brianmanahan
Lifer
- Sep 2, 2006
- 24,302
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at this point, from an affordability standpoint i think it'd be better just to go back to what we had pre-ACA.
- don't require insurers to cover pre-existing conditions
- don't require insurers to cover high-risk individuals
- don't require insurers to cover insured's kids over age 17
- don't require insurers to cap out-of-pocket expenses to some maximum amount
going back to the old way wouldn't even benefit me, it would prevent me from ever getting coverage outside of my job due to pre-existings. but it's the only way that health insurance is going to be affordable to tons of people short of going to single payer, which will NEVER happen in the US (far too many health insurance industry interests to make something like that happen).
i know someone grossing 60$k a year who already pays 12$k on premiums and 12$k on deductible. they can't save for retirement, they are just trying to survive 10 years until medicare.
if a few of us have to be uninsurable to make it affordable for most everyone else, so be it.
i'm gonna die sometime, doesn't make a lot of difference if it happens a decade or two sooner.
- don't require insurers to cover pre-existing conditions
- don't require insurers to cover high-risk individuals
- don't require insurers to cover insured's kids over age 17
- don't require insurers to cap out-of-pocket expenses to some maximum amount
going back to the old way wouldn't even benefit me, it would prevent me from ever getting coverage outside of my job due to pre-existings. but it's the only way that health insurance is going to be affordable to tons of people short of going to single payer, which will NEVER happen in the US (far too many health insurance industry interests to make something like that happen).
i know someone grossing 60$k a year who already pays 12$k on premiums and 12$k on deductible. they can't save for retirement, they are just trying to survive 10 years until medicare.
if a few of us have to be uninsurable to make it affordable for most everyone else, so be it.
i'm gonna die sometime, doesn't make a lot of difference if it happens a decade or two sooner.