading, than this way I have the extra power to avoid that problem. I think 600 will be more than enough...That and I know Newegg will have that at my door by monday where as Clubit won't be able to get a replacement here until Friday...so that kind of sealed the deal, after all it's finals week next week!
Thanks JohnnyGuru for that advice, I never looked at it that way and thinking about it, I suppose it makes sense that the PSU failed, thought I was told it'd be sufficient. It died after burning 5 DVD's and then playing CoH for 3hrs. straight followed by an immediate shutdown...I suppose in that event it's likely that is in fact the problem.