Finland wants to give €800 ($865) as basic income to anyone, scrapping other benefits

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Genx87

Lifer
Apr 8, 2002
41,095
513
126
I believe Switzerland is also implementing something similar. Though I think they are actually going with a UBI. Which I think came out to around 30k\year. It is an interesting concept. One that may be more viable as our economy becomes more automated.

I am always worried about any negative unintended consequences however.
 

Blackjack200

Lifer
May 28, 2007
15,995
1,685
126
I am always worried about any negative unintended consequences however.

I think it's right to be cautious. It's a huge program that's never really been tried on a large scale before. Should be really interesting to see what happens.
 

boomerang

Lifer
Jun 19, 2000
18,890
642
126



If you combine all of these federal benefits into a single program, what will happen to all the bureaucrats?

Won't someone think of the bureaucrats that these benefit programs keep employed.

Uno
Bureaucrats? Think of all the corruption, the graft, the kickbacks, the political favors, the relatives and friends of high ranking members of government with their fingers in that pie. Look at all the members of Congress that enter with little and leave with mega millions. Look at the office of the presidency. It pays $400K a year. Who would want to put up with all that bullshit for that amount of money?

Look at that chart. Why, it could be hazardous to your health to start mucking around in a mess like that. It could severely shorten your lifespan.
 
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CountZero

Golden Member
Jul 10, 2001
1,796
36
86
The reason a lot of people need welfare is because they make bad decisions. Now the government is giving them $865 to go out and do whatever with. I would be all for reducing the administrative overhead.... but this seems like there would be more problems created than solved... so it would not work in the U.S.

The reason a lot of people stay on welfare is means testing. If I gave you $800 a month but it took you two months of fighting red tape to get it would you take the job for $900 a month that would cause you to lose those benefits and if you lose that job you are back at square one? Would you work 40+ hours for an extra $100 a month *and* risk having major issues if you lose that job.

Instead I give you $800 a month and if you find a job that pays $900 great, you get $1700 total a month. Much better. The people on the lowest rung have an actual incentive to look for work instead of a disincentive.

Such a handout also makes the idea of a minimum wage a much smaller issue. If everyone gets a baseline then wages just have to pay something that someone will accept not the only lifeline they can get.

I'm pretty liberal but I'd totally support minimum income + social medicine and a dropping of every other benefit that uses any kind of means testing. We all get the same minimum income and healthcare. Be a bum or go beyond that, don't care. Blow your money and end up homeless, don't care. Blow your money and not take care of your kids, lose your kids. It'll be interesting to see how it does.
 

glenn1

Lifer
Sep 6, 2000
25,383
1,013
126
I'm pretty liberal but I'd totally support minimum income + social medicine and a dropping of every other benefit that uses any kind of means testing. We all get the same minimum income and healthcare. Be a bum or go beyond that, don't care. Blow your money and end up homeless, don't care. Blow your money and not take care of your kids, lose your kids. It'll be interesting to see how it does.

The moral hazard risk is the key element here. If you or your liberal peers can't resist bailing out the people who blow their money the entire scheme is likely unworkable.
 

Atreus21

Lifer
Aug 21, 2007
12,007
572
126
http://money.cnn.com/2015/12/07/news/economy/finland-basic-income-800-euros/index.html

The Finnish government, elected earlier this year, is planning to introduce a tax-free monthly payment of 800 euros ($865) to all adult Finns, regardless of income, wealth or employment status. The payment would replace most other state benefits.

*
Wondering whether this would work elsewhere too.

I know that it would significantly cut down on bureaucracy, basically scraping the entire unemployment/welfare "apparatus", just give everyone a monthly sum of money, that's it.

Genius or crazy?

Better than the whole welfare apparatus, as you put it. Simplifies things. Similar to the negative income tax idea.

But why is it given regardless of income?
 

CountZero

Golden Member
Jul 10, 2001
1,796
36
86
Better than the whole welfare apparatus, as you put it. Simplifies things. Similar to the negative income tax idea.

But why is it given regardless of income?

Means testing (basing it on income) causes a disincentive for people in the system to leave the system. Giving it to everyone just removes that problem. Overall there is some crossover point where you are paying more than your minimum income in taxes.
 

ElFenix

Elite Member
Super Moderator
Mar 20, 2000
102,425
8,388
126
One really needs to back these up with data rather than just regurgitate the same theory about "how other people will act based on what I assume to be their desires." It's getting rather cumbersome to see this same idea parroted out again and again as a worthwhile argument to be made.

