- Mar 15, 2003
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So I was a tool and smacked into a tree months ago - the car is pretty much inoperable since I hear a grinding sound while driving and it doesn't feel safe. I've been paying my insurance for these past 3 months but haven't ever gotten around to fixing it - should I call this into insurance and get this repaired even though it's all my fault or should I wait it out, until I get a stable gig and can afford the repairs?