GF is getting foreclosed

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zerocool84

Lifer
Nov 11, 2004
36,041
472
126
Originally posted by: hiromizu
Originally posted by: TheNinja
One time I wanted a new Porsche so I borrowed 60k for it. After a few months I didn't feel like paying that much for it and apparently it was no longer worth 60k. Now the stupid auto dealership won't take it back for what I paid for it. They are trying to tell me that my car is worth less than 60k and that they want me to continue to make payments....bunch of bitches. I did everything right. I told them they could just take the car back and we'd call it even. They are lame. I'm buying a Saturn.

Your and idiot just like the OPs gf. You did almost the exact same thing she did except it's a car and not a house. People like you caused this economic mess!!!!! FYOU!

Tap tap tap, I guess it's broken.
 

silverpig

Lifer
Jul 29, 2001
27,703
11
81
Originally posted by: hiromizu
Originally posted by: TheNinja
One time I wanted a new Porsche so I borrowed 60k for it. After a few months I didn't feel like paying that much for it and apparently it was no longer worth 60k. Now the stupid auto dealership won't take it back for what I paid for it. They are trying to tell me that my car is worth less than 60k and that they want me to continue to make payments....bunch of bitches. I did everything right. I told them they could just take the car back and we'd call it even. They are lame. I'm buying a Saturn.

Your and idiot just like the OPs gf. You did almost the exact same thing she did except it's a car and not a house. People like you caused this economic mess!!!!! FYOU!

WOOOSHHHH
 

mugs

Lifer
Apr 29, 2003
48,920
46
91
Originally posted by: zerocool84
Originally posted by: hiromizu
Originally posted by: TheNinja
One time I wanted a new Porsche so I borrowed 60k for it. After a few months I didn't feel like paying that much for it and apparently it was no longer worth 60k. Now the stupid auto dealership won't take it back for what I paid for it. They are trying to tell me that my car is worth less than 60k and that they want me to continue to make payments....bunch of bitches. I did everything right. I told them they could just take the car back and we'd call it even. They are lame. I'm buying a Saturn.

Your and idiot just like the OPs gf. You did almost the exact same thing she did except it's a car and not a house. People like you caused this economic mess!!!!! FYOU!

Tap tap tap, I guess it's broken.


Originally posted by: silverpig
Originally posted by: hiromizu
Originally posted by: TheNinja
One time I wanted a new Porsche so I borrowed 60k for it. After a few months I didn't feel like paying that much for it and apparently it was no longer worth 60k. Now the stupid auto dealership won't take it back for what I paid for it. They are trying to tell me that my car is worth less than 60k and that they want me to continue to make payments....bunch of bitches. I did everything right. I told them they could just take the car back and we'd call it even. They are lame. I'm buying a Saturn.

Your and idiot just like the OPs gf. You did almost the exact same thing she did except it's a car and not a house. People like you caused this economic mess!!!!! FYOU!

WOOOSHHHH

These posts, they are ironic.

Hint: read hiromizu's first post in this thread.
 

MovingTarget

Diamond Member
Jun 22, 2003
9,002
115
106
Options:
1) Move in w/ GF, post pics, and dump the apartment
2) Get a new GF, profit. (also post pics)
3) Have her rent out the house and use the extra $$ to pay mortgage. (and a better digital camera for pics)
4) Continue the payments on the house and wait as you post pics.

If she still has a job, then forclosure isn't worth the trouble in the long run. The real estate market will recover. Oh, and pics or ban.
 

Elbryn

Golden Member
Sep 30, 2000
1,213
0
0
i dont get it. i get the impression she only owes 60k on the house. does she work for minimum wage or something? if she's got a decent job, how can she not afford a 60k mortgage? thats like 450 bucks a month?

how could she have done everything right if she cant afford the payment now?

it doesnt cost much to heat the home to above freezing, using a space heater in the area you occupy the most, and buying double sided tape and 5 mil plastic sheets to cover windows. you could also find drafts and seal them with chaulk.

 

JS80

Lifer
Oct 24, 2005
26,271
7
81
Originally posted by: Koing
Tough crowd mate.

ATOT have spoken and they ARE NOT sympathetic tonight.

Koing

Hah, you think this is bad? Imagine if she had posted on FatWallet Finance!
 

Elbryn

Golden Member
Sep 30, 2000
1,213
0
0
Originally posted by: JS80
Originally posted by: Koing
Tough crowd mate.

ATOT have spoken and they ARE NOT sympathetic tonight.

Koing

Hah, you think this is bad? Imagine if she had posted on FatWallet Finance!

first 15 minutes would have it so far into the red that it wouldnt show up on most people's views anymore
 

Greenman

Lifer
Oct 15, 1999
20,944
5,569
136
Dump the apartment, move into the hovel, problem solved.
Keep the apartment, rent out the hovel, problem solved.
Keep the apartment, let the bank foreclose on the hovel and hope they don't pursue her for the money she owes them. Problem might or might not be solved, GF's credit score is trashed. Unlike everyone else here, I don't see the trashed credit score as a problem, just don't marry her or it will become your trashed credit score.
 

Koing

Elite Member <br> Super Moderator<br> Health and F
Oct 11, 2000
16,843
2
0
Originally posted by: JS80
Originally posted by: Koing
Tough crowd mate.

ATOT have spoken and they ARE NOT sympathetic tonight.

Koing

Hah, you think this is bad? Imagine if she had posted on FatWallet Finance!

Are they more heartless then ATOT?

I don't read FatWallet.

Koing
 

Azurik

Platinum Member
Jan 23, 2002
2,206
12
81
Originally posted by: Koing
Originally posted by: JS80
Originally posted by: Koing
Tough crowd mate.

ATOT have spoken and they ARE NOT sympathetic tonight.

Koing

Hah, you think this is bad? Imagine if she had posted on FatWallet Finance!

Are they more heartless then ATOT?

I don't read FatWallet.

Koing

We're not more heartless, it's just there's a lot of dumb questions being asked. I think I'm more heartless here!
 

Parasitic

Diamond Member
Aug 17, 2002
4,000
2
0
Obviously OP's GF is a very good lay or else he won't be soliciting for serious help on ATOT, so I think we should help him.

And still, pics or ban!!
 

brxndxn

Diamond Member
Apr 3, 2001
8,475
0
76
1. Talk to real-estate attorney.

2. Do the financial math to see if taking a hit on rent each month and finishing the purchase is better than foreclosure.

3. Understand that foreclosure has consequences and only those completely in over their heads should consider it. If she only owes $60k, she should not be completely under water because of the house.
 
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