Having to sell a nearly new car

Just total it and let insurance handle it.

 

[mugs]

Originally posted by: BlamoHammer

Originally posted by: mugs
Is it normal for the payoff amount to be higher than what you paid for the car? That would mean they're including interest that hasn't even accrued yet. I can see the payoff being more than the car is worth, that's pretty common, but more than you paid? I don't know much about these things, but the estimated payoff on my car doesn't include future interest.

Nothing down and it includes tax, license, warranty and gap coverage. The evil side of me says to leave it unlocked in a crime ridden part of town and let gap coverage do its thing.

Ah, alright, didn't realize you left that stuff out of the price.

 

[K1052]

Originally posted by: BlamoHammer

Originally posted by: K1052

Originally posted by: BlamoHammer

Originally posted by: K1052

Originally posted by: BlamoHammer

Originally posted by: Drakkon
i think people can only take over payments if its on a leasing plan. Other than that though your probobly screwed since once its off the lot its depreciates.
What kinda car? how many miles? what sorta options?

2005 Subaru Legacy GT Sedan.

Still not definite in having to sell it, just trying to get an idea of what will be involved if it comes to that. Hopefully the interview I have on Thursday will pan out and this will all be a bad memory.

That sucks.

I just got one of those myself. I would really hate to give it up.

Don't I know it, I drove my Civic to get its smog cert yesterday and it actually depressed me after flying around in the Legacy for the last month. <sigh>

I drove my truck for the first time in a few weeks today. It felt like I was driving the Empire State Building pulled by a mule in comparison to the GT.

Well, at least you will save money on all the speeding tickets you would get with the GT. I am starting a savings fund in expectation of mine.

Hahaha, its funny cause its true! A silver Mustang pulled up next to me yesterday at a stoplight about 1/4 mile from a freeway onramp. Driver was your typical 17 year old, top down with three friends in the car (all guys). He revs his engine and I start laughing to myself. It was a funny exchange:

Him: "What are you laughing at buddy?"
Me: "Nothing man, just your hood scoop."
Him: ""Oh yeah, whats so funny about it?"
Me: The fact that is servies no purpose."

He and his buddies got all uppity and start revving at me . THe light turned green and he got a small head start due to the fact that I wasnt really paying all that much attention. For kicks I punched it and by the time we hit the freeway onramp I had him by about 3 lengths.

I :heart: that car.

Heh.

It certainly is funny when people don't know what is lurking under the hood of the so innocent looking Legacy GT.

 

[BlamoHammer]

Originally posted by: SampSon
Just total it and let insurance handle it.

Trust me, it's crossed my mind. It's the whole "I could die" thing that gets in my way.

 

[PowerMac4Ever]

Dear Seller, I am an very interested in buying your Automobile. I am an auto agent for about 10 years of experience and I have an array of clients here in SOUTH AFRICA, ALGERIA, FRANCE . One of my clients has just placed a quote on your type of vehicle for the sum of $45,000 US DOLLARS. So I will like to know the working condition of the automobile. My client says he will raise a cashier's check that will cover the total expenses of the item, my commission as the agent and the entire shipping charges. So let me know if you will be able to send my commission through the Western Union when you receive and cash the check. Please if you will be able to treat this accordingly, I will like you to send your full name and contact address for immediate issuance of the check. Hope to hear from you soon.

Best Regards

 

[BlamoHammer]

Originally posted by: K1052

Originally posted by: BlamoHammer

Originally posted by: K1052

Originally posted by: BlamoHammer

Originally posted by: K1052

Originally posted by: BlamoHammer

Originally posted by: Drakkon
i think people can only take over payments if its on a leasing plan. Other than that though your probobly screwed since once its off the lot its depreciates.
What kinda car? how many miles? what sorta options?

2005 Subaru Legacy GT Sedan.

Still not definite in having to sell it, just trying to get an idea of what will be involved if it comes to that. Hopefully the interview I have on Thursday will pan out and this will all be a bad memory.

That sucks.

I just got one of those myself. I would really hate to give it up.

Don't I know it, I drove my Civic to get its smog cert yesterday and it actually depressed me after flying around in the Legacy for the last month. <sigh>

I drove my truck for the first time in a few weeks today. It felt like I was driving the Empire State Building pulled by a mule in comparison to the GT.

Well, at least you will save money on all the speeding tickets you would get with the GT. I am starting a savings fund in expectation of mine.

Hahaha, its funny cause its true! A silver Mustang pulled up next to me yesterday at a stoplight about 1/4 mile from a freeway onramp. Driver was your typical 17 year old, top down with three friends in the car (all guys). He revs his engine and I start laughing to myself. It was a funny exchange:

Him: "What are you laughing at buddy?"
Me: "Nothing man, just your hood scoop."
Him: ""Oh yeah, whats so funny about it?"
Me: The fact that is servies no purpose."

