Ebay seller auctioning off a buyer's bad check

[kranky]

How embarrassing!

Seller ended the auction early, I guess he got his point across.

 

[SoylentGreen]

That's stupid.

 

[Spac3d]

Thats cool

Spac3d

 

[Jfur]

that's great!

 

[Eli]

It's probably a bad idea to have those people's bank account number not scribbled out in the pic of the check.

They think they have problems with checks bouncing now.........

 

[Amused]

Originally posted by: Kiyup
That's stupid.

Why? You don't believe public shame is what deadbeats should be put through? Do you really think he was trying to sell the check?

I disagree. I think this was a great idea. In fact, people who do things like this need to be shamed in public much more often.

 

[Amused]

Originally posted by: Eli
It's probably a bad idea to have those people's bank account number not scribbled out in the pic of the check.

They think they have problems with checks bouncing now.........

The account is closed.

 

[Zenmervolt]

Wonderful idea. Haha.

ZV

 

[Eli]

Originally posted by: Amused

Originally posted by: Eli
It's probably a bad idea to have those people's bank account number not scribbled out in the pic of the check.

They think they have problems with checks bouncing now.........

The account is closed.

Ahh... Duh.. Guess I should have paid more attention to the pic. At first I wasn't sure if those were really stamps on the check, or just a photochop.

 

[ReiAyanami]

so the seller sent the item before cashing the check? or it bounced so they didnt send but got stuck with bank fees

 

[Zenmervolt]

Originally posted by: ReiAyanami
so the seller sent the item before cashing the check? or it bounced so they didnt send but got stuck with bank fees

Seller sent the item before the cheque cleared. When a cheque bounces the bank doesn't refuse to cash it you know. The way it works is you cash the cheque, then your bank sends the cheque to the issuer's bank, then the issuer's bank deducts the funds from the issuer's account and sends the money back to your bank. If the issuer does not have sufficient funds to cover the cheque, then the issuer's bank sends the cheque back to your bank with a NFS notice, and your bank then contacts you for the money back and fees.

The process after you cash the cheque is what's known as clearing the cheque, which typically takes 2-3 days. My guess is that the seller cashed the cheque, sent the item, and after the item was sent the seller's bank got notice of NSF and contacted the seller.

ZV

 

[simms]

Originally posted by: ReiAyanami
so the seller sent the item before cashing the check? or it bounced so they didnt send but got stuck with bank fees

He deserves it if he sends out the item before the check clears

 

[NuclearFusi0n]

I called them
"Hello"
"Bouncing Checks isn't a very good idea..."
"Who is this"
"eh?"
"..."
"who is this!? you called me"
"joe..john..joe johnston! yeah joe johnston" (i watched orange county last night)
"joe johnston?"
"yep"
*she hands the phone to some dude*
"hello, who is this?"
"Joe Johnston"
"who's joe johnston?"
"meeee!"
*click*

 

[dethman]

thats cool.

 

[acidvoodoo]

Originally posted by: Spac3d
Thats cool

Spac3d

me wants, wait a minute

 

[Tominator]

A check can literally take months to bounce! Just because the money gets deposited in your account does not mean it can be retracted!

Typically collection agencies bid on groups of bad debt from banks or credit card companies and then try to collect. If they can collect, it's cash in the collection agencies pockets. None of it actually is returned to the debtor.

In this case a credit collection agency could have bid on the check, paid the seller and then could attempt collection. Usuall they only take on lots of bad debt and do not mess around with individual checks like this, but they could.

 

[etech]

Originally posted by: simms

Originally posted by: ReiAyanami
so the seller sent the item before cashing the check? or it bounced so they didnt send but got stuck with bank fees

He deserves it if he sends out the item before the check clears

No he does not deserve it. He deserves the money that he sold the item for. He did not deserve to be ripped off.

 

[thomsbrain]

i just don't take checks.

 

[petrek]

Originally posted by: NuclearFusi0n
I called them
"Hello"
"Bouncing Checks isn't a very good idea..."
"Who is this"
"eh?"
"..."
"who is this!? you called me"
"joe..john..joe johnston! yeah joe johnston" (i watched orange county last night)
"joe johnston?"
"yep"
*she hands the phone to some dude*
"hello, who is this?"
"Joe Johnston"
"who's joe johnston?"
"meeee!"
*click*

LOL

D

 

[Mje]

Originally posted by: NuclearFusi0n
I called them
"Hello"
"Bouncing Checks isn't a very good idea..."
"Who is this"
"eh?"
"..."
"who is this!? you called me"
"joe..john..joe johnston! yeah joe johnston" (i watched orange county last night)
"joe johnston?"
"yep"
*she hands the phone to some dude*
"hello, who is this?"
"Joe Johnston"
"who's joe johnston?"
"meeee!"
*click*

HAHAHAHA


What happened to the anandtech effect... only 540 page views. :Q

 

[Orsorum]

Originally posted by: Mje

Originally posted by: NuclearFusi0n
I called them
"Hello"
"Bouncing Checks isn't a very good idea..."
"Who is this"
"eh?"
"..."
"who is this!? you called me"
"joe..john..joe johnston! yeah joe johnston" (i watched orange county last night)
"joe johnston?"
"yep"
*she hands the phone to some dude*
"hello, who is this?"
"Joe Johnston"
"who's joe johnston?"
"meeee!"
*click*

HAHAHAHA

Way to go.

 

[ReiAyanami]

one time i had a canadian buyer [even though all my auction explicitly say US only] send me a money order and my credit union took two weeks to tell me they couldnt cash it even though its in US funds. do canadian think they are part of the US or something? 51st state?

 

[anxi80]

its justified. i kno a few restuarants who post up bounced checks of customer up on their wall and exclaims: dont accept checks from these customers.

wasnt there a a tv episode (might have been seinfeld) where something similiar to what i described happened? and the episode revolved around removing the item from the wall? oh well, didnt really care for seinfeld, so i cant be sure... seinfeld: (in his seinfeld voice) why do people tie their shoes?!?! i mean, they're bound to come undone eventually...

 

[OREOSpeedwagon]

Originally posted by: NuclearFusi0n
I called them
"Hello"
"Bouncing Checks isn't a very good idea..."
"Who is this"
"eh?"
"..."
"who is this!? you called me"
"joe..john..joe johnston! yeah joe johnston" (i watched orange county last night)
"joe johnston?"
"yep"
*she hands the phone to some dude*
"hello, who is this?"
"Joe Johnston"
"who's joe johnston?"
"meeee!"
*click*

HAHAHAHAHAHHHA, nice

 

[OREOSpeedwagon]

There's a gas station here with a "Wall of Shame" with copies of bounced checks and the names of the people in big bold letters. They've also got a sign by the highway with the names of repeat offenders