First:

--Why is it that you think the goal of such programs is simply to give out free money without consequences, without an intended goal for the recipient, and without any desire to control the distribution of further free money?

Further
--Why do you assume that people just want free money and will simply continue to ask for more and do nothing with it? You seem to have self-respect and a desire to produce and be useful--why is it that you are this special snowflake and such qualities do not extend to the rest of humanity? is it simply because they are in a position to be taking government assistance? Is there some sort of switch in all human brains that is flipped when free money is obtained? "Oh! time to be lazy. woo hoo!"

IME, I have never seen any data that actually supports the notion that this happens to any significant measure in society--that social programs are a comparable drain on government spending as are other big budget expenses.

Also, if this program were established as a simple monthly check with essentially no administrative resources beyond the structure to print and mail out checks....how would recipients even begin to make a claim or request for more money in such a program? It sounds like that problem wouldn't even exist and is explicitly why this program is being proposed under this model. There isn't even an office, much less a window to line up at.

because liberals!

see:
The moral hazard risk is the key element here. If you or your liberal peers can't resist bailing out the people who blow their money the entire scheme is likely unworkable.
 

boomerang

Lifer
Jun 19, 2000
18,890
642
126
The moral hazard risk is the key element here. If you or your liberal peers can't resist bailing out the people who blow their money the entire scheme is likely unworkable.
I don't see it as unworkable necessarily for that reason, I see it as unworkable because there will be no elimination of the programs the money was meant to replace. A number of people in the thread either missed that the stipend would take the place of those programs or have intentionally chosen to ignore it.

Republicans will be on board if a slew of social programs are eliminated to fund the outlay. Democrats will be intent on soaking the rich to pay for the outlay with the programs remaining in place.

This is why any discussion of this is comical. It's why it both can't and won't be done.
 

feralkid

Lifer
Jan 28, 2002
16,577
4,659
136
Yes but for those who do work, having that base pay would free up their income to spend and use in the economy. If you only make $1500 a month, an extra $800 is a huge deal.

Nah, too risky; too many would just spend it on food and become fat.
 

HamburgerBoy

Lifer
Apr 12, 2004
27,112
318
126
One really needs to back these up with data rather than just regurgitate the same theory about "how other people will act based on what I assume to be their desires." It's getting rather cumbersome to see this same idea parroted out again and again as a worthwhile argument to be made.

First:

--Why is it that you think the goal of such programs is simply to give out free money without consequences, without an intended goal for the recipient, and without any desire to control the distribution of further free money?

Further
--Why do you assume that people just want free money and will simply continue to ask for more and do nothing with it? You seem to have self-respect and a desire to produce and be useful--why is it that you are this special snowflake and such qualities do not extend to the rest of humanity? is it simply because they are in a position to be taking government assistance? Is there some sort of switch in all human brains that is flipped when free money is obtained? "Oh! time to be lazy. woo hoo!"

IME, I have never seen any data that actually supports the notion that this happens to any significant measure in society--that social programs are a comparable drain on government spending as are other big budget expenses.

Also, if this program were established as a simple monthly check with essentially no administrative resources beyond the structure to print and mail out checks....how would recipients even begin to make a claim or request for more money in such a program? It sounds like that problem wouldn't even exist and is explicitly why this program is being proposed under this model. There isn't even an office, much less a window to line up at.

Uh, how about TANF for starters? Limiting the duration allowed on welfare --> reduced number of people applying for welfare (by 2/3rds).

http://www.cbpp.org/research/family-income-support/chart-book-tanf-at-19

The reason you won't find that much data is that few governments actually cut back on benefits. Austerity is a dirty word, and once people have their dole they don't want to give it up.
 

rudder

Lifer
Nov 9, 2000
19,441
86
91
why is the US always considered a special place where nothing can work right when we discuss implementing pretty much anything that may work overseas? are we really that different?

as you already said, easy enough to convert your EBT card to cash.

Because in the U.S. of A. .... Personal Responsibility is a four letter word.

That is why Blitz USA is no longer able to make gas cans in the USA.

This is why it is pointless to compare things like healthcare in other countries to that of the U.S.
 

Slew Foot

Lifer
Sep 22, 2005
12,381
96
86
Im actually OK with this as long as EVERY adult citizen (not in jail) gets the same amount and ALL other forms of handouts are ended. Should save tons in beauracracy. But knowing the liberals theyll try and add more goodies for low income people while taking from higher income people and youll end up right back where you started.
 

rudder

Lifer
Nov 9, 2000
19,441
86
91
The reason a lot of people stay on welfare is means testing. If I gave you $800 a month but it took you two months of fighting red tape to get it would you take the job for $900 a month that would cause you to lose those benefits and if you lose that job you are back at square one? Would you work 40+ hours for an extra $100 a month *and* risk having major issues if you lose that job.