He and his buddies got all uppity and start revving at me . THe light turned green and he got a small head start due to the fact that I wasnt really paying all that much attention. For kicks I punched it and by the time we hit the freeway onramp I had him by about 3 lengths.

I :heart: that car.

Heh.

It certainly is funny when people don't know what is lurking under the hood of the so innocent looking Legacy GT.

One of my former coworkers had a Volkswagen R32. We used to joke that we were the Twin Sleepers. Unless someone is familiar with either one of our cars, we look like little more than an econobox and a grocery getter

 

[BlamoHammer]

Originally posted by: PowerMac4Ever
Dear Seller, I am an very interested in buying your Automobile. I am an auto agent for about 10 years of experience and I have an array of clients here in SOUTH AFRICA, ALGERIA, FRANCE . One of my clients has just placed a quote on your type of vehicle for the sum of $45,000 US DOLLARS. So I will like to know the working condition of the automobile. My client says he will raise a cashier's check that will cover the total expenses of the item, my commission as the agent and the entire shipping charges. So let me know if you will be able to send my commission through the Western Union when you receive and cash the check. Please if you will be able to treat this accordingly, I will like you to send your full name and contact address for immediate issuance of the check. Hope to hear from you soon.

Best Regards

:thumbsup:

 

Originally posted by: BlamoHammer

Originally posted by: SampSon
Just total it and let insurance handle it.

Trust me, it's crossed my mind. It's the whole "I could die" thing that gets in my way.

You have side airbags right?

Run that bitch into a wall.

edit: sell me the wheels and tires if you do.

 

[isekii]

Originally posted by: SampSon

Originally posted by: BlamoHammer

Originally posted by: SampSon
Just total it and let insurance handle it.

Trust me, it's crossed my mind. It's the whole "I could die" thing that gets in my way.

You have side airbags right?

Run that bitch into a wall.

edit: sell me the wheels and tires if you do.

Or he can just flip it.

GIVE ME THE WHEELS INSTEAD .
The Turbo too.

 

Originally posted by: isekii

Originally posted by: SampSon

Originally posted by: BlamoHammer

Originally posted by: SampSon
Just total it and let insurance handle it.

Trust me, it's crossed my mind. It's the whole "I could die" thing that gets in my way.

You have side airbags right?

Run that bitch into a wall.

edit: sell me the wheels and tires if you do.

Or he can just flip it.

GIVE ME THE WHEELS INSTEAD .
The Turbo too.

F U THEY ARE MINE PAL!!!

I'll offer to total your car for you, for the wheels and tires, isekii can have the turbo.

 

[isekii]

Originally posted by: SampSon

Originally posted by: isekii

Originally posted by: SampSon

Originally posted by: BlamoHammer

Originally posted by: SampSon
Just total it and let insurance handle it.

Trust me, it's crossed my mind. It's the whole "I could die" thing that gets in my way.

You have side airbags right?

Run that bitch into a wall.

edit: sell me the wheels and tires if you do.

Or he can just flip it.

GIVE ME THE WHEELS INSTEAD .
The Turbo too.

F U THEY ARE MINE PAL!!!

I'll offer to total your car for you, for the wheels and tires, isekii can have the turbo.

Fine, you total the car and take the wheels, i'll take the turbo and the interior.
Does it come with HID ? i'll take those too.

 

[RossMAN]

Originally posted by: SampSon
Just total it and let insurance handle it.

If you do this I hope you have loan gap insurance.

 

Originally posted by: RossMAN

Originally posted by: SampSon
Just total it and let insurance handle it.

If you do this I hope you have loan gap insurance.

Yes I'm aware.

Nothing down and it includes tax, license, warranty and gap coverage. The evil side of me says to leave it unlocked in a crime ridden part of town and let gap coverage do its thing.

So is the OP.

 

[kranky]

Originally posted by: mugs
Is it normal for the payoff amount to be higher than what you paid for the car? That would mean they're including interest that hasn't even accrued yet. I can see the payoff being more than the car is worth, that's pretty common, but more than you paid? I don't know much about these things, but the estimated payoff on my car doesn't include future interest.

I think the OP was saying that the payoff is greater than what he can get for the car now.

 

[OS]

Originally posted by: SampSon
Just total it and let insurance handle it.

man, you guys are amateurs. If you're gonna do insurance fraud, you gotta come out ahead, not just even. Hook up with a shady shop. Have them strip it all out, dump the frame in a bad part of town and get a cut of whatever all the parts are worth. Then call the insurance company and claim it was stolen.