Health insurance costs for 2014 - didn't expect that

[michal1980]

You can blame republicans for that. They refused to work with dems to formulate the ACA and chose to instead demonize healthcare reform as socialism etc. They choose to turn healthcare reform a wedge issue.

Its republicans fault, that a bill the democrats passed didn't save your dad?

Sorry for your dad. But that's fucked up thinking.

 

[jpiniero]

Just did my benefits election. Health Insurance up 40% for what is the same plan. Terrible, but it's not as bad as I feared. Dental for reference went up 5%, so you figure that the health insurance increase would have been about that without Obamacare.

 

[Throckmorton]

Its republicans fault, that a bill the democrats passed didn't save your dad?

Sorry for your dad. But that's fucked up thinking.

It would have if there wasn't a 4 year delay... He needed subsidized insurance a long time ago, not 2014.

 

[Doc Savage Fan]

It would have if there wasn't a 4 year delay... He needed subsidized insurance a long time ago, not 2014.

But...in your mind...it was the Republicans fault your Dad died. Wow.

 

[alkemyst]

Why didn't your dad go for medicaid and the like if he truly could not afford insurance?

Also insurance is based on socialism. It's when it's mandated that it goes beyond what America is about.

It's really about puting a huge cash injection into the government right now. All coffers are shared. They will use that cash flow to fix other issues…also do expect that costs of care versus further tax value will factor in this which is scary.

 

[werepossum]

Just did my benefits election. Health Insurance up 40% for what is the same plan. Terrible, but it's not as bad as I feared. Dental for reference went up 5%, so you figure that the health insurance increase would have been about that without Obamacare.

Might I ask your age?

 

[gothamhunter]

My premiums are going down.

 

[ivwshane]

Why didn't your dad go for medicaid and the like if he truly could not afford insurance?

Also insurance is based on socialism. It's when it's mandated that it goes beyond what America is about.

It's really about puting a huge cash injection into the government right now. All coffers are shared. They will use that cash flow to fix other issues…also do expect that costs of care versus further tax value will factor in this which is scary.

Uh what?!

Insurance is pure capitalism, there is nothing socialist about it. Mandated insurance would be corporatism.

The only socialism that exists here, in relation to health care are the subsidies given to the poor.

 

[piasabird]

I think the govt is in collusion with the insurance companies. The Insurance companies are probably trying to make a big payday because they expect a one payer system to start putting them all out of business.

 

[alkemyst]

Uh what?!

Insurance is pure capitalism, there is nothing socialist about it. Mandated insurance would be corporatism.

The only socialism that exists here, in relation to health care are the subsidies given to the poor.

No insurance is inherently socialist in nature by the very way it spreads out the costs of everyone's care unevenly among many. Capitalism is each individual paying the costs of what they use.

I am hoping you haven't had college level economics yet.

That doesn't make an insurance company CEO a socialist though....

 

[boomerang]

My premiums are going down.

Your deductible?
Your out of pocket?

 

[s0me0nesmind1]

Finally got my numbers in for 2014.

Healthcare went up $4/month to $168/month.
Dental stayed the same at $48/month.
Vision stayed around the same ~$10/month.

I only ever get PPO. Either way, I find my rates rather ugly to begin with. I'm getting hitched this year and will switch over my fiance's benefits.

 

[Gunslinger08]

Finally got my numbers in for 2014.

Healthcare went up $4/month to $168/month.
Dental stayed the same at $48/month.
Vision stayed around the same ~$10/month.

I only ever get PPO. Either way, I find my rates rather ugly to begin with. I'm getting hitched this year and will switch over my fiance's benefits.

If your plans are like ours, it's cheaper for my wife and I to be on separate individual plans. Generally, companies pick one amount that they'll subsidize (say $400/month) and pay that much for everyone's plan, regardless of whether they are individual, man + wife, or family. So you're getting mostly subsidized for your own plan, but not subsidized at all for your spouse or kids.

My rate went up 8% this year, which is fairly typical. With premium increases outpacing inflation by so much, I don't see how this is sustainable beyond 20 or 30 years without massive changes.

 

[hal2kilo]

No insurance is inherently socialist in nature by the very way it spreads out the costs of everyone's care unevenly among many. Capitalism is each individual paying the costs of what they use.

I am hoping you haven't had college level economics yet.

That doesn't make an insurance company CEO a socialist though....

Fucking socialists invented insurance? Damn them socialists entrepenures wanting to protect there merchants fleets.^_^

 

[raildogg]

I was informed recently that the insurance company will let its member keep their 2013 plans in 2014 as well. This means that that my healthcare costs in 2014 will not be 3x the cost. In fact, the rate increase will actually be reasonable. I hope this helps many others who were likely going to get a huge increase. I am glad that the rates won't be rising as much as expected.

 

[alkemyst]

I was informed recently that the insurance company will let its member keep their 2013 plans in 2014 as well. This means that that my healthcare costs in 2014 will not be 3x the cost. In fact, the rate increase will actually be reasonable. I hope this helps many others who were likely going to get a huge increase. I am glad that the rates won't be rising as much as expected.

Companies are pushing back, which is good.

 

[werepossum]

I was informed recently that the insurance company will let its member keep their 2013 plans in 2014 as well. This means that that my healthcare costs in 2014 will not be 3x the cost. In fact, the rate increase will actually be reasonable. I hope this helps many others who were likely going to get a huge increase. I am glad that the rates won't be rising as much as expected.

Good news. Glad to see that at least for some people, Obama's decision is practical. Now we've got half a year to get this thing fixed so that your rates don't go up to 3X next year.