I could use some advice on health insurance. My wife currently works for a hospital and gets great coverage and insurance for both us 2 and our newborn son for practically nothing. Anything we need is pretty much free minus a small copay. Well since she just gave birth a month ago, she plans on leaving her job there in a couple of weeks and going to a part-time contract position in the hospital. The upside is its part time and the same pay but the downside is there is no insurance available (no other direct positions available due to a hiring freeze).
I can get insurance from my company for us 3 with no problem, but its a pretty crappy policy and I would be paying about $550/month for us. That's a huge swing in rates for us coupled with the fact that she is going from full to part time and our coverage would be worse than what we have now.
My question is, what are the other options out there? Does anyone use a different company or agent? Is health insurance over the net reliable? Any advice would be greatly appreciated.
I can get insurance from my company for us 3 with no problem, but its a pretty crappy policy and I would be paying about $550/month for us. That's a huge swing in rates for us coupled with the fact that she is going from full to part time and our coverage would be worse than what we have now.
My question is, what are the other options out there? Does anyone use a different company or agent? Is health insurance over the net reliable? Any advice would be greatly appreciated.