SeiyMan...ah so...first, I really like that icon, the Linux_Penguin-dudette. That was mine, too, before 9-11 and then I went to flags and now, of course, it's a dada_da_da_da Christmas...so that was my down fall; not having THE ad...oh to have that Ad...me? I just read this thread, went to the ol' website, printed out the BB link and trundled into the nearest CC after first contacting my local sales associate and verifying that this transaction was [ko-pes-the-tic]. Even with that preparation, the deal was going down hill as soon as my contact, "*****", decided she needed to involve her manager into the deal. My one statement that may have either killed it or saved it was: "well, you're right; it's very beneficial to me; That's why I'm here...btw, if I thought it was a very savvy way for CC Mgrs to increase their cash-flow through their store...." Of course, my guy was very good and he continued to review his screens....he said, "I'm concerned with EVERY PM that comes through...".......(more clicking through screens with me cooling my heels)....so I finally meekly vocalize, "Will you give me that price?".........(click-click)...OK....but doggone....that's what you get for not doing your homework as you did...get that AD....you want the price....do your homework....no wonder MMWV