Health Insurance going up fast! this guys went up 2100 bucks

[dmcowen674]

Our company recently announced that it will be introducing a new 'healthcare strategy' soon...I have a bad feeling about this.

Just how many straws can you put on the backs of the middle class?

There is no middle class and that is by design by your friends.

 

[Doc Savage Fan]

FFS someone either post a link to data that shows a national trend of health insurance premiums going up more this year than previous years or what are we even discussing in this thread? "My premiums went up this year" why is that even relevant?

- wolf

Edit: Damn that's old...here's something covering the last decade:

 

[dmcowen674]

As far as I'm concerned we should just abolish insurance and let everyone go broke/die early unless they can afford to pay it out of their pown pockets. Doing so would most likely solve the problem of inheritance taxes at the same time.

That is the Republican plan

Dems are trying to stop it but don't see that happening.

 

[Doomguy]

The tax benefits for employers offering health insurance should be repealed. Having your health insurance tied to your employer is terrible -- for many reasons.

- Labor mobility is negatively effected.

-Companies can discriminate against employees that appear to have health conditions that will raise their group insurance rates.

- The cost of healthcare is hidden away from the employees -- so they'll be more frivolous with their use of it.

- It prevents a free market of health insurance from existing. Having subsidized insurance through your job limits your choice of plans.

Health "insurance" isn't even insurance. Imagine if your car insurance took care of your oil changes, tires, wipers, brakes, etc? Then you wouldn't give a shit what any of these cost.

Insurance provides an incentive to raise prices on medical costs. Hmm if Medicare or an HMO only pay a fixed percentage of the actual bill, then why shouldn't healthcare providers make the costs as high as possible?

 

[Pens1566]

FFS someone either post a link to data that shows a national trend of health insurance premiums going up more this year than previous years or what are we even discussing in this thread? "My premiums went up this year" why is that even relevant?

- wolf

Ah, another one gets it.

 

[senseamp]

So do you agree the bill was a failure?

On many levels, yes, we will need to keep reforming.

 

[AreaCode707]

My new plan took my self-injectable medication for arthritis form $20/4-pack to 20%. Retail price is about $1500/4-pack. So that takes me from $240/year to $3600/year.

I'm waiting for the day I can't get/afford medication and am crippled and forced to stop making money and paying the godawful amount in taxes that I pay now. Government net win at that point will be -$55,000 in taxes and -$xxx,xxx in my drastically increased lifetime health costs.

 

[nobodyknows]

Originally Posted by nobodyknows
As far as I'm concerned we should just abolish insurance and let everyone go broke/die early unless they can afford to pay it out of their pown pockets. Doing so would most likely solve the problem of inheritance taxes at the same time.

That is the Republican plan

Dems are trying to stop it but don't see that happening.

You need to get out of your strange bizzaro world where everything is the Republicans fault.

It seems clear to me that the Dems could have passed the public option if they had the guts but failed to do so. Why? Because they have their hands out begging for re-election donations just like the Republicans.... and every other politician no matter what "party".

Ask yourself, why do they spend millions and millions of dollars for jobs that pay less then $200,000/year??

 

[Generator]

I think the insurance companies know they are in their last throes. The baby boomers giveth and taketh away. Fuck the mandate, fuck the game. Younger generations work for money not health insurance for the boomers. In the end maybe we will see the death of employer provided insurance. I don't need my employer handling that for me. Make these private insurers compete in the big pool of American citizens. Not some big corporation no matter how big representing less than 1% of the country's need.

 

[jpeyton]

Time for a public option.

 

[piasabird]

There is not even a guarantee that you will ever see the O'Bammah Healt Care. Bill Gates is giving speeches discussing death panels, and how we need to cut back on health care to old people. He is claiming we waste too much money on heart bypasses on people over 60. Should we just issue them a rocking chair and tell them to wait till they die?

Bill Gates wants us to have Death Panels!

 

[dmcowen674]

You need to get out of your strange bizzaro world where everything is the Republicans fault.