Instead I give you $800 a month and if you find a job that pays $900 great, you get $1700 total a month. Much better. The people on the lowest rung have an actual incentive to look for work instead of a disincentive.

Such a handout also makes the idea of a minimum wage a much smaller issue. If everyone gets a baseline then wages just have to pay something that someone will accept not the only lifeline they can get.

I'm pretty liberal but I'd totally support minimum income + social medicine and a dropping of every other benefit that uses any kind of means testing. We all get the same minimum income and healthcare. Be a bum or go beyond that, don't care. Blow your money and end up homeless, don't care. Blow your money and not take care of your kids, lose your kids. It'll be interesting to see how it does.

The economy would adjust to the government paying everyone $800/month. Plus a helluva lot of people who just want to subsist on that $800 would starve. Don't think so? Well then ask your self why politicians cannot fix social security? Because rather than put $100 a month into an average performing mutual fund for retirement.... most people will opt to spend that money in the here and now on other things. So we have a majority of people who have to rely on social security to live on after they can no longer work. So it can'[t be touched and it dies a slow death.

And everyone get the same for healthcare? Not going to work either because that smoking heap of diabetes and heart disease that lives across the street will cost a lot more to keep alive than me.

There is a reason why people should not rely on the government for everything.

"I am for doing good to the poor, but...I think the best way of doing good to the poor, is not making them easy in poverty, but leading or driving them out of it. I observed...that the more public provisions were made for the poor, the less they provided for themselves, and of course became poorer. And, on the contrary, the less was done for them, the more they did for themselves, and became richer.” Benny Franklin
 

DrPizza

Administrator Elite Member Goat Whisperer
Mar 5, 2001
49,606
166
111
www.slatebrookfarm.com
So what happens when a parent takes the $865 and loses it gambling or smoking crack in the first week? Will the family be able to eat the rest of the month?

It is hard to smoke and EBT card .... although it is easy enough to convert EBT value to cash to do whatever.

The reason a lot of people need welfare is because they make bad decisions. Now the government is giving them $865 to go out and do whatever with. I would be all for reducing the administrative overhead.... but this seems like there would be more problems created than solved... so it would not work in the U.S.
Wow. So, 1 family in 1000 would gamble the money away. Therefore, scrap the entire system.

Our system as it's currently set up, for the umpteenth time in this thread, disincentivizes people from going out and getting jobs. Even unemployment is set up that way - it would be foolish to take a lesser paying job than your old job until your unemployment ran out. If you'd prefer to be working, you're penalized for taking a lower paying menial job, just for the sake of doing something productive while you look for something similar to your old job. Ditto welfare - many of the people on welfare don't have the skills to jump into a job making significantly more than their welfare benefits - and it's pointless to take a minimum wage job, since the marginal improvement in income would be like working for $1/hour.
 

Chiropteran

Diamond Member
Nov 14, 2003
9,811
110
106
Sounds good. Some "welfare" programs are rather absurd. Anecdote time: my wife and I live in Arlington VA. Our combined income puts us out of range of any assisted living, or assisted daycare costs... that is fine. But what is crazy to me, is that we are squeezed into a 1 bedroom condo with a baby because we can't really afford anything bigger- most mortgages won't approve us for the necessary cash to buy even a 2 bedroom unit, because it would be too large of a percentage of our income.

There is a new apartment building a mile away that has 3 bedroom units that rent for $500/month (normal here is about $2000/month for a small 1 bedroom) as "affordable housing", yet the income level required to live in this affordable housing unit is so low that a person at that level could never afford to legitimately live anywhere in Arlington without the affordable housing benefits. I don't understand how it works. They have to live here to apply for the affordable housing, but if they can live here without benefiting from affordable housing, that kind of proves they don't actually need it... sort of a chicken and an egg situation. I have no evidence to support my suspicion, but I believe the majority of the affordable housing users here simply have a largely unreported income, otherwise I don't see how they could have enough money to live in the area.
 

Atreus21

Lifer
Aug 21, 2007
12,007
572
126
A really cool idea would be to do this in lieu of a minimum wage as well. Be interesting to see results.
 

