How have your mutual funds been doing in the last 3-6 months?

[edprush]

What types of gains/losses?

Which funds?

I'm wondering if it's too late to get in before the market makes a big correction.

 

[iversonyin]

Originally posted by: edprush
What types of gains/losses?

Which funds?

I'm wondering if it's too late to get in before the market makes a big correction.

Invest in long term, buy index fund. Buy when its up, buy when its down. You'll make 8-10% long term without any headache.

 

[Elbryn]

Originally posted by: iversonyin

Originally posted by: edprush
What types of gains/losses?

Which funds?

I'm wondering if it's too late to get in before the market makes a big correction.

Invest in long term, buy index fund. Buy when its up, buy when its down. You'll make 8-10% long term without any headache.

QFT.. use dollar cost averaging to make your life simple. you'll get less shares when its up but more when its down. over the long haul, everything in between is just noise, ignore it.

 

[kranky]

Originally posted by: iversonyin

Originally posted by: edprush
What types of gains/losses?

Which funds?

I'm wondering if it's too late to get in before the market makes a big correction.

Invest in long term, buy index fund. Buy when its up, buy when its down. You'll make 8-10% long term without any headache.

There would be a lot more millionaires if people would grasp this simple concept. But for whatever reason, too many people want to make it more complicated.

 

[edprush]

Originally posted by: iversonyin

Originally posted by: edprush
What types of gains/losses?

Which funds?

I'm wondering if it's too late to get in before the market makes a big correction.

Invest in long term, buy index fund. Buy when its up, buy when its down. You'll make 8-10% long term without any headache.

8-10% long term? What do you consider long term?

 

[maddogchen]

10+ years

 

[Homerboy]

my IRA has doubled in the past 4.5yrs
I'm happy thus far.
I just rolled over from MONY/AXA to Met...lost 5% on early withdrawal and Met paid me 7% for deposit with a low water mark of 6% guaranteed return no matter what happens.

 

[Matthias99]

My 401(k) is invested about 50% in one of those target date retirement funds and about 50% in a mix of other stock/bond funds (I'd put it all in the target date fund but I want a more aggressive mix than they use, and I'd put it all in other funds but my selection is quite limited.) Overall it's about 60% US stocks, 25% foreign stocks, 10% bonds, and the rest is cash/short-term and "other".

YTD: +9.9%
Q107 (1/1-3/31): +2.5%
Q406 (10/1-12/31): +6.8%
11/1-4/30 (~last 6mos): +10.6%

Those are TWRR values from Fidelity -- they're straight-up returns, not an approximated APR or anything like that. The overall market has been quite good lately.

Market timing is extremely difficult even if you're a financial expert. If you have a sizable chunk of cash to invest with right away and you're concerned about buying in right before a big drop, buy into investments over the course of a few weeks or months, splitting your nest egg into equal purchases. Dollar-Cost Averaging (a fancy name for "investing the same amount of money at regular intervals") works well, and fits nicely for most people who would be investing into a 401(k) or taking a chunk of their monthly budget and saving it.

 

[Reel]

YTD was just over 5% for VFINX. 15% for the past year.

 

[Gooberlx2]

American Funds - Capitol World Growth Index Fund has done about 14% overall for me for (I think) the last few/several years.

I'm pleased with it.

 

[robphelan]

my 401k

For the quarter ending 3/31/2007 Rate of Return 17.33%
For the 12 months ending 3/31/2007 Rate of Return 8.76%

mostly due to company stock appreciation - not MFs

 

[absolu7]

what is a good place to look up foreign mutual funds?

 

[Cal166]

Since Inception (04/30/2006): 8.23%
First Quarter of 2007: 2.30%

 

[Firebot]

I haven't had my mutual funds long (switched from stock trading), actually just a little over 2 months now, and here are how they look.

EPL8575 MIX CHINA OPPORTUNITIES CLASS 19.74 20.53 0.79 +4.00 %
EFI072 ETHICAL CANADIAN DIVIDEND 20.85 22.0873 1.2373 +5.93 %
AGF333 AGF PRECIOUS METALS 27.17 28.89 1.72 +6.33 %

Precious metals was actualy well over 10% before declining back the past week. I like the 3 picks, strangely enough the 'safe' mutual fund is on par with the others percentage wise due to simply how much the Canadian economy has been booming compared to the US. The Canadian dollar is on a 30 year high versus the US dollar.

 

[PricklyPete]

pretty well.

 

[TheNinja]

YTD - 8.8%
2 return = 32.4%

 

[LS20]

8.1 YTD
my personal investment account is doing much better

 

[Rumpltzer]

My last three purchases have been in ETFs:
XLE up 39.7% since August 2005
EWZ up 46.2% since May 2006
EEM up 47.8% since June 2006

As you can see, I don't buy too often and I don't go too conservative.

I'm about to dump WMT (down 21.1% since April 2002) and put the money into EWS. EWM is another one that I watch in the same region, but I'm pretty set on EWS for now.

It might be close to the time to bail out of XLE as well. Maybe I'll wait until mid-summer for that...


You shouldn't take stock tips from ATOT.

 

[K1052]

8.3% YTD in the 401K

9.7% YTD in the personal account that has various index funds

 

[chuckywang]

What funds? I'm looking to buy some VFINX....

 

[boredhokie]

Anyone looking at Russian ETF's?

 

[Eli]

Damn.

I need to find a good job and get in on this sh!t.

 

[mb]

3 month -13.61%
YTD -3.61%
1 year 22.31%

3 month 3.92%
YTD 7.22%
1 year 19.21%

3 month 5.46%
YTD 8.14%
1 year 21.92%

3 month 5.50%
YTD 12.89%
1 year 18.41%

 

[The Sauce]

YTD = 11.0%

Using Fidelity Monitor - Unique Opportunities portfolio

 

[alrocky]

VFINX is 8.2% YTD and 15.1% for 12 months ending 4/30/07

---

TSP Funds YTD:

_8.2% = C Fund = (VFINX) S&P 500 Index
10.2% = S Fund = (VEXMX) Extended Market Index
_9.9% = I Fund = (VDMIX) Developed Markets Index

5/7 of my mutual funds are in double digits YTD.