How is your IRA/401K retirement allocated?

[rh71]

also, you shouldn't need to pay those fees in an IRA at all. transfer that stuff to vanguard or fidelity or schwab to get low-expense funds/ETFs that are free of transaction fees

Someone else mentioned to me low-cost ETFs is the way to go if I stick with it for 20-30 years. Assuming I know nothing, what are your thoughts on this?

 

[Uppsala9496]

I've tied up some funds in the following ETF's and they have performed well for me:
VYM
VHT
VO
VGT
VTV

With having enough money at Vanguard, there we no fees associated with the purchase.

 

[pete6032]

Someone else mentioned to me low-cost ETFs is the way to go if I stick with it for 20-30 years. Assuming I know nothing, what are your thoughts on this?

All you need to know. Take about an hour reading through the site. Then choose a portfolio, such as the three fund portfolio.

http://www.bogleheads.org/wiki/Three-fund_portfolio


Better to get rich slowly (rising tide lifts all boats), than to chase individual companies and get nickle and dimed on fees.