After 1 year's of struggle, today, I'm able to cut my Citibank Credit card in half. It's paid off in full.
Wow.
Yr/Mon Balance/Interest/Interest Rate/Payment amount
01/08 $2980/$38/16.2%/$62
01/09 $2960/$42/16.2%/$61
01/10 $2938/$39/15.9%/$61
01/11 $2912/$36/15.4%/$60
01/12 $2889/$38/14.9%/$59
02/01 $2863/$34/14.4%/$59
02/02 $2837/$33/14.2%/$306
02/03 $2562/$31/14.2%/$130
02/04 $2461/$29/14.2%/$202
02/05 $2286/$26/14.2%/$824
02/06 $1482/$20/14.2%/$533
02/07 $961/$12/14.2%/$385
02/08 $583/$7/14.2%/$438
02/09 $147/$2/14.2%/$25
02/10 $123/$1/14.2/$123
02/10/19 $0
Now talking about 1 down, 3 more to go.
Wow.
Yr/Mon Balance/Interest/Interest Rate/Payment amount
01/08 $2980/$38/16.2%/$62
01/09 $2960/$42/16.2%/$61
01/10 $2938/$39/15.9%/$61
01/11 $2912/$36/15.4%/$60
01/12 $2889/$38/14.9%/$59
02/01 $2863/$34/14.4%/$59
02/02 $2837/$33/14.2%/$306
02/03 $2562/$31/14.2%/$130
02/04 $2461/$29/14.2%/$202
02/05 $2286/$26/14.2%/$824
02/06 $1482/$20/14.2%/$533
02/07 $961/$12/14.2%/$385
02/08 $583/$7/14.2%/$438
02/09 $147/$2/14.2%/$25
02/10 $123/$1/14.2/$123
02/10/19 $0
Now talking about 1 down, 3 more to go.