HOT.... $100 Giftcard by signing up for a CitiCard

[JSLIM]

This is based on a rewards points system, you get 10,000 for signing up and then you redeem them on whatever they offer you. There are vendors that you listed and more. Hot Deal considering I got mine in less than a month after redeeming.

 

[FatPat]

Thanks, OP. Guess I'll give it a shot.

 

[Chevydriver]

Originally posted by: mainomega
I belive it will lower your score some tiny points for a couple of months but then the fact that you now have "more" credit will bring it up a couple more points that you originally had. I had 798 before signing up and i currently have 793, i applied for this card and the sony $100 card too, so not to bad.

How do you find out your credit score? I ran a credit check around a yr ago and it never showed my score. Is there a free credit check somewhere that does show it?

 

[mainomega]

https://www.annualcreditreport.com/cra/index.jsp

THats the free gov one. My paypal credit card (providian) always you to track your score from month to month so i use that.

 

[Kishan]

I'm 19 with mid to high 600's FICO score. I have a Citi Platinum Student Card for over 6 months with a $2k limit with no revolving balance. Do you think I could get approved for this?

Thanks,
Kishan

 

[mainomega]

Only one way to find out.... although 6 months isn't long enought i think. Try it though, it won't hurt and if you dont get approved they'll tell you why.

 

[Chevydriver]

Originally posted by: mainomega
<a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.com/cra/index.jsp">https://www.annualcreditreport.com/cra/index.jsp</a>

THats the free gov one. My paypal credit card (providian) always you to track your score from month to month so i use that.

Ok I went to that site. Do all three (experian, equifax, and transunion) give the score? Which is the best to use? Thanks.

 

[JSLIM]

Originally posted by: Chevydriver

Originally posted by: mainomega
<a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.com/cra/index.jsp"><a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.com/cra/index.jsp">https://www.annualcreditreport.com/cra/index.jsp</a></a>

THats the free gov one. My paypal credit card (providian) always you to track your score from month to month so i use that.

Ok I went to that site. Do all three (experian, equifax, and transunion) give the score? Which is the best to use? Thanks.

The experian site, you need to pay $5 for the score.

 

[Chevydriver]

Equifax charges $7 for the FICO score. I went with them anyways. My score is 798. I figured it was going to be good.

 

[cmv]

Thanks! I'm in.

If you're worried about the above mentioned release of customer info think about it -- who is going to be very careful now? The company that just got burned. If I recall correctly, it wasn't CitiBank directly so if you signup put a checkmark on the "do not share with 3rd parties" box and that might help.

Oh, and this card has the "virtual numbers" feature that is sadly missing on my other cards so that is a real plus for me. Plus photo on card!