Belegost

Golden Member
Feb 20, 2001
1,807
19
81
As I noted previously a basic income is within reach of the US; a matter of political will, not tax revenue.

So what happens when a parent takes the $865 and loses it gambling or smoking crack in the first week? Will the family be able to eat the rest of the month?

It is hard to smoke and EBT card .... although it is easy enough to convert EBT value to cash to do whatever.

The reason a lot of people need welfare is because they make bad decisions. Now the government is giving them $865 to go out and do whatever with. I would be all for reducing the administrative overhead.... but this seems like there would be more problems created than solved... so it would not work in the U.S.

So glad big brother rudder is here to make sure people don't do anything he doesn't approve of!
 

sandorski

No Lifer
Oct 10, 1999
70,128
5,657
126
It makes a lot of sense, if they do what they say they will do. It also, surprisingly, has wide support from most Ideological positions.

Other than the Fiscal sense it makes, it also removes the stigma and hoop jumping that people who lose their Job, for eg., have to go through in order to receive support. Another interesting point I have heard in another discussion about it is that it makes Home Ownership a more viable prospect, potentially anyway. It certainly makes taking a Minimum Wage Job a more viable temporary solution for those who are in between better paying jobs.
 

master_shake_

Diamond Member
May 22, 2012
6,430
291
121
Because in the U.S. of A. .... Personal Responsibility is a four letter word.

That is why Blitz USA is no longer able to make gas cans in the USA.

This is why it is pointless to compare things like healthcare in other countries to that of the U.S.

i know all these words.

but when put in that order they don't make any sense.
 

HamburgerBoy

Lifer
Apr 12, 2004
27,112
318
126
Another interesting point I have heard in another discussion about it is that it makes Home Ownership a more viable prospect, potentially anyway.

This is one thing I'm doubtful of. Assuming Finland has an expensive standard of living (I'd imagine so), ~$10,000 a year would seem to barely cover rent and food. Considering most Western societies are (in theory) against homelessness, it's what makes me question the viability of this program without subsidized housing still in place.
 

sandorski

No Lifer
Oct 10, 1999
70,128
5,657
126
This is one thing I'm doubtful of. Assuming Finland has an expensive standard of living (I'd imagine so), ~$10,000 a year would seem to barely cover rent and food. Considering most Western societies are (in theory) against homelessness, it's what makes me question the viability of this program without subsidized housing still in place.

The point I heard was that people could still afford it(depending on what it was of course) even if they had to take a Minimum Wage job.
 

DucatiMonster696

Diamond Member
Aug 13, 2009
4,269
1
71
Neither. The idea has been around for a while. It's worth trying.



Explain why more people would become dependent on government handouts. If you are working a low wage job that pays you $1,000/month, would you rather work and get $1,865 or not work and get $865? IIRC these programs have been shown to work well in small studies, it will be good to see it tried on a larger scale. People mostly oppose stuff like this because they like shitting on poor people, not for any rational reason.



Where are the cons?

Or maybe some people don't want to concede the failure of the welfare system to actually help the poor and they don't want to recognize that the giant government bureaucracy that it is attached to such a system that sucks up taxpayer dollars before it reaches those it is earmarked to help. Along with the belief that any reduction of government in terms of making aid an automatic function devoid of government bloat is "BAD, TERRIBLE, THE SKY IS FALLING, THE POOR WILL BE EATEN ALIVE!!!", etc.

And lastly, they naively believe in the false illusion of security that attached imposed upon conditions by the aforementioned government bureaucracy to receive welfare is somehow preventing "bad uses" of welfare money by those on welfare, which is pretty damn laughable. Go into the hood and you'll see homeboys who routinely swoop up on EBT cards in exchange for their " unlicensed pharmaceuticals".
 
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DucatiMonster696

Diamond Member
Aug 13, 2009
4,269
1
71
As I noted previously a basic income is within reach of the US; a matter of political will, not tax revenue.



So glad big brother rudder is here to make sure people don't do anything he doesn't approve of![b/]


LOL True, imagine all the fucked up shit people would do without government directly steering their lives with a carrot on a stick approach. So glad none of that is happening right now. LOL
 

ElFenix

Elite Member
Super Moderator
Mar 20, 2000
102,425
8,388
126
Because in the U.S. of A. .... Personal Responsibility is a four letter word.

That is why Blitz USA is no longer able to make gas cans in the USA.

This is why it is pointless to compare things like healthcare in other countries to that of the U.S.
Why is failing to implement a dirt cheap safety system which is required on industrial gas cans not an irresponsible act?
 
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