It seems clear to me that the Dems could have passed the public option if they had the guts but failed to do so. Why? Because they have their hands out begging for re-election donations just like the Republicans.... and every other politician no matter what "party".

Ask yourself, why do they spend millions and millions of dollars for jobs that pay less then $200,000/year??

Like everything was golden under your hero Bush?

 

[IndyColtsFan]

Like everything was golden under your hero Bush?

I have had very sharp arguments with nobodyknows in these forums. He's called me names and I've returned the favor. We've disagreed on how healthcare reform was handled. But I can tell you this about him -- he is no Bush fan and quite frankly, I've been pleasantly surprised by his recent posts and the positions he has taken.

You're just a jealous, failed has-been (in your case, a never-been) who talks a big game but won't back it up. And you were the dumbass that voted for Bush, so you have no room to criticize anyone.

 

[IndyColtsFan]

You need to get out of your strange bizzaro world where everything is the Republicans fault.

It seems clear to me that the Dems could have passed the public option if they had the guts but failed to do so. Why? Because they have their hands out begging for re-election donations just like the Republicans.... and every other politician no matter what "party".

Ask yourself, why do they spend millions and millions of dollars for jobs that pay less then $200,000/year??

Thank you!

 

[Jhhnn]

From page 1-

My employer held a meeting for non-union members where we were informed that coverage for us could soon be dropped entirely.

The employees in AFSCME didn't have that meeting. I wonder why. Boggles my mind.

Union employees have a *contract*, meaning the company can't change the agreed upon benefits except by renegotiating or going broke... You, non-union, they can screw any time they feel like it, and they're apparently starting to get a little chubby... I'm sure that no employer would use an economic downturn as an excuse to turn on their employees, would they?

Free Market! Rah! Rah! Rah! I mean, it's just what you asked for, right?

Gotta Luv it. Doc Savage Fan posts a chart showing that current rate increases are nothing out of the ordinary, and is ignored by the usual ravers...

Here's some more-

http://www.usatoday.com/money/industries/health/2009-09-15-insurance-costs_N.htm

 

[nick1985]

From page 1-



Union employees have a *contract*, meaning the company can't change the agreed upon benefits except by renegotiating or going broke... You, non-union, they can screw any time they feel like it, and they're apparently starting to get a little chubby... I'm sure that no employer would use an economic downturn as an excuse to turn on their employees, would they?

Free Market! Rah! Rah! Rah! I mean, it's just what you asked for, right?

Gotta Luv it. Doc Savage Fan posts a chart showing that current rate increases are nothing out of the ordinary, and is ignored by the usual ravers...

Here's some more-

http://www.usatoday.com/money/industries/health/2009-09-15-insurance-costs_N.htm

Their contract was just re-negotiated for the next year. Its OK though, they got locked in with 1 percent raises, not nearly enough to even cover their dues. Non-union employees made out way better. Plus with the downsizing thats coming up next fiscal year, the union employees have to can people based on the amount of time they have worked. The non union departments get to fire people based on performance. Since I am the newest member of my department's staff, I will keep my job. Its all good in the end :thumbsup:

 

[Jhhnn]

Their contract was just re-negotiated for the next year. Its OK though, they got locked in with 1 percent raises, not nearly enough to even cover their dues. Non-union employees made out way better. Plus with the downsizing thats coming up next fiscal year, the union employees have to can people based on the amount of time they have worked. The non union departments get to fire people based on performance. Since I am the newest member of my department's staff, I will keep my job. Its all good in the end :thumbsup:

I'm going to tell you a secret, Nick1985, but I'm sure you won't believe it. Wait for it... here it is...

They'll put the bone to you on the basis of whim, if they feel like it. They'll do it any time they want, if for no reason other than to see the look on your face, and they'll cherish every moment...

Clearly, you ain't been around...

 

[HendrixFan]

Their contract was just re-negotiated for the next year. Its OK though, they got locked in with 1 percent raises, not nearly enough to even cover their dues. Non-union employees made out way better. Plus with the downsizing thats coming up next fiscal year, the union employees have to can people based on the amount of time they have worked. The non union departments get to fire people based on performance. Since I am the newest member of my department's staff, I will keep my job. Its all good in the end :thumbsup:

Last one in, first one out oftentimes.

