Do you use CCs for small purchases?

[zendari]

Let's assume small purchases are about $5, though you can use your own definition if you wish.



I go to a place called taste of mexico, get a burrito to go. Don't have cash, so I try to pay by creditcard. The manager goes into a big stink, tells me to go to an ATM, I tell him there is no Wachovia nearby and I don't want $3 of withdrawl fees, he eventually relents and takes the card.

Stores/Restaurants need to POST thier CC minimums if they have them.

 

[Juno]

yes, often.

taco bell, wendy's and chinese food orders. i just want to save cash.

 

[edro]

Originally posted by: zendari
Stores/Restaurants need to POST thier CC minimums if they have them.

Yes, yes they do.

 

[BurnItDwn]

I don't like to carry cash, so I use credit just about everywhere I go.

 

[Jzero]

Originally posted by: zendari
Stores/Restaurants need to POST thier CC minimums if they have them.

Except having a CC minimum violates the terms of most cards, so posting such minimums exposes them to being dropped for such a violation. So instead of posting a minimum he'll just try to guilt trip you into paying cash.

I use CC almost everywhere.

 

[amdskip]

I'll be nice and pay cash for $7 or less pretty much, otherwise it's credit card because I get 1% back minimum on all purchases (thanks RossMAN -> http://www.bettercreditcard.com )

 

[ElFenix]

Originally posted by: zendari
Stores/Restaurants need to POST thier CC minimums if they have them.

pretty much any contract between a merchant and the CC company requires that the merchant have no minimum.

 

[MaxDSP]

use CC every time it's possible, not only does it save me the hassles of counting bills and change (I hate change in my pockets) but you can get points/miles/cashback for every CC charge. Yes, they may be small charges, but they add up

 

[daveman]

I use one for lunch most every day. I dont carry much cash.

 

[RossMAN]

No, I prefer cash if I have it.

> $20 I may use a debit or credit card.

 

[zendari]

Originally posted by: ElFenix

Originally posted by: zendari
Stores/Restaurants need to POST thier CC minimums if they have them.

pretty much any contract between a merchant and the CC company requires that the merchant have no minimum.

Oh, didn't know that.

Conviencence + cashback = win. :thumbsup:

 

[SaturnX]

Originally posted by: Jzero

Originally posted by: zendari
Stores/Restaurants need to POST thier CC minimums if they have them.

Except having a CC minimum violates the terms of most cards, so posting such minimums exposes them to being dropped for such a violation. So instead of posting a minimum he'll just try to guilt trip you into paying cash.

I use CC almost everywhere.

QFT, same goes with Interac payments as well, I've seen several smaller convenience stores say there's $5 minimum, but that technically goes against the TOS.

--Mark

 

[dabuddha]

Originally posted by: ElFenix

Originally posted by: zendari
Stores/Restaurants need to POST thier CC minimums if they have them.

pretty much any contract between a merchant and the CC company requires that the merchant have no minimum.

It's a shame cause almost every indian store up here has a $10 minimum.

 

[PingSpike]

There is no advantage to using cash for anything. CC gives me a measure of protection against theft and being ripped off, an easy record of my purchases, takes less space and gives me rewards in addition to building credit when used. I don't even carry cash anymore...if they don't accept CCs then we aren't doing business.

Even fvcking McDonalds is accepting CCs around here now.

 

[CtK]

i use CC for small puchases all the time
i never have cash on me
bought a slurpee at 7-11 once for about $1.50
no complaints hehe

 

[DainBramaged]

Originally posted by: Jzero

Originally posted by: zendari
Stores/Restaurants need to POST thier CC minimums if they have them.

Except having a CC minimum violates the terms of most cards, so posting such minimums exposes them to being dropped for such a violation. So instead of posting a minimum he'll just try to guilt trip you into paying cash.

I use CC almost everywhere.

Yup, just threaten them with reporting them to the CC company. Unless you are somewhere where they can retaliate, such as a food establishment.

 

[tfinch2]

I've paid $0.65 for paper at Office Max with CC. I use CC for everything and never carry any cash unless it's absolutely needed.

 

[ShowdOWN]

i use my credit cards for large purchases or only if it is a last resort.

 

[NTB]

used to all the time when I worked at Target - had a store card that wouldn't work anywhere else, and I wanted to start building a little credit history. Now I don't very often, except when I'm out of cash

Nate

 

[Jzero]

Originally posted by: DainBramaged

Originally posted by: Jzero

Originally posted by: zendari
Stores/Restaurants need to POST thier CC minimums if they have them.

Except having a CC minimum violates the terms of most cards, so posting such minimums exposes them to being dropped for such a violation. So instead of posting a minimum he'll just try to guilt trip you into paying cash.

I use CC almost everywhere.

Yup, just threaten them with reporting them to the CC company. Unless you are somewhere where they can retaliate, such as a food establishment.

Of course, reporting them is self-defeating because they'll be dropped and then they won't take CC for ANY purchases.

 

[thegimp03]

No, I use cash all small purchases.

 

[Joony]

The 7-11 around here has a 10 dollar minimum

and in debit mode, they won't let you get cash back on a slurpee!

 

[EmperorIQ]

I've had a bill before for 18.70, person told me there is a 20$ minimum. I told her I had no cash on me and she rolled her eyes.

 

[rh71]

fast food / take-out food is the only thing I pay for in cash. Everything else including supermarket stuff I use the credit card unless it's a few dollars total. Restaurants are always CC.

 

[neutralizer]

Yes, I hate carrying out change.