Health Insurance going up fast! this guys went up 2100 bucks

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shira

Diamond Member
Jan 12, 2005
9,567
6
81
Thats it, keep that head in the sand. Obama can do no wrong.

http://www.boston.com/news/health/articles/2010/07/18/firms_cancel_health_coverage/

"The relentlessly rising cost of health insurance is prompting some small Massachusetts companies to drop coverage for their workers and encourage them to sign up for state-subsidized care instead, a trend that, some analysts say, could eventually weigh heavily on the state’s already-stressed budget."

Read your own quotations. "Relentlessly rising" means "rising continually over a long period of time." Obamacare was passed just a few months ago.

The status quo is un-sustainable. But now you're blaming the status quo on Obama?
 

Vette73

Lifer
Jul 5, 2000
21,503
8
0
None of the major provisions of Obamacare are in place yet. Those with pre-existing conditions are still locked out. There's no mandate and there are no exchanges. Companies aren't dramatically changing their plans to meet the minimum requirements of Obamacare. So unless you're arguing that insurance companies are doing a preemptive strike, what people are seeing now is the natural trajectory of our current, horrible insurance system.

The cause of the dramatic premium increases is that - more and more - the healthy are bailing out of policies - and going uninsured - because they've become so expensive. That leaves behind those with expensive medical conditions who need their coverage and cannot afford to bail out. That makes the average cost of claims per policy increase, and the insurance companies jack up their premiums to cover these increases. That leads to another round of the healthy bailing out, and so on.

What you have right now is the situation that conservatives strove so hard to preserve - the status quo.

Yep thats what Wellpoint has said is their reason they have raised rates, not the health care bill...

Brian Sassi, the head of WellPoint's consumer business unit
"When the healthy leave and the sick stay, that is going to dramatically drive up costs," Sassi said in an interview.
 

shira

Diamond Member
Jan 12, 2005
9,567
6
81
And you were saying something about anecdotal evidence?

Troll

So when you post anecdotal evidence, it proves a clear cause and effect relationship. But when someone else posts opposing data, they're a troll.
 

spidey07

No Lifer
Aug 4, 2000
65,469
5
76
None of the major provisions of Obamacare are in place yet. Those with pre-existing conditions are still locked out. There's no mandate and there are no exchanges. Companies aren't dramatically changing their plans to meet the minimum requirements of Obamacare. So unless you're arguing that insurance companies are doing a preemptive strike, what people are seeing now is the natural trajectory of our current, horrible insurance system.

The cause of the dramatic premium increases is that - more and more - the healthy are bailing out of policies - and going uninsured - because they've become so expensive. That leaves behind those with expensive medical conditions who need their coverage and cannot afford to bail out. That makes the average cost of claims per policy increase, and the insurance companies jack up their premiums to cover these increases. That leads to another round of the healthy bailing out, and so on.

What you have right now is the situation that conservatives strove so hard to preserve - the status quo.

Wow. You honestly think like this don't you? This kind of willfull ignorance really is astounding. That takes some REAL effort on your part to be just this stupid.

Obama is forcing insurers to take in more people and pay more money. That means premiums MUST be increased. Common sense.
 

Vette73

Lifer
Jul 5, 2000
21,503
8
0
Wow. You honestly think like this don't you? This kind of willfull ignorance really is astounding. That takes some REAL effort on your part to be just this stupid.

Obama is forcing insurers to take in more people and pay more money. That means premiums MUST be increased. Common sense.


Got something to prove that?
Even the insurance companies are saying that is not the reason.
 

nobodyknows

Diamond Member
Sep 28, 2008
5,474
0
0
As far as I'm concerned we should just abolish insurance and let everyone go broke/die early unless they can afford to pay it out of their pown pockets. Doing so would most likely solve the problem of inheritance taxes at the same time.
 

GuitarDaddy

Lifer
Nov 9, 2004
11,465
1
0
lol do you really think they are telling you the truth?

Wow, you righties flipflop more than a fish on dry land. When insurance companies were fighting UHC they are free market capitalist saints who can do no wrong, but the minute they say something contrary to your partisan talking points they are liars who can't be trusted

You guys are a constant source of non-stop comedy gold
 

OutHouse

Lifer
Jun 5, 2000
36,413
616
126
Wow, you righties flipflop more than a fish on dry land. When insurance companies were fighting UHC they are free market capitalist saints who can do no wrong, but the minute they say something contrary to your partisan talking points they are liars who can't be trusted

You guys are a constant source of non-stop comedy gold

sorry rightie not found.
 

GTKeeper

Golden Member
Apr 14, 2005
1,118
0
0
Hold your horses everyone. Health care premiums have been on the rise before the HC Bill. My company (which started in 2004) had their HC premiums raised every single year at MINIMUM 10% with NO explanation, we are now in 2010 and you can imagine that with compounding we are way over double what we paid 6 years ago. Its ridiculous. So if people think that the HC bill is the only/direct cause for the price increases they are dreaming. HC companies have been jacking rates for years now.
 

cubby1223

Lifer
May 24, 2004
13,518
42
86
Anecdotal evidence. Mine stayed the same.