 

[DrPizza]

Their contract was just re-negotiated for the next year. Its OK though, they got locked in with 1 percent raises, not nearly enough to even cover their dues. Non-union employees made out way better. Plus with the downsizing thats coming up next fiscal year, the union employees have to can people based on the amount of time they have worked. The non union departments get to fire people based on performance. Since I am the newest member of my department's staff, I will keep my job. Its all good in the end :thumbsup:

And, 10 years from now, when you're making more money & they decide to lay off people again, guess who gets to go. You can show loyalty to the company for 3 decades & they can let you go on a whim.

 

[alkemyst]

1) health care is a privledge not a right. People die sometimes.

2) I don't know of any government agency that runs at a profit (private health care does and even they are having a hard time) nor any that has it's money fully walled off from any other projects.

Once National Health care fires off, every employer pretty much is going to stop offering it. They'd have to to be competitive with their peers doing the same.

Once they have control of all those premiums our health care is going to go down as the worst in the world. I guarantee for the first time in the history of the world you'll have people AVOIDING the US for medical care just like the world is now avoiding our dollar. At the same time you are going to see funds being allocated for special projects left and right. The coffers are going to get raped.

I have buddies that do a ton of world travel. They used to say they'd never convert their money to local currency as they'd get much better pricing just showing dollar bills or a twenty at times. Now they get asked for Pounds/Euros...."You got British?" is a common term on many islands they go too.

We need to let the poorest of poor work themselves out of the system and stop creating more welfare projects that have no returns on investment. It's a sad thing to do, but so were mass layoffs.

 

[StageLeft]

Article out today that MVP wants to raise rates 8-12% for big employers and 25-30% for small. I work with a guy who pays about $15k/year for his young family in insurance to MVP. He says they jack up rates constantly. People like him are getting fvcked by the health care system. They don't raise rates on big employers because they can't; the big employer has more weight.

In NY apparently insurers have to get permission or something first before jacking rates.

I have buddies that do a ton of world travel. They used to say they'd never convert their money to local currency as they'd get much better pricing just showing dollar bills or a twenty at times. Now they get asked for Pounds/Euros...."You got British?" is a common term on many islands they go too.

I've travelled quite a bit and let me tell you England has never taken US dollars. And neither has France, or Japan. Or Canada. Actually that's not quite right, many places in Canada do take USD and they always give you a pretty poor exchange on it. I guarantee if you showed a US $20 to somebody in England now or 10 years ago for lunch they'd throw you out in traffic.

 

[Schadenfroh]

No changes for me yet, but the insurance plan my employer (state government) provides me is not that great.

 

[DaveJ]

1) health care is a privledge not a right. People die sometimes.

Only the rich or the healthy should be allowed to live. Gotcha.

We need to let the poorest of poor work themselves out of the system and stop creating more welfare projects that have no returns on investment. It's a sad thing to do, but so were mass layoffs.

What's the ROI on *your* life?

 

[alkemyst]

In NY apparently insurers have to get permission or something first before jacking rates.I've travelled quite a bit and let me tell you England has never taken US dollars. And neither has France, or Japan. Or Canada. Actually that's not quite right, many places in Canada do take USD and they always give you a pretty poor exchange on it. I guarantee if you showed a US $20 to somebody in England now or 10 years ago for lunch they'd throw you out in traffic.

Well doing the 'major' cities of the world is hardly world travel outside of just seeing New York city with just a different facade.

However, even in the islands if you do the tourist trek everyone is going to want proper currency, but you may even see Mickey Mouse along the way....yay!

 

[alkemyst]

Only the rich or the healthy should be allowed to live. Gotcha.



What's the ROI on *your* life?

Naw dawg. Who said anything about rich? However if you can't afford something you do without...if that's food then you die. You don't get buried you get thrown in the trash.

It's called being real. It's sad, but if one wants socialism or communism they need to get the fuck out of America. We are a pay to play nation, you change that then everyone is poor.

Do you know what ROI is even?