"Progressive will give you a great rate with a new customer discount, but the rate will usually double when you renew. I used them for motorcycle insurance, as my auto insurer didn't cover motorcycles. But I got sick of their games."
Flo's giving a me a load of discounts and my rate has either gone down, or only barely increased each 6 month renewal. The biggest increase was due to a change in vehicles which isn't a surprise.
These are just some of the discounts/rewards I see:
Current Discounts
Continuous Insurance Discount - Platinum II
Five Year Accident Free
Homeowner
Multi-Car
Paid in Full
Paperless
Snapshot®
Three Year Safe Driving
Multi Policy Discount
Priority Call Routing
Teen Driver Discount
Continuous Insurance Discount
Small Accident Forgiveness
If I get to five years with them, other discounts/rewards drop in.