Mine going up. Parents going up. We're each thinking of dropping our coverage and taking our chances. That's what this health care bill was designed to do - make insurance unaffordable.

Can't expand new "free" coverage to 30 million people without the rest of us having to pay their bills.
 

thegimp03

Diamond Member
Jul 5, 2004
7,426
2
81
We have been told that our health insurance plans may change too. I'm interested to see what happens as my company pays a significant amount towards employee plans so that paycheck deductions are fairly small. For instance, with the plan I have, I pay out $35 a paycheck for myself. My wife still has hers paying out of her paycheck until annual benefits selections come up in a few months, but she pays out more like $90 a paycheck for herself.
 

senseamp

Lifer
Feb 5, 2006
35,787
6,195
126
That's what happens when you take public option off the table. Insurers know they won't have any competition.
 
Aug 23, 2000
15,511
1
81
My wifes coverage stayed the same and so did ours. Normally health insurance goes up every year. I doubt anyone could possibly be seeing the effect of the healthcare bill this early. It won't even be fully implemented till something like 2014.

The insurance companies know when they are going to start taking it in the ass, so they are going to stock up on lube early.
 

Arglebargle

Senior member
Dec 2, 2006
892
1
81
And this is my point for the slow ones around here...

"A quick Google shows average increases this year of 10 percent for group plans and 20 percent for individual plans."

Since you are so handy with the Google search, how does that compare to previous years?

Or would that mess up your intended point?
 
Nov 30, 2006
15,456
389
121
Since you are so handy with the Google search, how does that compare to previous years?

Or would that mess up your intended point?
I made my intended point. Perhaps you've read more into my posts than what was actually stated.

But don't worry about it...morons do it all the time. Please let me know if this particular point also lacks clarity for you and I'll be happy to embellish.
 

GarfieldtheCat

Diamond Member
Jan 7, 2005
3,708
1
0
Thats it, keep that head in the sand. Obama can do no wrong.

http://www.boston.com/news/health/articles/2010/07/18/firms_cancel_health_coverage/

"The relentlessly rising cost of health insurance is prompting some small Massachusetts companies to drop coverage for their workers and encourage them to sign up for state-subsidized care instead, a trend that, some analysts say, could eventually weigh heavily on the state’s already-stressed budget."

http://chippewa.com/news/local/article_27b0ffa2-9fdc-11df-8850-001cc4c03286.html

"EAU CLAIRE — If you get health insurance from your employer now, Peter Farrow, Steve Weld and Jeff Kowieski say to enjoy it. In 2014, that could change.

The health insurer, lawyer and accountant have all looked at health care reform, formally known as Patient Protection and Affordable Care Act. And on Tuesday, they left over 100 people representing Chippewa Valley businesses with this conclusion: It’s a well-intentioned law that falls short."

http://www.thefoxnation.com/health-...es-consider-dropping-employee-health-coverage

"In a stunning revelation Wednesday, several top U.S. corporations are seriously considering dropping employee health insurance coverage in light of what they see as the inevitable consequence of ObamaCare--skyrocketing costs."



All just anecdotal. Nothing is changing. Keep on goose-stepping

So his anecdotal experience that his insurance isn't changing somehow equals "Obama can do no wrong". Wow, brilliant (and wrong) conclusion. Partisanship for the lose. Amazing logic skills once again.

And goose-stepping is more your right-wing neocon type.
 

Arglebargle

Senior member
Dec 2, 2006
892
1
81
I made my intended point. Perhaps you've read more into my posts than what was actually stated.

But don't worry about it...morons do it all the time. Please let me know if this particular point also lacks clarity for you and I'll be happy to embellish.

Like if the previous year's general increase was around 10%? Or the year before?

How's your lobotomy laboratory doing in upstate New York?
 

woolfe9999

Diamond Member
Mar 28, 2005
7,164
0
0
FFS someone either post a link to data that shows a national trend of health insurance premiums going up more this year than previous years or what are we even discussing in this thread? "My premiums went up this year" why is that even relevant?

- wolf
 

Phokus

Lifer
Nov 20, 1999
22,995
776
126
Well, you see guys, if we truly had a FREE MARKET, you could get an MRI exam for only 50 cents. - Every drooling idiot republican ever.
 

Arglebargle

Senior member
Dec 2, 2006
892
1
81
Ah...former patient. So that's where I know you from!

I got better! It was the snake regneration serum....

What I don't get is how anyone who values free market ideals can even look at modern insurance and see anything working properly. More and more, workers don't even have a choice between providers of insurance. The consumer of the service has no say or in what insurance they get: That decision is made by someone much higher up the chain, who really is not likely to use it. That person's criteria for buying the company insurance is much more likely to be corporate bottom line cost, how things look on a report, etc. Problems with the services provides no feedback.

There's very little there that resembles a classical free market exchange. It's broken.
 
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